Ukhwah - MBB
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Product Features
- Location:Whole Malaysia
- Interest Rate Scheme A(AG,FEDERAL,STATES,POLICE&University)
- Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj
- 4.35% = 2-3 years
- 4.99% = 4-10 years
- Interest Rate Scheme B(GLCs)
- 5.45% =2-10 years
- Interest Rate Scheme C(CTOS HIT)
- 6.99%
- Payout: 90%
- UPFRONT DEDUCTION RM506
- Tenure:Min 2 year - Max 10 years
- Finance:Min RM5,000 to RM250,000
- Salary:refer criteria below
- Age:19 - 57 years
- Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory)
- Tat:2-3 weeks
- Yuran:RM30
- CTOS: Ctos below RM30K
- above RM30K proceed with interest 6.99%, ctos amount below RM50K can go normally but if ctos above RM50K, compulsory to settle.
- compulsory to provide latest full outstanding settlement statement.
- For more details, pls click below:
- Criteria : Media:UKHWAHcriteria_16.pdf-NEW APRIL 2016
- Criteria : Media:UKHWAHcriteria_15.pdf-NEW AUG 2015
- Criteria : Media:UKHWAHcriteria_02.pdf-OLD 2014
Special Remarks
1. 26/05/16 -Mulai bulan 1/Jun/2016,semua permohonan pembiayaan hendaklah dilengkapkan dengan "Self Declaration Income".Salinan Slip Bank atau Slip Gaji bagi pendapatan tambahan pemohon dan pendapatan pasangan hendaklah dilampirkan bersama.Borang ini hendaklah dikepilkan bersama dokumen-dokumen untuk kegunaan bank.
- Declaration Forms: Media:Declaration-Forms-NEW.pdf
2. Untuk dapatkan full settlement statement ukhwah sila buat surat dan email kepada:
- ainieshahira@ukhwah.com.my'
- Fax:03-26910530 attn: Ms Ainie
Payslip expiry date
Payslip will expire every 10th. Example:
- February payslip will expire on the 10th April.
- March payslip will expire on the 10th May
Document List
UKHWAH FORMS:
- Borang Senarai Semak-PAGE 1 OF 15
- Borang Senarai Semak-PAGE 2 OF 15
- Borang Permohonan Menjadi Anggota Koperasi-PAGE 3 OF 15
- Borang Permohonan Pembiayaan Peribadi UKHWAH-i-PAGE 4&5 OF 15
- Borang Pengesahan Jawatan-PAGE 6 OF 15
- Borang Surat Tawaran Pembiayaan Peribadi-PAGE 7,8,9&10 OF 15 (2 sets)
- Borang Perjanjian Pembelian Aset-PAGE 11 OF 15
- Borang Perjanjian Penjualan Aset-PAGE 12 OF 15
- Borang Notice / Consent By The Member -PAGE 13 OF 15
- Borang Kebenaran Potongan-PAGE 14 OF 15
- Borang Perlantikan Wakil
- Borang BPA (2 pcs)
- Declaration Forms: Media:Declaration-Forms.pdf
Others:
- 1 original latest Salary Slip.
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
- 3 copies of NRIC [original certified by the employer].
- Respective head of division/department’s confirmation and verification letter on employment status
- A copy of bank passbook or statement [preferably Maybank].
- Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
- Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
- Copy of Employment Offer Letter in case of service less than 1 year [original Certified by Employer].
- Borang Spekar Angkasa, pls clink the link below:
- FATCA FORM, pls clink the link below:
Allowances
Accepted and Rejected List
Media:TM-and-NonTM-listing.pdf
- NON TARGET MARKET
- AMANAH IKHTIAR MALAYSIA -NON TARGET MARKET
- PUNCAK NIAGA (M) SDN BHD - NON TARGET MARKET
- PERBADANAN MUZIUM MELAKA -NON TARGET MARKET
- TENAGA NASIONAL BHD -NON TARGET MARKET
- SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
- PLUS (LEBUHRAYA) - NON TARGET MARKET
- PUSTAKA NEGERI SARAWAK - NON TARGET MARKET
- FELDA - NON TARGET MARKET
- UEM LAND BHD - NON TARGET MARKET
- UNIVERSITY ISLAM MALAYSIA (UIM) - NON TARGET MARKET
- UNIVERSITI TENAGA NASIONAL - NON TARGET MARKET
- KOLEJ POLY-TECH MARA - NON TARGET MARKET
- MALAYSIA AIRPORTS HOLDINGS BHD - NON TARGET MARKET
- JABATAN AIR NEGERI SABAH
- more updated rejection /NTM company list pls click the link below:
- TARGET MARKET
- PERBADANAN HARTA INTELEK MALAYSIA (Myipo)
- DEWAN BANDARAYA KUALA LUMPUR (DBKL)
Calculation Sheet & Repayment Table
Ukhwah Calculation System:
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- Login : ukhwah
- Password : 12345678
