MBSB - Max-i

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(Allowances)
(Calculation Sheet & Repayment Table)
 
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''''''Accepted List''''''
''''''Accepted List''''''
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'''* Fixed Allowance'''
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''' Fixed Allowance'''
* Imbuhan Tetap Perkhidmatan Awam
* Imbuhan Tetap Perkhidmatan Awam
* Imbuhan Perumahan
* Imbuhan Perumahan
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* Pos Malaysia
* Pos Malaysia
* Perbadanan Labuan
* Perbadanan Labuan
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 +
== Calculation Sheet & Repayment Table ==
 +
 +
=== Old CEF ===
 +
[[Media:MBSBMax-I-CEF4.99%.xls]]
 +
 +
[[Media:MBSBMax-I-CEF5.20%.xls]]
 +
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[[Media:MBSBMax-I-RT4.99.xls]]
 +
 +
[[Media:MBSBMax-I-RT5.20.xls]]
 +
 +
=== Updated on 2013-01-14 ===
 +
[[Media:MBSB-AG-MAX-I-2-Banca.xls]]
 +
 +
[[Media:MBSB-AG-MAX-I-2-without-Banca.xls]]
 +
 +
=== Updated on 2013-01-17 ===
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 +
Note: Calculator for Bureau/Biro and AG are the same.
 +
 +
[[Media:MBSB-Bureau-MAX-I-2-Banca.xls]]
 +
 +
[[Media:MBSB-Bureau-MAX-I-2-without-Banca.xls]]

Latest revision as of 10:24, 17 January 2013

Contents

Product Features

  • Area Covered: East Malaysia and West Malaysia
  • Interest Rate:
    • With Banca Takaful: 4.99%- minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer
    • Without Banca Takaful: 5.20%
  • Payout: 100%
  • Tenure: Min 5 years - Max 20 years
  • Finance: Min RM3,000 to RM250,000

**Note: Maximum financing amount for Non-Biro is up to RM200,000

  • Salary: RM700 and above only
  • Age: 19 years and above
  • Expired Facility: 60 years old(opsyen letter)
  • Tat: 7 working days(for application above RM200,000 will take additional week)
  • Yuran: Waived
  • CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)

Package Validity

  • 1/1/2012 to 31/12/2012

Internal Overlap

  • Customer are allowed to do fresh loan & overlap Mbsb account
  • If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account.

Payslip expiry date

Payslip will expire every 20th of the subsequent month, example:

  • February payslip will expire on the 20th April
  • March payslip will expire on the 20th May

Allowances

'Accepted List'

Fixed Allowance

  • Imbuhan Tetap Perkhidmatan Awam
  • Imbuhan Perumahan
  • Bantuan Sara Hidup
  • Elaun Keraian

Case by Case Basis

  • Elaun BI Wilayah
  • Elaun Motosikal
  • Elaun Menyelam
  • Elaun Post Basik
  • Elaun Penguat Kuasa

'Rejected List'

  • Elaun Lebih Masa (OT)
  • Imbuhan Tahunan (Bonus)
  • Tunggakan (Arrears)
  • Elaun Memangku
  • Elaun Tanggungan
  • Elaun Jahitan
  • Elaun Warden

(This list will be updated from time to time)

Document List

**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.

  1. MBSB Agreement
  2. BPA - 1 copy
  3. Photocopy of IC(disahkan majikan) - 2 copies
  4. Payslip original - 1 copy
  5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
  6. Pengesahan Jawatan
  7. Bank Account copy(disahkan majikan)
  8. Borang Amanahraya
  9. Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
  10. Borang Temanku
  11. Settlement statement
  12. Opsyen Letter
  13. Lampiran Tambahan (Addadem)

Target Market

  • Same target market as WASLAH

Non Target Market

  • Pos Malaysia
  • Perbadanan Labuan

Calculation Sheet & Repayment Table

Old CEF

Media:MBSBMax-I-CEF4.99%.xls

Media:MBSBMax-I-CEF5.20%.xls

Media:MBSBMax-I-RT4.99.xls

Media:MBSBMax-I-RT5.20.xls

Updated on 2013-01-14

Media:MBSB-AG-MAX-I-2-Banca.xls

Media:MBSB-AG-MAX-I-2-without-Banca.xls

Updated on 2013-01-17

Note: Calculator for Bureau/Biro and AG are the same.

Media:MBSB-Bureau-MAX-I-2-Banca.xls

Media:MBSB-Bureau-MAX-I-2-without-Banca.xls

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