RHB - IDSB AG

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(Calculation Sheet & Repayment Table)
(Calculation Sheet & Repayment Table)
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[[Media:RHBIDSB-CEF-new3.xls]]
[[Media:RHBIDSB-CEF-new3.xls]]
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[[Media:RHBIDSB-Repayment-Table-New1.pdf]]
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[[Media:RHBIDSB-Repayment-Table-New2.pdf]]
[[Media:RHBIDSB-Takaful-Calculator-New.xls]]
[[Media:RHBIDSB-Takaful-Calculator-New.xls]]

Revision as of 03:17, 19 February 2016

Contents

Product Features

  • Location:Whole Malaysia
  • Interest Rate Scheme (AG)
    • 4.20%
  • Payout: 98% (approximately)
  • Tenure:Min 2 - 10 years
  • Finance:Min RM2,000 to RM200,000
  • Salary:RM2000.00 and above
  • Age:18 - 57 years
  • Work:1 year & above
  • Tat:2 weeks
  • CTOS: Must be cleared / or can do overlapping.
  • CCRIS: Arrears must not be more than 2 months, if 3 months and above please provide settlement statement for bank to settle.
  • DSR @ COMMITMENT :gaji + elaun + lain lain income jumlah bawal 3k x60%,jika jumlah lebih 3K x90%
    • salary RM2,000-RM2,999 akan dikira 60%
    • salary RM3,000 and above akan dikira 90%
  • For more details, pls click below:

Special Remarks

  • 10-6-2015 -new target market for IDSB:
  1. UNIVERSITI MALAYA (UM)
  2. UNIVERSITI PENDIDIKAN SULTAN IDRIS (UPSI)
  3. UNIVERSITI SAINS ISLAM MALAYSIA (USIM)
  4. MAJLIS AMANAH RAKYAT (MARA

Payslip expiry date

Payslip will expire every 5th. Example:

  • February payslip will expire on the 5th April.
  • March payslip will expire on the 5th May

Application Forms Download

  • must print 2 sets & print front back

Media:NEW-ApplicationIDSB-Forms-LO-BM-VERSION.pdf

Media:NEW-ApplicationIDSB-Forms-LO-ENG-VERSION.pdf

- CHOOSE EITHER BM / ENG VERSION

  • additional new form -Credit Rating Agencies (CRA) -Print 1 copy

Media:ApplicationIDSB-Forms-Credit-Rating.pdf

Calculation Sheet & Repayment Table

Media:RHBIDSB-CEF-new3.xls

Media:RHBIDSB-Repayment-Table-New2.pdf

Media:RHBIDSB-Takaful-Calculator-New.xls

Rejection Code In Rhb System

Media:Reject-Code.xls

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