Public Bank - MCCM
From Internal
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* Tat:2 weeks | * Tat:2 weeks | ||
* Yuran:Waive | * Yuran:Waive | ||
| - | * DSR @ COMMITMENT :calculation 90% | + | * DSR @ COMMITMENT :calculation 90% (if salary above RM3500.00) |
| + | * DSR @ COMMITMENT :calculation 60-70% (if salary below RM3400.00) | ||
* CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT. | * CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT. | ||
# For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process. | # For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process. | ||
Revision as of 08:18, 21 December 2016
Contents |
Product Features
- Location:Whole Malaysia (AG,FEDERAL,STATES,POLICE) & GLC's company with existing Angkasa salary deduction
- GLC's : entitled up to 75% (with T&C apply)
- Interest Rate:5.99%
- Tenure:Min 2 year - Max 10 years
- Payout: 97%
- Finance:Min RM11,000 to RM150,000
- Salary:RM1500.00 and above only
- Age:20 - 57 years
- Work:(AG) 6 months & above (OTHER) 1 YEAR & ABOVE
- Tat:2 weeks
- Yuran:Waive
- DSR @ COMMITMENT :calculation 90% (if salary above RM3500.00)
- DSR @ COMMITMENT :calculation 60-70% (if salary below RM3400.00)
- CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT.
- For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process.
- Ctos : Need to settle.
Special Remark
- After the loan is approved, the applicant must go to a branch of the Public bank chose to sign a consent form.
- Wajib dapatkan Pengesahan Jawatan dari pihak majikan-Original.
Document List
- Full set application forms Public Bank & Mccm
- BPA form (1pcs)
- 3 copies of NRIC [original certified by the employer].
- 1 original latest Salary Slip -(if carbon payslip)
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
- Confirmation Letter Of Employment-Original.
Target Market & Non Target Market
NON TARGET MARKET
- Pengawai Keselamatan dan Pemandu terutamanya gaji dibawah RM2K TIDAK layak dlm pakej PBB
- Bekalan Air Selangor Sdn Bhd / Puncak Niaga
- Malaysia Airport Holding Berhad
- Percetakan Nasional Berhad
- Alam Flora
- TELEKOM MALAYSIA BHD
- TENAGA NATIONAL BHD
'TAK TERIMA JAWATAN
- PEMANDU
- PENGAWAL KESELAMATAN
TARGET MARKET
- LEMBAGA HASIL DALAM NEGERI (LHDN)
- JOHOR PORT BERHAD
- SYARIKAT AIR PERLIS SDN BHD
- SYARIKAT BEKALAN AIR SELANGOR SDN BHD
- MAKTAB KERJASAMA MALAYSIA
- Pos Malaysia - can do loan with PBB but compulsory to provide standard Confirmation Letter (with salary & deduction salary detail)
- PERBADANAN NASIONAL BERHAD (PNS)
- FINAS
- PERTUBUHAN PELADANG NEDERI JOHOR
- MADA
- FELCRA BHD
- AMANAH IKHTIAR MALAYSIA
- KOLEJ POLY-TECH MARA
- LEMBAGA SUNGAI SARAWAK
