Ukhwah - MBB

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(Product Features)
(Product Features)
Line 8: Line 8:
* Interest Rate Scheme C(CTOS HIT)
* Interest Rate Scheme C(CTOS HIT)
**6.99%
**6.99%
-
* Payout: 91.5%
+
* Payout: 90%
-
* UPFRONT DEDUCTION RM490
+
* UPFRONT DEDUCTION RM500
* Tenure:Min 2 year - Max 10 years  
* Tenure:Min 2 year - Max 10 years  
* Finance:Min RM2,000 to RM250,000  
* Finance:Min RM2,000 to RM250,000  

Revision as of 06:39, 12 February 2015

Contents

Product Features

  • Location:Whole Malaysia
  • Interest Rate Scheme A(AG,FEDERAL,STATES,POLICE)
    • 4.35% = 2-3 years
    • 4.65% = 4-10 years
  • Interest Rate Scheme B(GLCs)
    • 5.45% =2-10 years
  • Interest Rate Scheme C(CTOS HIT)
    • 6.99%
  • Payout: 90%
  • UPFRONT DEDUCTION RM500
  • Tenure:Min 2 year - Max 10 years
  • Finance:Min RM2,000 to RM250,000
  • Salary:RM900 and above only
  • Age:19 - 57 years
  • Work:6 months & above
  • Tat:2 weeks
  • Yuran:RM30
  • CTOS: Ctos below RM30K
    • above RM30K proceed with interest 6.99%, ctos amount below RM50K can go normally but if ctos above RM50K, compulsory to settle.
    • compulsory to provide latest full outstanding settlement statement.
  • For more details, pls click below:

Payslip expiry date

Payslip will expire every 10th. Example:

  • February payslip will expire on the 10th April.
  • March payslip will expire on the 10th May

Document List

UKHWAH FORMS:

  • Borang Senarai Semak-PAGE 1 OF 15
  • Borang Senarai Semak-PAGE 2 OF 15
  • Borang Permohonan Menjadi Anggota Koperasi-PAGE 3 OF 15
  • Borang Permohonan Pembiayaan Peribadi UKHWAH-i-PAGE 4&5 OF 15
  • Borang Pengesahan Jawatan-PAGE 6 OF 15
  • Borang Surat Tawaran Pembiayaan Peribadi-PAGE 7,8,9&10 OF 15 (2 sets)
  • Borang Perjanjian Pembelian Aset-PAGE 11 OF 15
  • Borang Perjanjian Penjualan Aset-PAGE 12 OF 15
  • Borang Notice / Consent By The Member -PAGE 13 OF 15
  • Borang Kebenaran Potongan-PAGE 14 OF 15
  • Borang Perlantikan Wakil
  • Borang BPA (2 pcs)

Others:

  • 1 original latest Salary Slip.
    • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
  • 3 copies of NRIC [original certified by the employer].
  • Respective head of division/department’s confirmation and verification letter on employment status
  • A copy of bank passbook or statement [preferably Maybank].
  • Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
  • Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
  • Copy of Employment Offer Letter in case of service less than 1 year [original Certified by Employer].
  • Borang Spekar Angkasa, pls clink the link below:
  • FATCA FORM, pls clink the link below:

Allowances

Accepted and Rejected List

Media:TM-and-NonTM-listing.pdf

TENAGA NASIONAL BHD-REJECT

PUNCAK NIAGA (M) SDN BHD- REJECT

Calculation Sheet & Repayment Table

Ukhwah Calculation System:

[[1]]

    • Login : ukhwah
    • Password : 12345678

Media:UKHWAH-Repayment-Table.pdf

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