Kobeta - Bank Rakyat-NEW

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(Target and Non-Target Market)
(NON TARGET JAWATAN)
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== NON TARGET JAWATAN ==
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== NON Target Jawatan ==
#PENGAWAL KESELAMATAN/ JAGA
#PENGAWAL KESELAMATAN/ JAGA

Revision as of 04:12, 29 September 2015

Contents

Product Features

  • Location: Whole Malaysia
  • Employment Status: 6 Months and Above.
  • Salary: RM1500.00 and above only
  • Age: 19 years and above
  • Loan amount: 2,000 - 250,000
  • Max tenure: 10 years
  • Interest :
    • Rate: 4.99% Federal AG, Polis & Existing Customer
    • Rate: 5.99% State AG & preferred GLC such as(Majlis,University,LHDN, PERKESO)
    • Rate: 6.99% CTOS over 30k & BANKRUPTCY (-compulsory to settle if want to proceed)
  • Yuran : waive ( yuran rm30 will start deduct after 6 months)
  • TAT: 2-3 weeks
  • Payout: 81%
  • Upfront charges:
    • RM1020.00
    • 2 months Installment
  • CTOS: Ctos below RM30K
    • above RM30K proceed with interest 6.99%,compulsory to settle.
  • Calculation Sheet:

Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 58 - 1 year - 46 = 11 years.
    • This customer is eligible for 11 years only.

Important Notes

**Acc Book

  • KOBETA CASH I : please make sure that customers provide Bank Rakyat account number only other than that will not be acceptable by Bank Rakyat.

**Ctos Cases

  • CTOS hit more than RM30k, TAT more than 3 weeks.
  • Credit card can not be more than RM30K
  • Housing loan can not be more than RM200K
  • Personal loan can not be more than RM100K,
  • Ctos Bank Rakyat must be settle(compulsory)
  • CTOS AS Gurantor – Tiada had ditentukan

**Bankcruptcy

  • Rate :6.99%
  • Angkasa must be status ‘A’ active

Document List

  • Application Forms :
  • **pls click here to download - Media:Senarai-Semak-Forms.pdf
  • BPA - 2 copy
  • Photocopy of IC (disahkan majikan) - ori 3 copies
  • Payslip original - 1 copy (Carbon)
  • Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
  • Pengesahan Jawatan-Letter Head / Form Koperasi also can be use (ORI)
  • Bank Account copy BANK RAKYAT (compulsory)
  • Settlement statement (if any-exp in 1 month & above)
  • Opsyen Letter (if any-with cop ori majikan)
  • Kobeta Cash-i Checklist, pls click here to download - Media:Kobeta-Checklist-New.pdf

Target and Non-Target Market

Media:TM-and-NonTMkobeta-listing-NEW2.xls

  • LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) NON TARGET MARKET
  • SABAH ELECTRICITY SDN BHD - NON TARGET MARKET


NON Target Jawatan

  1. PENGAWAL KESELAMATAN/ JAGA
  2. GURU KAFA
  3. TUKANG MASAK
  4. TUKANG KAYU
  5. AHLI SUKAN
  6. TENTERA
  7. JURU TOL
  8. ARTIS BUDAYA
  9. JURU METER
  10. GURU PENDIDIKAN BUKAN SISWAZAH
  11. JURULATIH KESATRIA (PLKN)
  12. TEA LADY
  13. PEKERJA SAMBILAN
  14. PEKERJA KONTRAK
  15. POSMEN
  16. POLIS BANTUAN

Calculation Sheet & Repayment Table

Media:KOBETABKR-CEF81-newGST.xls

Media:KOBETABKR-RT4.99.docx

Media:KOBETABKR-RT5.99.docx

Media:KOBETABKR-RT6.99.docx