Kobeta - Bank Rakyat @ CIMB
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- | + | == Product Features = NEW KOBETA BANK RAKYAT 6.90% == | |
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- | == Product Features = | + | |
* Location: Whole Malaysia | * Location: Whole Malaysia | ||
* Employment Status: 6 Months and Above. | * Employment Status: 6 Months and Above. | ||
* Salary: RM1500.00 and above only | * Salary: RM1500.00 and above only | ||
- | * Age: | + | * Age: 20-58 years Only |
* Loan amount: 2,000 - 250,000 | * Loan amount: 2,000 - 250,000 | ||
- | * Max tenure: 10 years | + | * Max tenure: 2-10 years |
- | + | Interest Rate : 6.90% | |
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**Rate: 6.99% CTOS over 30k & BANKRUPTCY (-compulsory to settle if want to proceed) | **Rate: 6.99% CTOS over 30k & BANKRUPTCY (-compulsory to settle if want to proceed) | ||
* Yuran : waive ( yuran rm30 will start deduct after 6 months) | * Yuran : waive ( yuran rm30 will start deduct after 6 months) | ||
Line 41: | Line 15: | ||
** 2 months Installment | ** 2 months Installment | ||
* CTOS: Ctos below RM30K | * CTOS: Ctos below RM30K | ||
- | **above RM30K proceed with interest 6.99%,compulsory to settle. | + | **'''above RM30K proceed with interest 6.99%,compulsory to settle.''' |
* Calculation Sheet: | * Calculation Sheet: | ||
- | ** [[Media:kobeta-Cash-i- | + | ** [[Media:kobeta-Cash-i-NEWCEF-GST.xls]] |
== Opsyen Calculation == | == Opsyen Calculation == | ||
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* Kobeta Cash-i Checklist, pls click here to download - [[Media:Kobeta-Checklist-New.pdf]] | * Kobeta Cash-i Checklist, pls click here to download - [[Media:Kobeta-Checklist-New.pdf]] | ||
- | == | + | == Non-Target Market == |
- | [[Media:TM-and-NonTMkobeta-listing- | + | '''[[Media:TM-and-NonTMkobeta-listing-NEW3.pdf]]''' -update 23/11/2016 |
- | * LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) NON TARGET MARKET | + | * AMANAH IKHTIAR MALAYSIA (2014) - '''NON TARGET MARKET''' |
- | * SABAH ELECTRICITY SDN BHD - NON TARGET MARKET | + | * LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) - '''NON TARGET MARKET''' |
- | * MALAYSIA AIRPORT HOLDINGS BERHAD -NON TARGET MARKET | + | * SABAH ELECTRICITY SDN BHD - '''NON TARGET MARKET''' |
- | * UEM LAND BERHAD-NON TARGET MARKET | + | * MALAYSIA AIRPORT HOLDINGS BERHAD - '''NON TARGET MARKET''' |
- | * TEKUN NASIONAL-NON TARGET MARKET | + | * UEM LAND BERHAD - '''NON TARGET MARKET''' |
+ | * TEKUN NASIONAL - '''NON TARGET MARKET''' | ||
+ | * LEMBAGA MUZIUM NEGERI TERENGGANU - '''NON TARGET MARKET''' | ||
+ | * KOLEJ POLY TECH-MARA (MAY 2016) - '''NON TARGET MARKET''' | ||
+ | * SAJ HOLDING SDN BHD (SAJ)'''NON TARGET MARKET''' | ||
+ | * PERBADANAN BUKIT BENDERA PULAU PINANG '''NON TARGET MARKET''' | ||
+ | * FINAS (26/7/16)'''NON TARGET MARKET''' | ||
+ | * MIROS -Malaysian Institute of Road Safety Research (16/11/16) '''NON TARGET MARKET''' | ||
+ | * GIAT MARA '''NON TARGET MARKET''' -22/11/2016 | ||
+ | * UNIVERSITI TENAGA NASIONAL (UNITEN) '''NON TARGET MARKET''' -09/12/2016 | ||
+ | |||
+ | == Target Market == | ||
+ | # MAJLIS AGAMA ISLAM WILAYAH PERSEKUTUAN (MAIWP)(21/9/2016) | ||
+ | # PLUS ***(Jwtn admin ke atas, Gaji RM3K ke atas, kerja 3 Tahun ke atas, kelayakan 50%)*** | ||
== NON Target Jawatan == | == NON Target Jawatan == | ||
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[[Media:KOBETABKR-RT6.99.docx]] | [[Media:KOBETABKR-RT6.99.docx]] | ||
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+ | == Special Remarks / Update -KOBETA CIMB == | ||
+ | We have a new Kobeta package, KOBETA-CIMB. You have an opsyen to choose this package if you find that KOBETA-BRT is slow in reimbursement. KOBETA-CIMB can be better in reimbursing the Loan. | ||
+ | |||
+ | The criteria as per below: | ||
+ | *Location: Whole Malaysia | ||
+ | *Employment Status: 6 Months and Above. | ||
+ | *Loan amount: 2,000 - 250,000 | ||
+ | *Min & Max tenure: '''10 years (Fix)''' | ||
+ | *Interest: | ||
+ | **Rate: 4.99% Federal AG, Polis & Existing Customer | ||
+ | **Rate: 5.99% State AG & preferred GLC such as(Majlis,University,LHDN, PERKESO) | ||
+ | *Payout: 81%-1020.00-180 - 2 months Installment | ||
+ | **Details: | ||
+ | :Processing Fee = RM100 | ||
+ | : Tabung Khairat = RM50 | ||
+ | : Saham = RM500 | ||
+ | : Fee Masuk = RM10 | ||
+ | : Koperasi Protection Fee = RM360 | ||
+ | : JUMLAH : RM1020# | ||
+ | *Account Book: '''BANK RAKYAT''' | ||
+ | *Fees : Rm30 will start deduct after 6 months | ||
+ | *TAT: 2-3 weeks | ||
+ | *'''CTOS : TAK Boleh Ada Ctos''' | ||
+ | *For more details pls call Mr Chew /Mimi. | ||
+ | *Borang boleh minta daripada Pn. Asma | ||
+ | |||
+ | * '''LIST TM & NTM KOBETA CIMB /BRT-update 23/11/2016:''' | ||
+ | # [[Media:TM-and-NonTMkobeta-listing-NEW3.pdf]] | ||
+ | # [[Media:TM-and-NonTMkobeta-listing-NEW3.zip]] |
Latest revision as of 07:56, 10 July 2017
Contents |
Product Features = NEW KOBETA BANK RAKYAT 6.90%
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Salary: RM1500.00 and above only
- Age: 20-58 years Only
- Loan amount: 2,000 - 250,000
- Max tenure: 2-10 years
Interest Rate : 6.90%
- Rate: 6.99% CTOS over 30k & BANKRUPTCY (-compulsory to settle if want to proceed)
- Yuran : waive ( yuran rm30 will start deduct after 6 months)
- TAT: 2-3 weeks
- Payout: 81%
- Upfront charges:
- RM1020.00
- 2 months Installment
- CTOS: Ctos below RM30K
- above RM30K proceed with interest 6.99%,compulsory to settle.
- Calculation Sheet:
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Important Notes
**STATE SARAWAK PAYSLIP
- majikan ini KOBETA hanya ambil kelayakn 50% sahaja.
**Acc Book
- KOBETA CASH I : please make sure that customers provide Bank Rakyat account number only other than that will not be acceptable by Bank Rakyat.
**Ctos Cases
- CTOS hit more than RM30k, TAT more than 3 weeks.
- Credit card can not be more than RM30K
- Housing loan can not be more than RM200K
- Personal loan can not be more than RM100K,
- Ctos Bank Rakyat must be settle(compulsory)
- CTOS AS Gurantor – Tiada had ditentukan
**Bankcruptcy
- Rate :6.99%
- Angkasa must be status ‘A’ active
Document List
- Application Forms :
- **pls click here to download:
- BPA - 2 copy
- Photocopy of IC (disahkan majikan) - ori 3 copies
- Payslip original - 1 copy (Carbon)
- Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
- Pengesahan Jawatan-Letter Head / Form Koperasi also can be use (ORI)
- Bank Account copy BANK RAKYAT (compulsory)
- Settlement statement (if any-exp in 1 month & above)
- Opsyen Letter (if any-with cop ori majikan)
- Kobeta Cash-i Checklist, pls click here to download - Media:Kobeta-Checklist-New.pdf
Non-Target Market
Media:TM-and-NonTMkobeta-listing-NEW3.pdf -update 23/11/2016
- AMANAH IKHTIAR MALAYSIA (2014) - NON TARGET MARKET
- LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) - NON TARGET MARKET
- SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
- MALAYSIA AIRPORT HOLDINGS BERHAD - NON TARGET MARKET
- UEM LAND BERHAD - NON TARGET MARKET
- TEKUN NASIONAL - NON TARGET MARKET
- LEMBAGA MUZIUM NEGERI TERENGGANU - NON TARGET MARKET
- KOLEJ POLY TECH-MARA (MAY 2016) - NON TARGET MARKET
- SAJ HOLDING SDN BHD (SAJ)NON TARGET MARKET
- PERBADANAN BUKIT BENDERA PULAU PINANG NON TARGET MARKET
- FINAS (26/7/16)NON TARGET MARKET
- MIROS -Malaysian Institute of Road Safety Research (16/11/16) NON TARGET MARKET
- GIAT MARA NON TARGET MARKET -22/11/2016
- UNIVERSITI TENAGA NASIONAL (UNITEN) NON TARGET MARKET -09/12/2016
Target Market
- MAJLIS AGAMA ISLAM WILAYAH PERSEKUTUAN (MAIWP)(21/9/2016)
- PLUS ***(Jwtn admin ke atas, Gaji RM3K ke atas, kerja 3 Tahun ke atas, kelayakan 50%)***
NON Target Jawatan
- PENGAWAL KESELAMATAN/ JAGA
- GURU KAFA
- TUKANG MASAK
- TUKANG KAYU
- AHLI SUKAN
- TENTERA
- JURU TOL
- ARTIS BUDAYA
- JURU METER
- GURU PENDIDIKAN BUKAN SISWAZAH
- JURULATIH KESATRIA (PLKN)
- TEA LADY
- PEKERJA SAMBILAN
- PEKERJA KONTRAK
- POSMEN
- POLIS BANTUAN
Calculation Sheet & Repayment Table
Media:KOBETABKR-CEF81-newGST.xls
Special Remarks / Update -KOBETA CIMB
We have a new Kobeta package, KOBETA-CIMB. You have an opsyen to choose this package if you find that KOBETA-BRT is slow in reimbursement. KOBETA-CIMB can be better in reimbursing the Loan.
The criteria as per below:
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Loan amount: 2,000 - 250,000
- Min & Max tenure: 10 years (Fix)
- Interest:
- Rate: 4.99% Federal AG, Polis & Existing Customer
- Rate: 5.99% State AG & preferred GLC such as(Majlis,University,LHDN, PERKESO)
- Payout: 81%-1020.00-180 - 2 months Installment
- Details:
:Processing Fee = RM100 : Tabung Khairat = RM50 : Saham = RM500 : Fee Masuk = RM10 : Koperasi Protection Fee = RM360 : JUMLAH : RM1020#
- Account Book: BANK RAKYAT
- Fees : Rm30 will start deduct after 6 months
- TAT: 2-3 weeks
- CTOS : TAK Boleh Ada Ctos
- For more details pls call Mr Chew /Mimi.
- Borang boleh minta daripada Pn. Asma
- LIST TM & NTM KOBETA CIMB /BRT-update 23/11/2016: