Public Bank - MCCM
From Internal
Contents |
Product Features
- Location:Whole Malaysia (AG,FEDERAL,STATES,POLICE) & GLC's company with existing Angkasa salary deduction
- GLC's : entitled up to 75% (with T&C apply)
- Interest Rate:4.88%
- Tenure:Min 2 year - Max 10 years
- Payout: 97%
- Finance:Min RM11,000 to RM150,000
- Salary:RM1500.00 and above only
- Age:20 - 57 years
- Work:(AG) 6 months & above (salary must be RM2500 and above (OTHER) 1 YEAR & ABOVE
- Tat:2 -3 weeks
- Yuran:Waive
- DSR @ COMMITMENT :calculation 90% (if salary above RM3500.00)
- DSR @ COMMITMENT :calculation 60-70% (if salary below RM3400.00)
- CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT.
- For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process.
- Ctos : Need to settle.
List Public Bank Branches
sila klik link di bawah, sarankan customer supaya sign di branch2 yang berwarna kelabu terang untuk disbursement cepat dan warna kelabu gelap kita reject branch tu ya;, maknaya cust tak boleh letak nama branch tu utk tandatangan dokumen:
- LIST BRANCHES : Media:PB_BRANCHES.zip
- LIST BRANCHES DISB IN 5 DAYS: Media:PB_BRANCHES_5DAYS_DISB.zip
SPECIAL REMARK -LATEST UPDATE
- After the loan is approved, the applicant must go to a branch of the Public bank chose to sign a consent form.
- Wajib dapatkan Pengesahan Jawatan dari pihak majikan-Original.
Document List
- Full set application forms Public Bank & Mccm
- Risalah Keterangan Produk(NEW) : Media:Pg1-5-pbb.pdf
- BPA form (1pcs)
- 3 copies of NRIC [original certified by the employer].
- 1 original latest Salary Slip -(if carbon payslip)
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
- Confirmation Letter Of Employment-Original.
- Declaration Form (NEW) : Media:Declaration-pbb.zip
Target Market & Non Target Market
NON TARGET MARKET
- Pos Malaysia (confirm by mr chew)
- Pengawai Keselamatan dan Pemandu terutamanya gaji dibawah RM2K TIDAK layak dlm pakej PBB
- Bekalan Air Selangor Sdn Bhd / Puncak Niaga
- Malaysia Airport Holding Berhad
- Percetakan Nasional Berhad
- Alam Flora
- TENAGA NATIONAL BHD
'TAK TERIMA JAWATAN
- PEMANDU
- PENGAWAL KESELAMATAN
TARGET MARKET
- LEMBAGA HASIL DALAM NEGERI (LHDN)
- JOHOR PORT BERHAD
- SYARIKAT AIR PERLIS SDN BHD
- SYARIKAT BEKALAN AIR SELANGOR SDN BHD
- MAKTAB KERJASAMA MALAYSIA
- PERBADANAN NASIONAL BERHAD (PNS)
- FINAS
- PERTUBUHAN PELADANG NEDERI JOHOR
- MADA
- FELCRA BHD
- AMANAH IKHTIAR MALAYSIA
- KOLEJ POLY-TECH MARA
- LEMBAGA SUNGAI SARAWAK
- TELEKOM MALAYSIA BHD -SALARY RM3,000 & ABOVE , JAWATAN EXEC AND ABOVE
