Ukhwah - MBB

From Internal

Contents 1 Product Features 2 Document List 3 Calculation Sheet & Repayment Table 4 Accepted and Rejected List 5 SPECIAL REMARKS

Product Features

• Location:Whole Malaysia
• Criteria :Media:UKHWAH-MBSB-DETAILS.pdf
• Flow : Media:UKHWAH-FLOW.pdf
• Ethnicity : BUMIPUTERA ISLAM only
• Interest Rate Scheme A(AG,FEDERAL,STATES,POLICE&University)
• Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj
• Interest Rate: 4.99%
• Interest Rate: 5.45% (untuk payslip selain AG & UNIVERSITI)
• Payout: 83% dan tolak amount di bawah:
• LOAN AMT LESS:

1. PROCESSING FEE -RM100.00
2. REGISTRATION -RM 10.00
3. SHARE -RM200.00 (REFUNDABLE)
4. MEMBER FEE 6 MONTHS -RM180.00 (REFUNDABLE)
5. Charity Contribution -RM100.00
6. STAMP DUTY -RM 0.5% OF LOAN AMT
7. INSURANCE -13% OF LOAN AMT

• • POTONGAN AHLI AKAN TOLAK PADA TAHUN KETIGA
• Tenure:Min 2 year - Max 10 years
• Finance:Min RM5,000 to RM250,000
  • Finance for loan RM5,000 tenure (2-5 years)
• Salary:RM1,800
• Age:20 - 58 years
• Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory)
• Tat:2-3 weeks
• Yuran:RM30
• CTOS: Ctos below RM25K
  • above RM25K proceed with interest 6.99%, ctos amount below RM50K can go normally but if ctos above RM50K, compulsory to settle.
  • compulsory to provide latest full outstanding settlement statement.
• For more details, pls click below:
  • Criteria : Media:UKHWAHcriteria_16.pdf-NEW APRIL 2016
  • Criteria : Media:UKHWAHcriteria_15.pdf-NEW AUG 2015
  • Criteria : Media:UKHWAHcriteria_02.pdf-OLD 2014

Document List

• Borang Ukhwah Maybank Full Set
• LPPSA Forms

Others:

• 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
• 3 copies of NRIC [original certified by the employer].
• BPA (2copy)
• Respective head of division/department’s confirmation and verification letter on employment status
• A copy of bank passbook or statement [preferably Maybank].
• Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
• Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
• Copy of Employment Offer Letter in case of service less than 1 year [original Certified by Employer].
• Borang Spekar Angkasa, pls clink the link below:
  • Media:Spekar-Ukh.pdf
• FATCA FORM, pls clink the link below:
  • Media:Ukhwah-Fatca.pdf
• Alamat Kediaman Semasa FORM, pls clink the link below:
  • Media:ALAMAT-SEMASA-FORM.pdf
• BORANG PENGISYTIHARAAN :
  • Media:Ukhwah-Pengisytiharaan.pdf

• CONTOH ISI BORANG UKHWAH MBB
  • please click : File:Ukhwah-NEW-MBB.pdf

Calculation Sheet & Repayment Table

Ukhwah Calculation System:

• CEF : Media:UKHWAH-SUSB-CEF-New.zip

[[1]]

• Login : ukhwah
• Password : 12345678
• Latest:Media:UKHWAH-Repayment-Table-New.pdf

• Media:UKHWAH-Repayment-Table-A.pdf
• Media:UKHWAH-Repayment-Table-B.pdf
• Media:UKHWAH-Repayment-Table-C.pdf

Accepted and Rejected List

Media:TM-and-NonTM-listing.pdf

• NON TARGET MARKET

1. AMANAH IKHTIAR MALAYSIA -NON TARGET MARKET
2. PUNCAK NIAGA (M) SDN BHD - NON TARGET MARKET
3. PERBADANAN MUZIUM MELAKA -NON TARGET MARKET
4. TENAGA NASIONAL BHD -NON TARGET MARKET
5. SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
6. PLUS (LEBUHRAYA) - NON TARGET MARKET
7. PUSTAKA NEGERI SARAWAK - NON TARGET MARKET
8. FELDA - NON TARGET MARKET
9. UEM LAND BHD - NON TARGET MARKET
10. UNIVERSITY ISLAM MALAYSIA (UIM) - NON TARGET MARKET
11. UNIVERSITI TENAGA NASIONAL - NON TARGET MARKET
12. KOLEJ POLY-TECH MARA - NON TARGET MARKET
13. MALAYSIA AIRPORTS HOLDINGS BHD - NON TARGET MARKET

• JABATAN AIR NEGERI SABAH
• more updated rejection /NTM company list pls click the link below:
  • Media:NTM-LIST.pdf

• TARGET MARKET

1. PERBADANAN HARTA INTELEK MALAYSIA (Myipo)
2. DEWAN BANDARAYA KUALA LUMPUR (DBKL)
3. MARDI (BPA WAJIB SIGN BY MUNTAZA)

SPECIAL REMARKS

1. 26/05/16 -Mulai bulan 1/Jun/2016,semua permohonan pembiayaan hendaklah dilengkapkan dengan "Self Declaration Income".Salinan Slip Bank atau Slip Gaji bagi pendapatan tambahan pemohon dan pendapatan pasangan hendaklah dilampirkan bersama.Borang ini hendaklah dikepilkan bersama dokumen-dokumen untuk kegunaan bank.

• Declaration Forms: Media:Declaration-Forms-NEW1.pdf

2. Untuk dapatkan full settlement statement ukhwah sila buat surat dan email kepada:

• ainieshahira@ukhwah.com.my'
• Fax:03-26910530 attn: Ms Ainie

3. 27/3/17- Pelanggan yang mempunyai saudara mara /pasangan yang BEKERJA DI MAYBANK tidak dibenarkan membuat loan dengan UKHWAH-MAYBANK, sila ambil perhatian.

4. Latest:8/6/17-Kelayakan untuk Ag payslip sudah bertukar dari 60% kepada 55% (jika ada Pinjaman Perumahan dalam payslip), 50% (jika tiada pinjaman perumahan dalam payslip.