Public Bank - MCCM
From Internal
Contents |
Product Features
- Location:Whole Malaysia (AG,FEDERAL,STATES,POLICE) & GLC's company with existing Angkasa salary deduction
- GLC's : entitled up to 75% (with T&C apply)
- Criteria :Media:MCCM-PBB-DETAILS.pdf
- Criteria1:Media:MCCM-PBB-DETAILS-.pdf
- Interest Rate:
- Loan RM5,000 - RM99,000 :4.45%
- Loan RM100,000 - RM200,000 :3.99%
- Tenure:Min 2 year - Max 10 years
- Payout: +-98%
- Caj Angkasa :1.50%
- Finance:Min RM5,000 to RM150,000
- Salary: RM1,500.00 and above only
- Age:21 - 57 years
- Work:(AG) 6 months & above (salary must be RM2500 and above (OTHER) 1 YEAR & ABOVE
- Tat:3 weeks and above
- Yuran:Waive
- DSR @ COMMITMENT :calculation 90% (if salary above RM3500.00)
- DSR @ COMMITMENT :calculation 60-70% (if salary below RM3400.00)
- CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT.
: For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process.
: Tiada rekod 3 MIA untuk 12 bulan
: Status C,T & Legal tidak layak
: Rekod CCris Ptptn case to case basis
: SAA , AKPK tidak layak
: Release letter c ase to case basis
- Ctos : Need to settle.
: Section E -WAIVE amaun bawah RM1K
- Overlap : Wajib menyertakan surat settlement yang proper bg potongan gaji / BPA & DSR.
Document List
- Full set application & declaration forms Public Bank Mccm : Media:New-From-pbb2.zip - LATEST 18/1/2022
- Additional Form Pbb Mccm click >>:Media:New-From-Lembaran-Pendedahan-Produk1.pdf
- Additional Form Pbb Mccm click >>:Media:New-From-BorgMaklumatCalon.pdf -TOLONG PRINT DALAM 1 PAGE DEPAN BELAKANG
- Additional Form Pbb Mccm click >>:Media:New-From-LetterConsent.pdf
- Additional Form Pbb Mccm click >>:Media:New-From-Acknowledgement.pdf
- BPA form (1pcs)
- 3 copies of NRIC [original certified by the employer].
- 1 original latest Salary Slip -(if carbon payslip)
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
- salary payslip ; January 2021,June 2021,July 2021 & August 2021
- Confirmation Letter Of Employment-Original.
- Opsyen Letter (cop sah ori majikan)
- Spekar Report
- Anm & Hrmis (User & Password)
- CONTOH ISI BORANG :
- Media:MCCM-PBB.pdf - 15/6/2021
Repayment Table & CEF
- DSR CALCULATION : Media:Pbb-MCCM-DSR.zip
- Media:Pbb-MCCM-Calculation-new9.zip - 10/10/2022-LATEST
- Media:Pbb-MCCM-Calculation-new8.zip - 30/6/2022
- Media:Pbb-MCCM-Calculation-new7.zip - 4/11/2020-OLD
- Media:Pbb-MCCM-Repayment-Table-new4.pdf -24/02/2021
Target Market & Non Target Market
- LATEST LIST BRANCHES : Media:PB_NEW_BRANCHES.pdf -15/1/2018
NON TARGET MARKET
- Pos Malaysia (confirm by mr chew)
- Pengawai Keselamatan dan Pemandu terutamanya gaji dibawah RM2K TIDAK layak dlm pakej PBB
- Bekalan Air Selangor Sdn Bhd / Puncak Niaga
- Malaysia Airport Holding Berhad
- Percetakan Nasional Berhad
- Alam Flora
- TENAGA NATIONAL BHD
'TAK TERIMA JAWATAN
- PEMANDU
- PENGAWAL KESELAMATAN
- POSMEN
TARGET MARKET
- LEMBAGA HASIL DALAM NEGERI (LHDN)
- JOHOR PORT BERHAD
- SYARIKAT AIR PERLIS SDN BHD
- SYARIKAT BEKALAN AIR SELANGOR SDN BHD
- MAKTAB KERJASAMA MALAYSIA
- PERBADANAN NASIONAL BERHAD (PNS)
- FINAS
- PERTUBUHAN PELADANG NEDERI JOHOR
- MADA
- FELCRA BHD
- AMANAH IKHTIAR MALAYSIA
- KOLEJ POLY-TECH MARA
- LEMBAGA SUNGAI SARAWAK
- TELEKOM MALAYSIA BHD -SALARY RM3,000 & ABOVE , JAWATAN EXEC AND ABOVE
List Public Bank Branches
sila klik link di bawah, sarankan customer supaya sign di branch2 yang berwarna kelabu terang untuk disbursement cepat dan warna kelabu gelap kita reject branch tu ya;, maknaya cust tak boleh letak nama branch tu utk tandatangan dokumen:
- LATEST LIST BRANCHES : Media:PB_NEW_BRANCHES.pdf -15/1/2018
- LIST BRANCHES : Media:PB_BRANCHES.zip
- LIST BRANCHES DISB IN 5 DAYS: Media:PB_BRANCHES_5DAYS_DISB.zip
SPECIAL REMARK -LATEST UPDATE
- Interest now 5.20%, Pay Out remains the same.@15/1/2018
- List of approved agencies for BAE which some employer from category D (Salary RM 3000 & above, service 2 years),
being reinstate to category C (salary RM 1500 & above, service 1 year) - effective immediately. @15/1/2018
- After the loan is approved, the applicant must go to a branch of the Public bank chose to sign a consent form.
- Wajib dapatkan Pengesahan Jawatan dari pihak majikan-Original.
