Ukhwah - MBB

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== Product Features ==
== Product Features ==
-
* Location:Whole Malaysia
+
* Location:Whole Malaysia  
 +
* Criteria :[[Media:UKHWAH-MBSB-DETAILS.pdf]]
 +
* Flow : [[Media:UKHWAH-FLOW.pdf]]
 +
* Ethnicity : '''BUMIPUTERA ISLAM only'''
* Interest Rate Scheme A(AG,FEDERAL,STATES,POLICE&University)
* Interest Rate Scheme A(AG,FEDERAL,STATES,POLICE&University)
* Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj
* Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj
-
**4.35% = 2-3 years
+
* Interest Rate: 4.99%
-
**4.99% = 4-10 years
+
* Interest Rate: 5.45% '''(untuk payslip selain AG & UNIVERSITI)'''
-
* Interest Rate Scheme B(GLCs)
+
* Payout: 83% dan tolak amount di bawah:
-
**5.45% =2-10 years
+
*'''LOAN AMT LESS:'''
-
* Interest Rate Scheme C(CTOS HIT)
+
#PROCESSING FEE        -RM100.00
-
**6.99%
+
#REGISTRATION       -RM 10.00
-
* Payout: 90%
+
#SHARE               -RM200.00 (REFUNDABLE)
-
* UPFRONT DEDUCTION RM500
+
#MEMBER FEE 6 MONTHS  -RM180.00 (REFUNDABLE)
 +
#Charity Contribution  -RM100.00
 +
#STAMP DUTY       -RM 0.5% OF LOAN AMT
 +
#INSURANCE       -13% OF LOAN AMT
 +
**POTONGAN AHLI AKAN TOLAK PADA TAHUN KETIGA
* Tenure:Min 2 year - Max 10 years  
* Tenure:Min 2 year - Max 10 years  
-
* Finance:Min RM2,000 to RM250,000  
+
* Finance:Min RM5,000 to RM250,000  
-
* Salary:RM800 and above only
+
**Finance for loan RM5,000 tenure (2-5 years)
-
* Age:19 - 57 years
+
* Salary:RM1,800
 +
* Age:20 - 58 years
* Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory)
* Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory)
* Tat:2-3 weeks
* Tat:2-3 weeks
* Yuran:RM30
* Yuran:RM30
-
* CTOS: Ctos below RM30K
+
* CTOS: Ctos below RM25K
-
**above RM30K proceed with interest 6.99%, ctos amount below RM50K can go normally but if ctos above RM50K, compulsory to settle.
+
**above RM25K proceed with interest 6.99%, ctos amount below RM50K can go normally but if ctos above RM50K, compulsory to settle.
**compulsory to provide latest full outstanding settlement statement.
**compulsory to provide latest full outstanding settlement statement.
* For more details, pls click below:
* For more details, pls click below:
 +
**Criteria : [[Media:UKHWAHcriteria_16.pdf]]-NEW APRIL 2016
**Criteria : [[Media:UKHWAHcriteria_15.pdf]]-NEW AUG 2015
**Criteria : [[Media:UKHWAHcriteria_15.pdf]]-NEW AUG 2015
**Criteria : [[Media:UKHWAHcriteria_02.pdf]]-OLD 2014
**Criteria : [[Media:UKHWAHcriteria_02.pdf]]-OLD 2014
-
== Payslip expiry date ==
+
== Document List ==
-
Payslip will expire every 10th. Example:
+
*Borang Ukhwah Maybank Full Set
 +
*LPPSA Forms
-
* February payslip will expire on the 10th April.
 
-
* March payslip will expire on the 10th May
 
-
 
-
== Document List ==
 
-
UKHWAH FORMS:
 
-
*Borang Senarai Semak-PAGE 1 OF 15
 
-
*Borang Senarai Semak-PAGE 2 OF 15
 
-
*Borang Permohonan Menjadi Anggota Koperasi-PAGE 3 OF 15
 
-
*Borang Permohonan Pembiayaan Peribadi UKHWAH-i-PAGE 4&5 OF 15
 
-
*Borang Pengesahan Jawatan-PAGE 6 OF 15
 
-
*Borang Surat Tawaran Pembiayaan Peribadi-PAGE 7,8,9&10 OF 15 (2 sets)
 
-
*Borang Perjanjian Pembelian Aset-PAGE 11 OF 15
 
-
*Borang Perjanjian Penjualan Aset-PAGE 12 OF 15
 
-
*Borang Notice / Consent By The Member -PAGE 13 OF 15
 
-
*Borang Kebenaran Potongan-PAGE 14 OF 15
 
-
*Borang Perlantikan Wakil
 
-
*Borang BPA (2 pcs)
 
Others:
Others:
-
* 1 original latest  Salary Slip.
+
*3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
-
**3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
+
*3 copies of NRIC [original certified by the employer].
*3 copies of NRIC [original certified by the employer].
 +
*BPA (2copy)
*Respective head of division/department’s confirmation and verification letter on employment status
*Respective head of division/department’s confirmation and verification letter on employment status
*A copy of bank passbook or statement [preferably Maybank].
*A copy of bank passbook or statement [preferably Maybank].
Line 57: Line 50:
**[[Media:Spekar-Ukh.pdf]]
**[[Media:Spekar-Ukh.pdf]]
*FATCA FORM, pls clink the link below:
*FATCA FORM, pls clink the link below:
-
**[[Media:FATCA-Ukh1.pdf]]
+
**[[Media:Ukhwah-Fatca.pdf]]
 +
*Alamat Kediaman Semasa FORM, pls clink the link below:
 +
**[[Media:ALAMAT-SEMASA-FORM.pdf]]
 +
*BORANG PENGISYTIHARAAN :
 +
**[[Media:Ukhwah-Pengisytiharaan.pdf]]
-
== Allowances ==
+
*'''CONTOH ISI BORANG UKHWAH MBB'''
 +
**please click : [[File:Ukhwah-NEW-MBB.pdf]]
-
=== Accepted and Rejected List ===
+
 
 +
== Calculation Sheet & Repayment Table ==
 +
Ukhwah Calculation System:
 +
 
 +
*CEF : [[Media:UKHWAH-SUSB-CEF-New.zip]]
 +
 
 +
[[http://www.ukhwah.com.my/eforms.html]]
 +
*Login : ukhwah
 +
*Password : 12345678
 +
*Latest:[[Media:UKHWAH-Repayment-Table-New.pdf]]
 +
 
 +
*[[Media:UKHWAH-Repayment-Table-A.pdf]]
 +
*[[Media:UKHWAH-Repayment-Table-B.pdf]]
 +
*[[Media:UKHWAH-Repayment-Table-C.pdf]]
 +
 
 +
 
 +
== Accepted and Rejected List ==
[[Media:TM-and-NonTM-listing.pdf]]
[[Media:TM-and-NonTM-listing.pdf]]
*'''NON TARGET MARKET'''
*'''NON TARGET MARKET'''
Line 70: Line 84:
#SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
#SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
#PLUS (LEBUHRAYA) - NON TARGET MARKET
#PLUS (LEBUHRAYA) - NON TARGET MARKET
 +
#PUSTAKA NEGERI SARAWAK - NON TARGET MARKET
#FELDA - NON TARGET MARKET
#FELDA - NON TARGET MARKET
 +
#UEM LAND BHD - NON TARGET MARKET
 +
#UNIVERSITY ISLAM MALAYSIA (UIM) - NON TARGET MARKET
 +
#UNIVERSITI TENAGA NASIONAL - NON TARGET MARKET
 +
#KOLEJ POLY-TECH MARA - NON TARGET MARKET
 +
#MALAYSIA AIRPORTS HOLDINGS BHD - NON TARGET MARKET
 +
* JABATAN AIR NEGERI SABAH
 +
*more updated rejection /NTM company list pls click the link below:
 +
**[[Media:NTM-LIST.pdf]]
 +
*'''TARGET MARKET'''
*'''TARGET MARKET'''
#PERBADANAN HARTA INTELEK MALAYSIA (Myipo)
#PERBADANAN HARTA INTELEK MALAYSIA (Myipo)
#DEWAN BANDARAYA KUALA LUMPUR (DBKL)
#DEWAN BANDARAYA KUALA LUMPUR (DBKL)
 +
#MARDI (BPA WAJIB SIGN BY MUNTAZA)
-
== Calculation Sheet & Repayment Table ==
 
-
Ukhwah Calculation System:
 
-
[[http://www.ukhwah.com.my/eforms.html]]
+
== SPECIAL REMARKS''' ==
-
*Login : ukhwah
+
1. '''26/05/16''' -Mulai bulan 1/Jun/2016,semua permohonan pembiayaan hendaklah
-
*Password : 12345678
+
dilengkapkan dengan "Self Declaration Income".Salinan Slip Bank atau Slip Gaji bagi pendapatan tambahan pemohon dan pendapatan pasangan hendaklah dilampirkan bersama.Borang ini hendaklah dikepilkan bersama dokumen-dokumen untuk kegunaan bank.
 +
* Declaration Forms: [[Media:Declaration-Forms-NEW1.pdf]]
-
*[[Media:UKHWAH-Repayment-Table-A.pdf]]
+
2. Untuk dapatkan full settlement statement ukhwah sila buat surat dan email kepada:
-
*[[Media:UKHWAH-Repayment-Table-B.pdf]]
+
*'''ainieshahira@ukhwah.com.my''''
-
*[[Media:UKHWAH-Repayment-Table-C.pdf]]
+
*'''Fax:03-26910530 attn: Ms Ainie'''
 +
 
 +
3. '''27/3/17'''- Pelanggan yang mempunyai saudara mara /pasangan yang '''BEKERJA DI MAYBANK''' tidak dibenarkan membuat loan dengan UKHWAH-MAYBANK, sila ambil perhatian.
 +
 
 +
4. '''Latest:8/6/17'''-Kelayakan untuk Ag payslip sudah bertukar dari 60% kepada '''55% (jika ada Pinjaman Perumahan dalam payslip),'''
 +
'''50% (jika tiada pinjaman perumahan dalam payslip.'''

Latest revision as of 02:42, 23 June 2021

Contents

Product Features

  • Location:Whole Malaysia
  • Criteria :Media:UKHWAH-MBSB-DETAILS.pdf
  • Flow : Media:UKHWAH-FLOW.pdf
  • Ethnicity : BUMIPUTERA ISLAM only
  • Interest Rate Scheme A(AG,FEDERAL,STATES,POLICE&University)
  • Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj
  • Interest Rate: 4.99%
  • Interest Rate: 5.45% (untuk payslip selain AG & UNIVERSITI)
  • Payout: 83% dan tolak amount di bawah:
  • LOAN AMT LESS:
  1. PROCESSING FEE -RM100.00
  2. REGISTRATION -RM 10.00
  3. SHARE -RM200.00 (REFUNDABLE)
  4. MEMBER FEE 6 MONTHS -RM180.00 (REFUNDABLE)
  5. Charity Contribution -RM100.00
  6. STAMP DUTY -RM 0.5% OF LOAN AMT
  7. INSURANCE -13% OF LOAN AMT
    • POTONGAN AHLI AKAN TOLAK PADA TAHUN KETIGA
  • Tenure:Min 2 year - Max 10 years
  • Finance:Min RM5,000 to RM250,000
    • Finance for loan RM5,000 tenure (2-5 years)
  • Salary:RM1,800
  • Age:20 - 58 years
  • Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory)
  • Tat:2-3 weeks
  • Yuran:RM30
  • CTOS: Ctos below RM25K
    • above RM25K proceed with interest 6.99%, ctos amount below RM50K can go normally but if ctos above RM50K, compulsory to settle.
    • compulsory to provide latest full outstanding settlement statement.
  • For more details, pls click below:

Document List

  • Borang Ukhwah Maybank Full Set
  • LPPSA Forms

Others:

  • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
  • 3 copies of NRIC [original certified by the employer].
  • BPA (2copy)
  • Respective head of division/department’s confirmation and verification letter on employment status
  • A copy of bank passbook or statement [preferably Maybank].
  • Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
  • Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
  • Copy of Employment Offer Letter in case of service less than 1 year [original Certified by Employer].
  • Borang Spekar Angkasa, pls clink the link below:
  • FATCA FORM, pls clink the link below:
  • Alamat Kediaman Semasa FORM, pls clink the link below:
  • BORANG PENGISYTIHARAAN :


Calculation Sheet & Repayment Table

Ukhwah Calculation System:

[[1]]


Accepted and Rejected List

Media:TM-and-NonTM-listing.pdf

  • NON TARGET MARKET
  1. AMANAH IKHTIAR MALAYSIA -NON TARGET MARKET
  2. PUNCAK NIAGA (M) SDN BHD - NON TARGET MARKET
  3. PERBADANAN MUZIUM MELAKA -NON TARGET MARKET
  4. TENAGA NASIONAL BHD -NON TARGET MARKET
  5. SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
  6. PLUS (LEBUHRAYA) - NON TARGET MARKET
  7. PUSTAKA NEGERI SARAWAK - NON TARGET MARKET
  8. FELDA - NON TARGET MARKET
  9. UEM LAND BHD - NON TARGET MARKET
  10. UNIVERSITY ISLAM MALAYSIA (UIM) - NON TARGET MARKET
  11. UNIVERSITI TENAGA NASIONAL - NON TARGET MARKET
  12. KOLEJ POLY-TECH MARA - NON TARGET MARKET
  13. MALAYSIA AIRPORTS HOLDINGS BHD - NON TARGET MARKET
  • JABATAN AIR NEGERI SABAH
  • more updated rejection /NTM company list pls click the link below:
  • TARGET MARKET
  1. PERBADANAN HARTA INTELEK MALAYSIA (Myipo)
  2. DEWAN BANDARAYA KUALA LUMPUR (DBKL)
  3. MARDI (BPA WAJIB SIGN BY MUNTAZA)


SPECIAL REMARKS

1. 26/05/16 -Mulai bulan 1/Jun/2016,semua permohonan pembiayaan hendaklah dilengkapkan dengan "Self Declaration Income".Salinan Slip Bank atau Slip Gaji bagi pendapatan tambahan pemohon dan pendapatan pasangan hendaklah dilampirkan bersama.Borang ini hendaklah dikepilkan bersama dokumen-dokumen untuk kegunaan bank.

2. Untuk dapatkan full settlement statement ukhwah sila buat surat dan email kepada:

  • ainieshahira@ukhwah.com.my'
  • Fax:03-26910530 attn: Ms Ainie

3. 27/3/17- Pelanggan yang mempunyai saudara mara /pasangan yang BEKERJA DI MAYBANK tidak dibenarkan membuat loan dengan UKHWAH-MAYBANK, sila ambil perhatian.

4. Latest:8/6/17-Kelayakan untuk Ag payslip sudah bertukar dari 60% kepada 55% (jika ada Pinjaman Perumahan dalam payslip), 50% (jika tiada pinjaman perumahan dalam payslip.

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