Kospem - Bank Rakyat

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Contents

Product Features

  • Location:Whole Malaysia -SABAH SARAWAK (JAWATAN GURU SAHAJA BOLEH APPLY)
  • KOSPEM-BR-TETAP-PRJ applicable for AG PAYSLIP only to apply.
  • Interest Rate: 7.99% (n) / 8.49 (s)
  • Payout: 70%
  • Kelayakan : 60%
  • Min & Max tenure: 10 years (Fix)
  • Finance:Min RM10,000 to RM30,000
  • Salary:RM1500.00 and above only
  • Age:21 - 57 years
  • Tat:2 weeks (depend on confirmation job)
  • Yuran:RM30
  • CTOS: Ctos below RM30K,above RM30K-RM50K (case by case) regardless of external commitments and CCRIS


Document List

  • KOSPEM FORMS:-please click below:
  • BORANG YANG PERLU FOTOSTAT DEPAN BELAKANG.
  1. KP05 dan KP05a
  2. KP05b dan KP05c
  3. KP09 dan KP09a
  • 1 original latest Salary Slip.
    • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY each months].
  • 3 copies of NRIC [original certified by the employer].
  • confirmation and verification letter on employment status
  • BPA Forms(2pcs)
  • Bank Rakyat acc statement / bank book [for Disbursement-COMPULSORY].
  • Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
  • Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
  • Utility Bill -address must be same with application forms (Compulsory).
  • All documents must be signed by mo at witness space(ruangan saksi) -COMPULSORY
  • Form Sorting
  1. Minta tolong isi bahagian yang ditanda dan ada tulisan isi sahaja, kalau tak faham boleh telefon shamini 0162136017


Calculation Sheet & Repayment Table

  1. CEF Normal Case
  1. CEF Special Case


TARGET & NON TARGET MARKET

  • SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
  • HOSPITAL SRI MANJUNG - NON TARGET MARKET (Linda 27/7/18)










  • PLS IGNORE OLD
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