Ukhwah - MBB

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Contents

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Product Features

  • Location:Whole Malaysia
  • Interest Rate Scheme A(AG,FEDERAL,STATES,POLICE&University)
  • Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj
  • Interest Rate: 4.99%
  • Interest Rate: 5.45% (untuk payslip selain AG & UNIVERSITI)
  • Payout: 89.5%
  • UPFRONT DEDUCTION RM506.60-RM540(2 TAHUN YURAN AHLI)
    • POTONGAN AHLI AKAN TOLAK PADA TAHUN KETIGA
  • Tenure:Min 2 year - Max 10 years
  • Finance:Min RM5,000 to RM250,000
    • Finance for loan RM5,000 tenure (2-5 years)
  • Salary:refer criteria below
  • Age:20 - 58 years
  • Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory)
  • Tat:2-3 weeks
  • Yuran:RM30
  • CTOS: Ctos below RM25K
    • above RM25K proceed with interest 6.99%, ctos amount below RM50K can go normally but if ctos above RM50K, compulsory to settle.
    • compulsory to provide latest full outstanding settlement statement.
  • For more details, pls click below:

SPECIAL REMARKS

1. 26/05/16 -Mulai bulan 1/Jun/2016,semua permohonan pembiayaan hendaklah dilengkapkan dengan "Self Declaration Income".Salinan Slip Bank atau Slip Gaji bagi pendapatan tambahan pemohon dan pendapatan pasangan hendaklah dilampirkan bersama.Borang ini hendaklah dikepilkan bersama dokumen-dokumen untuk kegunaan bank.

2. Untuk dapatkan full settlement statement ukhwah sila buat surat dan email kepada:

  • ainieshahira@ukhwah.com.my'
  • Fax:03-26910530 attn: Ms Ainie

3. 27/3/17- Pelanggan yang mempunyai saudara mara /pasangan yang BEKERJA DI MAYBANK tidak dibenarkan membuat loan dengan UKHWAH-MAYBANK, sila ambil perhatian.

4. Latest:8/6/17-Kelayakan untuk Ag payslip sudah bertukar dari 60% kepada 55% (jika ada Pinjaman Perumahan dalam payslip), 50% (jika tiada pinjaman perumahan dalam payslip.

Payslip expiry date

Payslip will expire every 10th. Example:

  • February payslip will expire on the 10th April.
  • March payslip will expire on the 10th May

NEW FORMS UKHWAH

1. BORANG FATCA - [[Media:UKHWAH-FATCA.pdf] 2. BORANG PENGISYTIHARAAN - [[Media:UKHWAH-PENGISYTIHARAAN.pdf]

Document List

UKHWAH FORMS:

  • Borang Senarai Semak-PAGE 1 OF 15
  • Borang Senarai Semak-PAGE 2 OF 15
  • Borang Permohonan Menjadi Anggota Koperasi-PAGE 3 OF 15
  • Borang Permohonan Pembiayaan Peribadi UKHWAH-i-PAGE 4&5 OF 15
  • Borang Pengesahan Jawatan-PAGE 6 OF 15
  • Borang Surat Tawaran Pembiayaan Peribadi-PAGE 7,8,9&10 OF 15 (2 sets)
  • Borang Perjanjian Pembelian Aset-PAGE 11 OF 15
  • Borang Perjanjian Penjualan Aset-PAGE 12 OF 15
  • Borang Notice / Consent By The Member -PAGE 13 OF 15
  • Borang Kebenaran Potongan-PAGE 14 OF 15
  • Borang Perlantikan Wakil
  • Borang BPA (2 pcs)
  • Declaration Forms: Media:Declaration-Forms-NEW.pdf

Others:

  • 1 original latest Salary Slip.
    • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
  • 3 copies of NRIC [original certified by the employer].
  • Respective head of division/department’s confirmation and verification letter on employment status
  • A copy of bank passbook or statement [preferably Maybank].
  • Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
  • Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
  • Copy of Employment Offer Letter in case of service less than 1 year [original Certified by Employer].
  • Borang Spekar Angkasa, pls clink the link below:
  • FATCA FORM, pls clink the link below:
  • Alamat Kediaman Semasa FORM, pls clink the link below:

Allowances

Accepted and Rejected List

Media:TM-and-NonTM-listing.pdf

  • NON TARGET MARKET
  1. AMANAH IKHTIAR MALAYSIA -NON TARGET MARKET
  2. PUNCAK NIAGA (M) SDN BHD - NON TARGET MARKET
  3. PERBADANAN MUZIUM MELAKA -NON TARGET MARKET
  4. TENAGA NASIONAL BHD -NON TARGET MARKET
  5. SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
  6. PLUS (LEBUHRAYA) - NON TARGET MARKET
  7. PUSTAKA NEGERI SARAWAK - NON TARGET MARKET
  8. FELDA - NON TARGET MARKET
  9. UEM LAND BHD - NON TARGET MARKET
  10. UNIVERSITY ISLAM MALAYSIA (UIM) - NON TARGET MARKET
  11. UNIVERSITI TENAGA NASIONAL - NON TARGET MARKET
  12. KOLEJ POLY-TECH MARA - NON TARGET MARKET
  13. MALAYSIA AIRPORTS HOLDINGS BHD - NON TARGET MARKET
  • JABATAN AIR NEGERI SABAH
  • more updated rejection /NTM company list pls click the link below:
  • TARGET MARKET
  1. PERBADANAN HARTA INTELEK MALAYSIA (Myipo)
  2. DEWAN BANDARAYA KUALA LUMPUR (DBKL)
  3. MARDI (BPA WAJIB SIGN BY MUNTAZA)

Calculation Sheet & Repayment Table

Ukhwah Calculation System:

[[1]]


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