Kobeta - Bank Rakyat-NEW
From Internal
Contents |
Product Features
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Salary: RM1500.00 and above only
- Age: 19 years and above
- Loan amount: 2,000 - 250,000
- Max tenure: 10 years
- Interest :
- Rate: 4.99% Federal AG, Polis & Existing Customer
- Rate: 5.99% CTOS below 30k
- Rate: 6.99% CTOS over 30k / bankruptcy (-compulsory to settle if want to proceed)
- TAT: 7 - 14 working days
- Payout: 81%
- Upfront charges:
- RM1020.00
- 2 months Installment
- CTOS: Ctos below RM30K
- above RM30K proceed with interest 6.99%,compulsory to settle.
- Calculation Sheet:
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Important Notes
**Acc Book
- KOBETA CASH I : please make sure that customers provide Bank Rakyat account number only other than that will not be acceptable by Bank Rakyat.
**Ctos Cases
- CTOS hit more than RM30k, TAT more than 3 weeks.
- Credit card can not be more than RM30K
- Housing loan can not be more than RM200K
- Personal loan can not be more than RM100K,
- Ctos Bank Rakyat must be settle(compulsory)
- CTOS AS Gurantor – Tiada had ditentukan
**Bankcruptcy
- Rate :6.99%
- Angkasa must be status ‘A’ active
Document List
- Kobeta Agreement (Page 1 - 14)
- BPA - 2 copy
- Photocopy of IC (disahkan majikan) - ori 3 copies
- Payslip original - 1 copy
- Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
- Pengesahan Jawatan (ORI)
- Bank Account copy (disahkan majikan)
- Settlement statement (if any-exp in 2 weeks & above)
- Opsyen Letter (if any-with cop ori majikan)
- Kobeta Cash-i Checklist, pls click here to download - Media:Kobeta-Checklist.pdf
- Borang Kebenaran Spekar, pls click here to download - Media:Borang-Spekar.pdf
- SURAT AKUAN PENGESAHAN ANSURAN BULANAN, pls click here to download - Media:Surat-AkuanPotongan.docs
Target and Non-Target Market
Media:TM-and-NonTMkobeta-listing-NEW.xlsx
