MBSB - Max-i
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== Product Features == | == Product Features == | ||
| - | * | + | * Area Covered: East Malaysia and West Malaysia |
| - | * Interest Rate: | + | * Interest Rate: |
| - | * | + | ** With Banca Takaful: 4.99%- minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer |
| - | * Tenure: Min | + | ** Without Banca Takaful: 5.20% |
| - | * Finance: Min RM3,000 to RM200,000 | + | * Payout: '''100%''' |
| + | * Tenure: Min 5 years - Max 20 years | ||
| + | * Finance: Min RM3,000 to '''RM250,000''' | ||
| + | ''**Note: Maximum financing amount for Non-Biro is up to RM200,000'' | ||
* Salary: RM700 and above only | * Salary: RM700 and above only | ||
* Age: 19 years and above | * Age: 19 years and above | ||
| - | * Expired Facility: | + | * Expired Facility: 60 years old(opsyen letter) |
| - | * Tat: | + | * Tat: 7 working days(for application above RM200,000 will take additional week) |
* Yuran: Waived | * Yuran: Waived | ||
* CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle) | * CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle) | ||
| - | |||
| - | == | + | == Package Validity == |
| - | * | + | *1/1/2012 to 31/12/2012 |
| + | |||
| + | == Internal Overlap == | ||
| + | |||
| + | * Customer are allowed to do fresh loan & overlap Mbsb account | ||
| + | * If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account. | ||
== Payslip expiry date == | == Payslip expiry date == | ||
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* March payslip will expire on the 20th May | * March payslip will expire on the 20th May | ||
| - | == | + | == Allowances == |
| - | * | + | |
| - | * | + | ''''''Accepted List'''''' |
| - | * | + | |
| + | ''' Fixed Allowance''' | ||
| + | * Imbuhan Tetap Perkhidmatan Awam | ||
| + | * Imbuhan Perumahan | ||
| + | * Bantuan Sara Hidup | ||
| + | * Elaun Keraian | ||
| + | |||
| + | '''Case by Case Basis''' | ||
| + | * Elaun BI Wilayah | ||
| + | * Elaun Motosikal | ||
| + | * Elaun Menyelam | ||
| + | * Elaun Post Basik | ||
| + | * Elaun Penguat Kuasa | ||
| + | |||
| + | ''''''Rejected List'''''' | ||
| + | * Elaun Lebih Masa (OT) | ||
| + | * Imbuhan Tahunan (Bonus) | ||
| + | * Tunggakan (Arrears) | ||
| + | * Elaun Memangku | ||
| + | * Elaun Tanggungan | ||
| + | * Elaun Jahitan | ||
| + | * Elaun Warden | ||
| + | (This list will be updated from time to time) | ||
== Document List == | == Document List == | ||
| + | '''**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.''' | ||
# MBSB Agreement | # MBSB Agreement | ||
# BPA - 1 copy | # BPA - 1 copy | ||
| - | # Photocopy of IC (disahkan majikan) - 2 copies | + | # Photocopy of IC(disahkan majikan) - 2 copies |
| - | # Payslip original - 1 copy | + | # Payslip original - 1 copy |
| - | # Payslip photocopy (disahkan majikan) (3 copies) for 3 months | + | # Payslip photocopy(disahkan majikan)(3 copies) for 3 months |
# Pengesahan Jawatan | # Pengesahan Jawatan | ||
| - | # Bank Account copy (disahkan majikan) | + | # Bank Account copy(disahkan majikan) |
# Borang Amanahraya | # Borang Amanahraya | ||
| - | # Borang Wasiat (Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya) | + | # Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya) |
# Borang Temanku | # Borang Temanku | ||
| - | # Settlement statement | + | # Settlement statement |
| - | # Opsyen Letter ( | + | # Opsyen Letter |
| + | # Lampiran Tambahan (Addadem) | ||
| - | == | + | == Target Market == |
| - | + | * Same target market as WASLAH | |
| - | + | ||
| - | * | + | |
| - | == | + | == Non Target Market == |
| - | * | + | * Pos Malaysia |
| + | * Perbadanan Labuan | ||
| - | == | + | == Calculation Sheet & Repayment Table == |
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| - | == | + | === Old CEF === |
| - | + | [[Media:MBSBMax-I-CEF4.99%.xls]] | |
| - | + | ||
| - | + | ||
| - | + | ||
| - | + | ||
| - | == | + | [[Media:MBSBMax-I-CEF5.20%.xls]] |
| - | + | ||
| - | + | [[Media:MBSBMax-I-RT4.99.xls]] | |
| - | + | ||
| - | + | [[Media:MBSBMax-I-RT5.20.xls]] | |
| - | + | ||
| - | + | === Updated on 2013-01-14 === | |
| - | + | [[Media:MBSB-AG-MAX-I-2-Banca.xls]] | |
| + | |||
| + | [[Media:MBSB-AG-MAX-I-2-without-Banca.xls]] | ||
| + | |||
| + | === Updated on 2013-01-17 === | ||
| + | |||
| + | Note: Calculator for Bureau/Biro and AG are the same. | ||
| + | |||
| + | [[Media:MBSB-Bureau-MAX-I-2-Banca.xls]] | ||
| + | |||
| + | [[Media:MBSB-Bureau-MAX-I-2-without-Banca.xls]] | ||
Latest revision as of 10:24, 17 January 2013
Contents |
Product Features
- Area Covered: East Malaysia and West Malaysia
- Interest Rate:
- With Banca Takaful: 4.99%- minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer
- Without Banca Takaful: 5.20%
- Payout: 100%
- Tenure: Min 5 years - Max 20 years
- Finance: Min RM3,000 to RM250,000
**Note: Maximum financing amount for Non-Biro is up to RM200,000
- Salary: RM700 and above only
- Age: 19 years and above
- Expired Facility: 60 years old(opsyen letter)
- Tat: 7 working days(for application above RM200,000 will take additional week)
- Yuran: Waived
- CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
Package Validity
- 1/1/2012 to 31/12/2012
Internal Overlap
- Customer are allowed to do fresh loan & overlap Mbsb account
- If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account.
Payslip expiry date
Payslip will expire every 20th of the subsequent month, example:
- February payslip will expire on the 20th April
- March payslip will expire on the 20th May
Allowances
'Accepted List'
Fixed Allowance
- Imbuhan Tetap Perkhidmatan Awam
- Imbuhan Perumahan
- Bantuan Sara Hidup
- Elaun Keraian
Case by Case Basis
- Elaun BI Wilayah
- Elaun Motosikal
- Elaun Menyelam
- Elaun Post Basik
- Elaun Penguat Kuasa
'Rejected List'
- Elaun Lebih Masa (OT)
- Imbuhan Tahunan (Bonus)
- Tunggakan (Arrears)
- Elaun Memangku
- Elaun Tanggungan
- Elaun Jahitan
- Elaun Warden
(This list will be updated from time to time)
Document List
**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.
- MBSB Agreement
- BPA - 1 copy
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy(disahkan majikan)
- Borang Amanahraya
- Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
- Borang Temanku
- Settlement statement
- Opsyen Letter
- Lampiran Tambahan (Addadem)
Target Market
- Same target market as WASLAH
Non Target Market
- Pos Malaysia
- Perbadanan Labuan
Calculation Sheet & Repayment Table
Old CEF
Updated on 2013-01-14
Media:MBSB-AG-MAX-I-2-Banca.xls
Media:MBSB-AG-MAX-I-2-without-Banca.xls
Updated on 2013-01-17
Note: Calculator for Bureau/Biro and AG are the same.
