Kospem - Bank Rakyat

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(Product Features)
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* Location:Whole Malaysia (FOR ALL GORVEMENT DEPT- from SABAH AND SARAWAK CASE, ONLY AG AND POLICE WILL BE ACCEPTED
* Location:Whole Malaysia (FOR ALL GORVEMENT DEPT- from SABAH AND SARAWAK CASE, ONLY AG AND POLICE WILL BE ACCEPTED
* Interest Rate: 6.50%
* Interest Rate: 6.50%
-
* Payout: 70% & 60%
+
* Payout: 70%
 +
* Kelayakan : 60%
* Tenure:Min 2 year - Max 10 years  
* Tenure:Min 2 year - Max 10 years  
* Finance:Min RM15,000 to RM150,000  
* Finance:Min RM15,000 to RM150,000  
* Salary:RM1500.00 and above only
* Salary:RM1500.00 and above only
* Age:21 - 57 years
* Age:21 - 57 years
-
* Work:18 months & above & must be 'TETAP DAN TELAH DISAHKAN JAWATAN'
 
* Tat:2 weeks (depend on confirmation job)
* Tat:2 weeks (depend on confirmation job)
* Yuran:RM30
* Yuran:RM30
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* Ankasa Fee:1.6%
+
* CTOS: Ctos below RM30K, regardless of external commitments and CCRIS
-
* CTOS: Ctos below RM30K
+
== Document List ==
== Document List ==

Revision as of 05:02, 28 July 2015

Product Features

  • Location:Whole Malaysia (FOR ALL GORVEMENT DEPT- from SABAH AND SARAWAK CASE, ONLY AG AND POLICE WILL BE ACCEPTED
  • Interest Rate: 6.50%
  • Payout: 70%
  • Kelayakan : 60%
  • Tenure:Min 2 year - Max 10 years
  • Finance:Min RM15,000 to RM150,000
  • Salary:RM1500.00 and above only
  • Age:21 - 57 years
  • Tat:2 weeks (depend on confirmation job)
  • Yuran:RM30
  • CTOS: Ctos below RM30K, regardless of external commitments and CCRIS

Document List

  • KOSPEM FORMS:-please click below:
  • 1 original latest Salary Slip.
    • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY each months].
  • 3 copies of NRIC [original certified by the employer].
  • Letter Head confirmation and verification letter on employment status (Letter Head peng jawatan-COMPULSORY)
  • BPA Forms(2pcs)
  • Bank Rakyat acc statement / bank book [for Disbursement-COMPULSORY].
  • Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
  • Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
  • Utility Bill -address must be same with application forms (Compulsory).
  • All documents must be signed by mo at witness space(ruangan saksi) -COMPULSORY

Calculation Sheet

Media:KOSPEM-BRT.xls

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