Kobeta - Bank Rakyat
From Internal
Contents |
Product Features =NEW KOBETA BANK RAKYAT 6.90%
- Location: Whole Malaysia
(SABAH & SARAWAK AG PAYSLIP ONLY)
- Employment Status: 6 Months and Above.
- Eligibility for AG: 60%
- Salary: RM1500.00 and above only
- Age: 20-58 years Only
- Loan amount: 5,000 - 250,000
- Max tenure: 2-10 years
- Interest Rate :
-Existing AG :4.99% -Existing Bukan Ag :5.99% -Payslip selain AG: 6.90%
- Payout: 81% less 2 month installment less RM846.60
- Yuran :RM30 ( yuran rm30 will start deduct after 6 months)
- TAT: 2-3 weeks
- Angkasa Fee: 2%
- CTOS: Ctos below RM20K
- above RM20K proceed with interest 7.88% ,compulsory to settle.
- Bankcruptcy :Compulsory to settle ;pls provide statement (ANGKASA MUST BE ACTIVE) 7.88%
- Calculation Sheet: MAX LOAN DEKAT CEF SILA KURANGKAN RM2K
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Important Notes
**Acc Book
- KOBETA CASH I : please make sure that customers provide Bank Rakyat account number only other than that will not be acceptable by Bank Rakyat.
**Ctos Cases
- CTOS hit more than RM30k, TAT more than 3 weeks.
- Credit card can not be more than RM30K
- Housing loan can not be more than RM200K
- Personal loan can not be more than RM100K,
- Ctos Bank Rakyat must be settle(compulsory)
- CTOS AS Gurantor – Tiada had ditentukan
**Bankcruptcy
- Rate :7.99%
- Angkasa must be status ‘A’ active
Document List
- File:Kobeta-BRT-FormNEW-6.90.pdf
- Application Forms :
- KOBETA BRT FULL Application Form
- BPA - 2 copy
- Photocopy of IC (disahkan majikan) - ori 3 copies
- Payslip original - 1 copy (Carbon)
- Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
- Pengesahan Jawatan-Letter Head (ORI)
- Bank Account copy BANK RAKYAT (compulsory)
- Settlement statement (if any-exp in 1 month & above)
- Opsyen Letter (if any-with cop ori majikan)
Non-Target Market
Media:NonTMkobeta-listing-NEW4.pdf -update 18/7/2017
- LEMBAGA PERTUBUHAN PELADANG -NON TARGET MARKET 12/3/2018
- MALIS AGAMA ISLAM DAN ADAT MELAYU - NON TARGET MARKET 12/3/2018
- TELEKOM MALAYSIA (TM) - NON TARGET MARKET
- LEMBAGA KOKO - NON TARGET MARKET -23/10/17
- AMANAH IKHTIAR MALAYSIA (2014) - NON TARGET MARKET
- LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) - NON TARGET MARKET
- SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
- MALAYSIA AIRPORT HOLDINGS BERHAD - NON TARGET MARKET
- UEM LAND BERHAD - NON TARGET MARKET
- TEKUN NASIONAL - NON TARGET MARKET
- LEMBAGA MUZIUM NEGERI TERENGGANU - NON TARGET MARKET
- KOLEJ POLY TECH-MARA (MAY 2016) - NON TARGET MARKET
- SAJ HOLDING SDN BHD (SAJ)NON TARGET MARKET
- PERBADANAN BUKIT BENDERA PULAU PINANG NON TARGET MARKET
- FINAS (26/7/16)NON TARGET MARKET
- MIROS -Malaysian Institute of Road Safety Research (16/11/16) NON TARGET MARKET
- GIAT MARA NON TARGET MARKET -22/11/2016
- UNIVERSITI TENAGA NASIONAL (UNITEN) NON TARGET MARKET -09/12/2016
Target Market
- Majikan Penjara
- Suruhanjaya Penggangkutan Awam Malaysia (SPAD)
- Kumpulan Wang Persaraan (KWAP)
- Suruhanjaya Perumahan Negara Berhad (SPNB)
- Pembagunan Sumber Manusia Berhad
- Yayasan Pelajaran Mara
- Lembaga Pemasaran Pertanian Persekutuan ( FAMA)
- MAJLIS AGAMA ISLAM WILAYAH PERSEKUTUAN (MAIWP)(21/9/2016)
- PLUS ***(Jwtn Manager ke atas, Gaji RM3K ke atas, kerja 3 Tahun ke atas, kelayakan 50%)***
NON Target Jawatan
- PENGAWAL KESELAMATAN/ JAGA
- GURU KAFA
- TUKANG MASAK
- TUKANG KAYU
- AHLI SUKAN
- TENTERA
- JURU TOL
- ARTIS BUDAYA
- JURU METER
- GURU PENDIDIKAN BUKAN SISWAZAH
- JURULATIH KESATRIA (PLKN)
- TEA LADY
- PEKERJA SAMBILAN
- PEKERJA KONTRAK
- POSMEN
- POLIS BANTUAN
