Kobeta - Bank Rakyat
From Internal
Contents |
Product Features
- Location: Whole Malaysia
(SABAH & SARAWAK AG PAYSLIP ONLY)
- Employment Status: 6 Months and Above.
- Eligibility for AG: 60%
- Salary: RM1500.00 and above only
- Age: 20-58 years Only
- Loan amount: 5,000 - 250,000
- Min & Max tenure: 2-10 years
- Interest Rate :6.90%
- Payout: 81.42% - all the charges below:
- PROCESSING FEE 100.00
- SHARE STOCK 500.00
- KOPERASI PROTECTION FEE (KWPPA) 16.5%
- INSTALLMENT SECURITY 2.8%
- REGISTRATION FEES 10.00
- KHAIRAT KEMATIAN 50.00
- ADVANCE ENTRY MEMBERSHIP 540.00
- STAMP DUTY 0.5%
- Yuran :RM30 ( yuran rm30 will start deduct after 6 months)
- TAT: 2-3 weeks
- Angkasa Fee: 2%
- CTOS: Ctos below RM20K
- above RM20K proceed with interest 7.80% ,compulsory to settle.
- CTOS hit more than RM30k, TAT more than 3 weeks.
- Credit card can not be more than RM30K
- Housing loan can not be more than RM200K
- Personal loan can not be more than RM100K,
- Ctos Bank Rakyat must be settle(compulsory)
- CTOS AS Gurantor – Tiada had ditentukan
**Bankcruptcy
- Compulsory to settle ;pls provide full settlement statement from Insolvensi (ANGKASA MUST BE ACTIVE)
- Rate :7.80%
- Angkasa must be status ‘A’ active
- Payout: 81.42% - all the charges below:
- LAWYER FEES (non-fixed sm 4K+ ; ss 5K+)
- PROCESSING FEE 100.00
- SHARE STOCK 500.00
- KOPERASI PROTECTION FEE (KWPPA) 16.5%
- INSTALLMENT SECURITY 2.8%
- REGISTRATION FEES 10.00
- KHAIRAT KEMATIAN 50.00
- ADVANCE ENTRY MEMBERSHIP 540.00
- STAMP DUTY 0.5%
Document List
- Application Forms :
- KOBETA BRT FULL Application Form
- BPA - 2 copy
- Photocopy of IC (disahkan majikan) - ori 3 copies
- Payslip original - 1 copy (Carbon)
- Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
- Pengesahan Jawatan-Letter Head (ORI)
- Bank Account copy BANK RAKYAT (compulsory)
- Settlement statement (if any-exp in 1 month & above)
- Opsyen Letter (if any-with cop ori majikan)
- CONTOH ISI BORANG KOBETA BRT
- please click : File:Kobeta-BRT-FormNEW-6.90.pdf
Calculation Sheet & Repayment Table
Kobeta Calculation :
Non-Target Market
Media:NonTMkobeta-listing-NEW4.pdf -update 18/7/2017
- JABATAN HAL EHWAL KHAS / KEMENTERIAN JASA AKAN DIBUBARKAN - NON TARGET MARKET 10/10/2018
- LEMBAGA PERTUBUHAN PELADANG -NON TARGET MARKET 12/3/2018
- MALIS AGAMA ISLAM DAN ADAT MELAYU - NON TARGET MARKET 12/3/2018
- TELEKOM MALAYSIA (TM) - NON TARGET MARKET
- LEMBAGA KOKO - NON TARGET MARKET -23/10/17
- AMANAH IKHTIAR MALAYSIA (2014) - NON TARGET MARKET
- LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) - NON TARGET MARKET
- SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
- MALAYSIA AIRPORT HOLDINGS BERHAD - NON TARGET MARKET
- UEM LAND BERHAD - NON TARGET MARKET
- TEKUN NASIONAL - NON TARGET MARKET
- LEMBAGA MUZIUM NEGERI TERENGGANU - NON TARGET MARKET
- KOLEJ POLY TECH-MARA (MAY 2016) - NON TARGET MARKET
- SAJ HOLDING SDN BHD (SAJ)NON TARGET MARKET
- PERBADANAN BUKIT BENDERA PULAU PINANG NON TARGET MARKET
- FINAS (26/7/16)NON TARGET MARKET
- MIROS -Malaysian Institute of Road Safety Research (16/11/16) NON TARGET MARKET
- GIAT MARA NON TARGET MARKET -22/11/2016
- UNIVERSITI TENAGA NASIONAL (UNITEN) NON TARGET MARKET -09/12/2016
Target Market
- Majikan Penjara
- Suruhanjaya Penggangkutan Awam Malaysia (SPAD)
- Kumpulan Wang Persaraan (KWAP)
- Suruhanjaya Perumahan Negara Berhad (SPNB)
- Pembagunan Sumber Manusia Berhad
- Yayasan Pelajaran Mara
- Lembaga Pemasaran Pertanian Persekutuan ( FAMA)
- MAJLIS AGAMA ISLAM WILAYAH PERSEKUTUAN (MAIWP)(21/9/2016)
- PLUS ***(Jwtn Manager ke atas, Gaji RM3K ke atas, kerja 3 Tahun ke atas, kelayakan 50%)***
NON Target Jawatan
- PENGAWAL KESELAMATAN/ JAGA
- GURU KAFA
- TUKANG MASAK
- TUKANG KAYU
- AHLI SUKAN
- TENTERA
- JURU TOL
- ARTIS BUDAYA
- JURU METER
- GURU PENDIDIKAN BUKAN SISWAZAH
- JURULATIH KESATRIA (PLKN)
- TEA LADY
- PEKERJA SAMBILAN
- PEKERJA KONTRAK
- POSMEN
- POLIS BANTUAN
Special Remarks
OLD DETAILS
- Calculation Sheet & Repayment Table
