MBSB - Max-i

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Latest revision as of 10:24, 17 January 2013

Product Features

Area Covered: East Malaysia and West Malaysia
Interest Rate:
- With Banca Takaful: 4.99%- minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer
- Without Banca Takaful: 5.20%
Payout: 100%
Tenure: Min 5 years - Max 20 years
Finance: Min RM3,000 to RM250,000

**Note: Maximum financing amount for Non-Biro is up to RM200,000

Salary: RM700 and above only
Age: 19 years and above
Expired Facility: 60 years old(opsyen letter)
Tat: 7 working days(for application above RM200,000 will take additional week)
Yuran: Waived
CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)

Package Validity

1/1/2012 to 31/12/2012

Internal Overlap

Customer are allowed to do fresh loan & overlap Mbsb account
If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account.

Payslip expiry date

Payslip will expire every 20th of the subsequent month, example:

February payslip will expire on the 20th April
March payslip will expire on the 20th May

Allowances

'Accepted List'

Fixed Allowance

Imbuhan Tetap Perkhidmatan Awam
Imbuhan Perumahan
Bantuan Sara Hidup
Elaun Keraian

Case by Case Basis

Elaun BI Wilayah
Elaun Motosikal
Elaun Menyelam
Elaun Post Basik
Elaun Penguat Kuasa

'Rejected List'

Elaun Lebih Masa (OT)
Imbuhan Tahunan (Bonus)
Tunggakan (Arrears)
Elaun Memangku
Elaun Tanggungan
Elaun Jahitan
Elaun Warden

(This list will be updated from time to time)

Document List

**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.

MBSB Agreement
BPA - 1 copy
Photocopy of IC(disahkan majikan) - 2 copies
Payslip original - 1 copy
Payslip photocopy(disahkan majikan)(3 copies) for 3 months
Pengesahan Jawatan
Bank Account copy(disahkan majikan)
Borang Amanahraya
Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
Borang Temanku
Settlement statement
Opsyen Letter
Lampiran Tambahan (Addadem)

Target Market

Same target market as WASLAH

Non Target Market

Pos Malaysia
Perbadanan Labuan

Calculation Sheet & Repayment Table

Old CEF

Media:MBSBMax-I-CEF4.99%.xls

Media:MBSBMax-I-CEF5.20%.xls

Media:MBSBMax-I-RT4.99.xls

Media:MBSBMax-I-RT5.20.xls

Updated on 2013-01-14

Media:MBSB-AG-MAX-I-2-Banca.xls

Media:MBSB-AG-MAX-I-2-without-Banca.xls

Updated on 2013-01-17

Note: Calculator for Bureau/Biro and AG are the same.

Media:MBSB-Bureau-MAX-I-2-Banca.xls

Media:MBSB-Bureau-MAX-I-2-without-Banca.xls

@@ Line 1: / Line 1: @@
 == Product Features ==
-* Location: Whole Malaysia
+* Area Covered: East Malaysia and West Malaysia
 * Interest Rate:
-** With Banca Takaful: 4.99%
+** With Banca Takaful: 4.99%- minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer
 ** Without Banca Takaful: 5.20%
 * Payout: '''100%'''
@@ Line 10: / Line 10: @@
 * Salary: RM700 and above only
 * Age: 19 years and above
-* Expired Facility: 60 years old
+* Expired Facility: 60 years old(opsyen letter)
-* Tat: 2 - 3 Weeks
+* Tat: 7 working days(for application above RM200,000 will take additional week)
 * Yuran: Waived
 * CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
+== Package Validity ==
+*1/1/2012 to 31/12/2012
 == Internal Overlap ==
-* Allowed
+* Customer are allowed to do fresh loan & overlap Mbsb account
+* If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account.
 == Payslip expiry date ==
@@ Line 22: / Line 27: @@
 * February payslip will expire on the 20th April
 * March payslip will expire on the 20th May
+== Allowances ==
+''''''Accepted List''''''
+''' Fixed Allowance'''
+* Imbuhan Tetap Perkhidmatan Awam
+* Imbuhan Perumahan
+* Bantuan Sara Hidup
+* Elaun Keraian
+'''Case by Case Basis'''
+* Elaun BI Wilayah
+* Elaun Motosikal
+* Elaun Menyelam
+* Elaun Post Basik
+* Elaun Penguat Kuasa
+''''''Rejected List''''''
+* Elaun Lebih Masa (OT)
+* Imbuhan Tahunan (Bonus)
+* Tunggakan (Arrears)
+* Elaun Memangku
+* Elaun Tanggungan
+* Elaun Jahitan
+* Elaun Warden
+(This list will be updated from time to time)
 == Document List ==
@@ Line 37: / Line 69: @@
 # Settlement statement
 # Opsyen Letter
+# Lampiran Tambahan (Addadem)
-== Allowances ==
-=== Accepted List ===
-* Elaun / B.I Wilayah for Penduduk Sabah & Sarawak
-* Elaun Hidup Susah for Penduduk Sabah & Sarawak
-=== Rejected List ===
-* E. Khs / B.I Guru BI, SC, MA
 == Target Market ==
-# All Ag Payslip
+* Same target market as WASLAH
-# Polis
-# LHDN
-# State AG
-# Perkeso
-# Lembaga
-# Universiti
 == Non Target Market ==
-# Mostly all submission from majlis
+* Pos Malaysia
-# Kontrak
+* Perbadanan Labuan
-# DBKL
-# Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject
+== Calculation Sheet & Repayment Table ==
-# GLC Company
-# Berhad
+=== Old CEF ===
-# Sdn Bhd
+[[Media:MBSBMax-I-CEF4.99%.xls]]
+[[Media:MBSBMax-I-CEF5.20%.xls]]
+[[Media:MBSBMax-I-RT4.99.xls]]
+[[Media:MBSBMax-I-RT5.20.xls]]
+=== Updated on 2013-01-14 ===
+[[Media:MBSB-AG-MAX-I-2-Banca.xls]]
+[[Media:MBSB-AG-MAX-I-2-without-Banca.xls]]
+=== Updated on 2013-01-17 ===
+Note: Calculator for Bureau/Biro and AG are the same.
+[[Media:MBSB-Bureau-MAX-I-2-Banca.xls]]
+[[Media:MBSB-Bureau-MAX-I-2-without-Banca.xls]]