Kobeta - Bank Rakyat-NEW
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== Document List == | == Document List == | ||
* Application Forms : | * Application Forms : | ||
| - | *'''**pls click here to download''' - [[Media: | + | *'''**pls click here to download''' - [[Media:Senarai-Semak-Forms.pdf]] |
*'''**pls click here to download''' - [[Media:Full-Application-BORANG-KOBETA.pdf]] | *'''**pls click here to download''' - [[Media:Full-Application-BORANG-KOBETA.pdf]] | ||
*'''**pls click here to download''' - [[Media:Full-Application-AGREEMENT-KOBETA.pdf]] | *'''**pls click here to download''' - [[Media:Full-Application-AGREEMENT-KOBETA.pdf]] | ||
Revision as of 02:33, 13 August 2015
Contents |
Product Features
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Salary: RM1500.00 and above only
- Age: 19 years and above
- Loan amount: 2,000 - 250,000
- Max tenure: 10 years
- Interest :
- Rate: 4.99% Federal AG, Polis & Existing Customer
- Rate: 5.99% State AG & preferred GLC such as(Majlis,University,LHDN, PERKESO)
- Rate: 6.99% CTOS over 30k & BANKRUPTCY (-compulsory to settle if want to proceed)
- Yuran : waive ( yuran rm30 will start deduct after 6 months)
- TAT: 2-3 weeks
- Payout: 81%
- Upfront charges:
- RM1020.00
- 2 months Installment
- CTOS: Ctos below RM30K
- above RM30K proceed with interest 6.99%,compulsory to settle.
- Calculation Sheet:
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Important Notes
**Acc Book
- KOBETA CASH I : please make sure that customers provide Bank Rakyat account number only other than that will not be acceptable by Bank Rakyat.
**Ctos Cases
- CTOS hit more than RM30k, TAT more than 3 weeks.
- Credit card can not be more than RM30K
- Housing loan can not be more than RM200K
- Personal loan can not be more than RM100K,
- Ctos Bank Rakyat must be settle(compulsory)
- CTOS AS Gurantor – Tiada had ditentukan
**Bankcruptcy
- Rate :6.99%
- Angkasa must be status ‘A’ active
Document List
- Application Forms :
- **pls click here to download - Media:Senarai-Semak-Forms.pdf
- **pls click here to download - Media:Full-Application-BORANG-KOBETA.pdf
- **pls click here to download - Media:Full-Application-AGREEMENT-KOBETA.pdf
- Agreement Kobeta Cash-i (perlu disertakan dalam borang permohonan 2set/ pls copy front back-COMPULSORY)
- **pls click here to download - Media:Full-Application-AGREEMENT-2.pdf
- Agreement-2 Bank Rakyat (perlu disertakan dalam borang permohonan 1set / pls copy front back-COMPULSORY)
- BPA - 2 copy
- Photocopy of IC (disahkan majikan) - ori 3 copies
- Payslip original - 1 copy (Carbon)
- Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
- Pengesahan Jawatan-Letter Head / Form Koperasi also can be use (ORI)
- Bank Account copy BANK RAKYAT (compulsory)
- Settlement statement (if any-exp in 1 month & above)
- Opsyen Letter (if any-with cop ori majikan)
- Kobeta Cash-i Checklist, pls click here to download - Media:Kobeta-Checklist-New.pdf
Target and Non-Target Market
Media:TM-and-NonTMkobeta-listing-NEW1.xlsx
