MBSB - Max-i
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Contents |
Product Features
- Area Covered: East Malaysia and West Malaysia
- Interest Rate:
- With Banca Takaful: 4.99%- minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer
- Without Banca Takaful: 5.20%
- Payout: 100%
- Tenure: Min 5 years - Max 20 years
- Finance: Min RM3,000 to RM250,000
**Note: Maximum financing amount for Non-Biro is up to RM200,000
- Salary: RM700 and above only
- Age: 19 years and above
- Expired Facility: 60 years old(opsyen letter)
- Tat: 7 working days(for application above RM200,000 will take additional week)
- Yuran: Waived
- CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
Package Validity
- 1/1/2012 to 31/12/2012
Internal Overlap
- Customer are allowed to do fresh loan & overlap Mbsb account
- If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account.
Payslip expiry date
Payslip will expire every 20th of the subsequent month, example:
- February payslip will expire on the 20th April
- March payslip will expire on the 20th May
Allowances
'Accepted List'
Fixed Allowance
- Imbuhan Tetap Perkhidmatan Awam
- Imbuhan Perumahan
- Bantuan Sara Hidup
- Elaun Keraian
Case by Case Basis
- Elaun BI Wilayah
- Elaun Motosikal
- Elaun Menyelam
- Elaun Post Basik
- Elaun Penguat Kuasa
'Rejected List'
- Elaun Lebih Masa (OT)
- Imbuhan Tahunan (Bonus)
- Tunggakan (Arrears)
- Elaun Memangku
- Elaun Tanggungan
- Elaun Jahitan
- Elaun Warden
(This list will be updated from time to time)
Document List
**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.
- MBSB Agreement
- BPA - 1 copy
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy(disahkan majikan)
- Borang Amanahraya
- Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
- Borang Temanku
- Settlement statement
- Opsyen Letter
- Lampiran Tambahan (Addadem)
Target Market
- Same target market as WASLAH
Non Target Market
- Pos Malaysia
- Perbadanan Labuan
Calculation Sheet & Repayment Table
Old CEF
Updated on 2013-01-14
Media:MBSB-AG-MAX-I-2-Banca.xls
Media:MBSB-AG-MAX-I-2-without-Banca.xls
Updated on 2013-01-17
Note: Calculator for Bureau/Biro and AG are the same.
