Kobeta - Bank Rakyat

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	== '''OLD DETAILS''' ==		== '''OLD DETAILS''' ==
-		+	Calculation Sheet & Repayment Table
-	== Calculation Sheet & Repayment Table ==	+
	[[Media:KOBETABKR-CEF81-newGST.xls]]		[[Media:KOBETABKR-CEF81-newGST.xls]]

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Revision as of 06:57, 17 July 2020

Contents 1 Product Features 2 Document List 3 Calculation Sheet & Repayment Table 4 Non-Target Market 5 Target Market 6 NON Target Jawatan 7 Special Remarks 8 OLD DETAILS

Product Features

• Location: Whole Malaysia

(SABAH & SARAWAK AG PAYSLIP ONLY)

• Employment Status: 6 Months and Above.
• Eligibility for AG: 60%
• Salary: RM1500.00 and above only
• Age: 20-58 years Only
• Loan amount: 5,000 - 250,000
• Min & Max tenure: 10 years (Fix)
• Interest Rate :

-Payslip selain AG: 6.90%

• Payout: 81% less 2 month installment less RM846.60
• Yuran :RM30 ( yuran rm30 will start deduct after 6 months)
• TAT: 2-3 weeks
• Angkasa Fee: 2%
• CTOS: Ctos below RM20K
  • above RM20K proceed with interest 7.88% ,compulsory to settle.
• Bankcruptcy :Compulsory to settle ;pls provide statement (ANGKASA MUST BE ACTIVE) 7.88%
• CTOS hit more than RM30k, TAT more than 3 weeks.
• Credit card can not be more than RM30K
• Housing loan can not be more than RM200K
• Personal loan can not be more than RM100K,
• Ctos Bank Rakyat must be settle(compulsory)
• CTOS AS Gurantor – Tiada had ditentukan

**Bankcruptcy

• Rate :7.99%
• Angkasa must be status ‘A’ active

Document List

• File:Kobeta-BRT-FormNEW-6.90.pdf
• Application Forms :
• KOBETA BRT FULL Application Form
• BPA - 2 copy
• Photocopy of IC (disahkan majikan) - ori 3 copies
• Payslip original - 1 copy (Carbon)
• Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
• Pengesahan Jawatan-Letter Head (ORI)
• Bank Account copy BANK RAKYAT (compulsory)
• Settlement statement (if any-exp in 1 month & above)
• Opsyen Letter (if any-with cop ori majikan)

Calculation Sheet & Repayment Table

Kobeta Calculation :

• CEF : Media:KOBETA-SUSB-CEF-New.zip

Non-Target Market

Media:NonTMkobeta-listing-NEW4.pdf -update 18/7/2017

• JABATAN HAL EHWAL KHAS / KEMENTERIAN JASA AKAN DIBUBARKAN - NON TARGET MARKET 10/10/2018
• LEMBAGA PERTUBUHAN PELADANG -NON TARGET MARKET 12/3/2018
• MALIS AGAMA ISLAM DAN ADAT MELAYU - NON TARGET MARKET 12/3/2018
• TELEKOM MALAYSIA (TM) - NON TARGET MARKET
• LEMBAGA KOKO - NON TARGET MARKET -23/10/17
• AMANAH IKHTIAR MALAYSIA (2014) - NON TARGET MARKET
• LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) - NON TARGET MARKET
• SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
• MALAYSIA AIRPORT HOLDINGS BERHAD - NON TARGET MARKET
• UEM LAND BERHAD - NON TARGET MARKET
• TEKUN NASIONAL - NON TARGET MARKET
• LEMBAGA MUZIUM NEGERI TERENGGANU - NON TARGET MARKET
• KOLEJ POLY TECH-MARA (MAY 2016) - NON TARGET MARKET
• SAJ HOLDING SDN BHD (SAJ)NON TARGET MARKET
• PERBADANAN BUKIT BENDERA PULAU PINANG NON TARGET MARKET
• FINAS (26/7/16)NON TARGET MARKET
• MIROS -Malaysian Institute of Road Safety Research (16/11/16) NON TARGET MARKET
• GIAT MARA NON TARGET MARKET -22/11/2016
• UNIVERSITI TENAGA NASIONAL (UNITEN) NON TARGET MARKET -09/12/2016

Target Market

1. Majikan Penjara
2. Suruhanjaya Penggangkutan Awam Malaysia (SPAD)
3. Kumpulan Wang Persaraan (KWAP)
4. Suruhanjaya Perumahan Negara Berhad (SPNB)
5. Pembagunan Sumber Manusia Berhad
6. Yayasan Pelajaran Mara
7. Lembaga Pemasaran Pertanian Persekutuan ( FAMA)
8. MAJLIS AGAMA ISLAM WILAYAH PERSEKUTUAN (MAIWP)(21/9/2016)
9. PLUS ***(Jwtn Manager ke atas, Gaji RM3K ke atas, kerja 3 Tahun ke atas, kelayakan 50%)***

NON Target Jawatan

1. PENGAWAL KESELAMATAN/ JAGA
2. GURU KAFA
3. TUKANG MASAK
4. TUKANG KAYU
5. AHLI SUKAN
6. TENTERA
7. JURU TOL
8. ARTIS BUDAYA
9. JURU METER
10. GURU PENDIDIKAN BUKAN SISWAZAH
11. JURULATIH KESATRIA (PLKN)
12. TEA LADY
13. PEKERJA SAMBILAN
14. PEKERJA KONTRAK
15. POSMEN
16. POLIS BANTUAN

Special Remarks

OLD DETAILS

Calculation Sheet & Repayment Table 

Media:KOBETABKR-CEF81-newGST.xls

Media:KOBETABKR-RT4.99.docx

Media:KOBETABKR-RT5.99.docx

Media:KOBETABKR-RT6.99.docx