Public Bank - MCCM

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(Product Features)
(Product Features)
Line 11: Line 11:
* Tat:2 weeks
* Tat:2 weeks
* Yuran:Waive
* Yuran:Waive
-
* DSR @ COMMITMENT :calculation 90%
+
* DSR @ COMMITMENT :calculation 90% (if salary above RM3500.00)
 +
* DSR @ COMMITMENT :calculation 60-70% (if salary below RM3400.00)
* CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT.
* CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT.
# For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process.
# For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process.

Revision as of 08:18, 21 December 2016

Contents

Product Features

  • Location:Whole Malaysia (AG,FEDERAL,STATES,POLICE) & GLC's company with existing Angkasa salary deduction
  • GLC's : entitled up to 75% (with T&C apply)
  • Interest Rate:5.99%
  • Tenure:Min 2 year - Max 10 years
  • Payout: 97%
  • Finance:Min RM11,000 to RM150,000
  • Salary:RM1500.00 and above only
  • Age:20 - 57 years
  • Work:(AG) 6 months & above (OTHER) 1 YEAR & ABOVE
  • Tat:2 weeks
  • Yuran:Waive
  • DSR @ COMMITMENT :calculation 90% (if salary above RM3500.00)
  • DSR @ COMMITMENT :calculation 60-70% (if salary below RM3400.00)
  • CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT.
  1. For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process.
  • Ctos : Need to settle.

Special Remark

  • After the loan is approved, the applicant must go to a branch of the Public bank chose to sign a consent form.
  • Wajib dapatkan Pengesahan Jawatan dari pihak majikan-Original.

Document List

  • Full set application forms Public Bank & Mccm
  • BPA form (1pcs)
  • 3 copies of NRIC [original certified by the employer].
  • 1 original latest Salary Slip -(if carbon payslip)
    • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
  • Confirmation Letter Of Employment-Original.

Target Market & Non Target Market

Media:Pbb-MCCM-TM.pdf -


NON TARGET MARKET

  • Pengawai Keselamatan dan Pemandu terutamanya gaji dibawah RM2K TIDAK layak dlm pakej PBB
  • Bekalan Air Selangor Sdn Bhd / Puncak Niaga
  • Malaysia Airport Holding Berhad
  • Percetakan Nasional Berhad
  • Alam Flora
  • TELEKOM MALAYSIA BHD
  • TENAGA NATIONAL BHD

'TAK TERIMA JAWATAN

  • PEMANDU
  • PENGAWAL KESELAMATAN

TARGET MARKET

  • LEMBAGA HASIL DALAM NEGERI (LHDN)
  • JOHOR PORT BERHAD
  • SYARIKAT AIR PERLIS SDN BHD
  • SYARIKAT BEKALAN AIR SELANGOR SDN BHD
  • MAKTAB KERJASAMA MALAYSIA
  • Pos Malaysia - can do loan with PBB but compulsory to provide standard Confirmation Letter (with salary & deduction salary detail)
  • PERBADANAN NASIONAL BERHAD (PNS)
  • FINAS
  • PERTUBUHAN PELADANG NEDERI JOHOR
  • MADA
  • FELCRA BHD
  • AMANAH IKHTIAR MALAYSIA
  • KOLEJ POLY-TECH MARA
  • LEMBAGA SUNGAI SARAWAK

Repayment Table & CEF

Personal tools