Petronesa - Murabaha 6.50%-8.50%

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== Product Features ==
== Product Features ==
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+
* CRITERIA 4 : [[Media:PetronesaCriteria4.pdf]]  '''-LATEST 03-05-2024'''
 +
* CRITERIA 3 : [[Media:PetronesaCriteria3.pdf]]  '''-01-01-2023'''
 +
* CRITERIA 2 : [[Media:PetronesaCriteria2.pdf]]
 +
* CRITERIA  : [[Media:PetronesaCriteria1.pdf]]
* Location:Semenanjung(West)Malaysia & Sabah sahaja
* Location:Semenanjung(West)Malaysia & Sabah sahaja
* Payslip: Government Employee / '''GLC not accept'''
* Payslip: Government Employee / '''GLC not accept'''
* Work:6 months & above
* Work:6 months & above
-
* Interest Rate : 6.50%
+
* '''Interest Rate : 6.50%'''
* Payout: 83.50%
* Payout: 83.50%
-
* Interest Rate : 8.50%
+
* '''Interest Rate : 8.50%'''
* Payout: 80.00%
* Payout: 80.00%
-
* Angkasa Fee: 2%
+
* Age: no min age-58 years
-
* Age: 22-58 years
+
* Tenure:Min 1 year - Max 10 years  
* Tenure:Min 1 year - Max 10 years  
* Finance:Min RM5,000 to RM200,000
* Finance:Min RM5,000 to RM200,000
-
* Salary:RM1400.00
+
* Salary:no minimum salary as long eligible can do
-
* Tat:2-3 weeks
+
* Tat: 5 working days if complete document
-
* CTOS:BELOW 15K INTEREST 6.50% ; ABOVE 15K INTEREST 8.50%
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* '''CTOS:BELOW 15K INTEREST 6.50% ; ABOVE 15K-40K INTEREST 8.50%'''
-
 
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* '''Jika ada overlap Petronesa , perlu minta statement jika kod SL544 (HDM) , jika kod SL519 Petronesa boleh mintakan perlu buat nota.'''
 +
* '''Interest Rate : 9.99%'''
 +
* Payout: 70.00%
 +
* Finance : RM1,000 to RM200,000
== Document List ==
== Document List ==
 +
DOWNLOAD COMPLETE FORMS : [[Media:PetronesaAppCompleteForms2.pdf]] -'''NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-NEW 3/1/23'''
 +
*DOWNLOAD FORMS : [[Media:PetronesaBPAForms.pdf]]
 +
*DOWNLOAD FORMS : [[Media:PetronesaCheckListForms.pdf]]
 +
*GUIDELINE FOR PRINTING FORMS : [[Media:GuidelinesaAppForms.pdf]]
 +
 +
 +
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* # '''DOWNLOAD COMPLETE FORMS SABAH CASE''': [[Media:PetronesaAppCompleteFormsSABAH-1.pdf]] -NEW 3/1/2023
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 +
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* Full Set Borang Petronesa
* Full Set Borang Petronesa
* Borang BPA (1 pcs)
* Borang BPA (1 pcs)
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**3 copies of Salary Slip of the latest months [original certified by the employer-COMPULSORY 3COPY].
**3 copies of Salary Slip of the latest months [original certified by the employer-COMPULSORY 3COPY].
*3 copies of NRIC [original certified by the employer].
*3 copies of NRIC [original certified by the employer].
-
* A copy of bank passbook.
+
* A copy of bank passbook /bank statement for disbursement '''(only local bank)'''.
* Certified Settlement Statement [required for overlapping-exp 1 month & above].
* Certified Settlement Statement [required for overlapping-exp 1 month & above].
* Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
* Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
* MySejahtera Digital Certificate for Covid 19 Vaccination (completed 2 doses).
* MySejahtera Digital Certificate for Covid 19 Vaccination (completed 2 doses).
* Photocopy payslip for Mac-21 and Jul-21
* Photocopy payslip for Mac-21 and Jul-21
 +
* Untuk POLIS jika first loan, Borang BPA perlu ditandatangan dan cop oleh person in charge mengikut PEKELILING; tak perlu surat sokongan.
 +
* Untuk POLIS yang pernah buat loan (2nd Loan), TAK PERLU ANGKASA dan SURAT SOKONGAN.
 +
 +
#'''CONTOH ISI BORANG : [[Media:PetronesaAppFormscth.pdf]]'''
 +
'''NOTE:'''
 +
# TOLONG IKUT CONTOH DIBERI.
 +
# ADA 2 HELAI APPLICANT'S INFORMATION FORM, '''1 HELAI PERLU ISI PENUH A,B,C DAN SIGN DI BAWAH BERTANDA 'X' , 1 HELAI FORM SILA KOSONGKAN DAN SIGN DI BAWAH  BERTANDA 'X' sahaja.'''
 +
# SILA KOSONGKAN TARIKH.
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# BORANG PETRONESA YANG LAIN SILA KOSONGKAN DAN PELANGGAN HANYA PERLU SIGN DI FORM YANG BERTANDA 'X' SAHAJA.
 +
# SILA PRINT BPA BERWARNA YANG TELAH KAMI SEDIAKAN DALAM PDF FORM NI SAHAJA.
 +
# JIKA TIDAK FAHAM CARA ISI FORM SILA HUBUNGI STAFF MSSSB SEBELUM ISI.
 +
 +
 +
* '''-OLD-''' DOWNLOAD COMPLETE FORMS : [[Media:PetronesaAppCompleteForms1.pdf]] -'''NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-18/5/22 (OLD FORM)'''
 +
* '''-OLD-''' DOWNLOAD COMPLETE FORMS : [[Media:PetronesaAppCompleteForms.pdf]] -'''NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-OLD FORM'''
 +
* # '''-OLD-''' DOWNLOAD COMPLETE FORMS SABAH CASE''': [[Media:PetronesaAppCompleteFormsSABAH.pdf]]
== Calculation Sheet ==
== Calculation Sheet ==
-
* [[Media:Petronesa-CEF-new1.zip]]
+
'''NEW''':
 +
*[[Media:Petronesa-CEF-4-New8.99-9.99.zip]] '''NEW 21/10/2024'''
 +
 
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*[[Media:Petronesa-CEF-3-New6.88-8.99.zip]] '''NEW 06/5/2024'''
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 +
 
 +
 
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'''OLD SHEET''':
 +
* '''[[Media:Petronesa-CEF-new1.zip]] -OLD'''
 +
*[[Media:Petronesa-CEF-2-New8.99-9.99.zip]] '''NEW 28/2/2024'''
 +
*[[Media:Petronesa-CEF-2-New6.88.zip]] '''OLD 28/2/2024'''
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*[[Media:Petronesa-CEF-1-new6.88.zip]] '''OLD 26/6/2023'''
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*[[Media:Petronesa-CEF-1-new8.99-9.99.zip]] '''OLD 3/1/2023'''
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*[[Media:Petronesa-CEF-new6.88.zip]] '''OLD 3/1/2023'''
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*[[Media:Petronesa-CEF-new8.99-9.99.zip]] '''OLD 3/1/2023'''
== Target Market & Non Target Market ==
== Target Market & Non Target Market ==
*TM :[[Media:PetronesaTMlist.pdf]]
*TM :[[Media:PetronesaTMlist.pdf]]
*NTM :[[Media:PetronesaNTMlist.pdf]]
*NTM :[[Media:PetronesaNTMlist.pdf]]

Latest revision as of 03:19, 21 October 2024

Contents

Product Features

  • CRITERIA 4 : Media:PetronesaCriteria4.pdf -LATEST 03-05-2024
  • CRITERIA 3 : Media:PetronesaCriteria3.pdf -01-01-2023
  • CRITERIA 2 : Media:PetronesaCriteria2.pdf
  • CRITERIA  : Media:PetronesaCriteria1.pdf
  • Location:Semenanjung(West)Malaysia & Sabah sahaja
  • Payslip: Government Employee / GLC not accept
  • Work:6 months & above
  • Interest Rate : 6.50%
  • Payout: 83.50%
  • Interest Rate : 8.50%
  • Payout: 80.00%
  • Age: no min age-58 years
  • Tenure:Min 1 year - Max 10 years
  • Finance:Min RM5,000 to RM200,000
  • Salary:no minimum salary as long eligible can do
  • Tat: 5 working days if complete document
  • CTOS:BELOW 15K INTEREST 6.50% ; ABOVE 15K-40K INTEREST 8.50%
  • Jika ada overlap Petronesa , perlu minta statement jika kod SL544 (HDM) , jika kod SL519 Petronesa boleh mintakan perlu buat nota.
  • Interest Rate : 9.99%
  • Payout: 70.00%
  • Finance : RM1,000 to RM200,000

Document List

DOWNLOAD COMPLETE FORMS : Media:PetronesaAppCompleteForms2.pdf -NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-NEW 3/1/23



  • Full Set Borang Petronesa
  • Borang BPA (1 pcs)
  • 1 original latest Salary Slip (if carbonised).
    • 3 copies of Salary Slip of the latest months [original certified by the employer-COMPULSORY 3COPY].
  • 3 copies of NRIC [original certified by the employer].
  • A copy of bank passbook /bank statement for disbursement (only local bank).
  • Certified Settlement Statement [required for overlapping-exp 1 month & above].
  • Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
  • MySejahtera Digital Certificate for Covid 19 Vaccination (completed 2 doses).
  • Photocopy payslip for Mac-21 and Jul-21
  • Untuk POLIS jika first loan, Borang BPA perlu ditandatangan dan cop oleh person in charge mengikut PEKELILING; tak perlu surat sokongan.
  • Untuk POLIS yang pernah buat loan (2nd Loan), TAK PERLU ANGKASA dan SURAT SOKONGAN.


  1. CONTOH ISI BORANG : Media:PetronesaAppFormscth.pdf

NOTE:

  1. TOLONG IKUT CONTOH DIBERI.
  2. ADA 2 HELAI APPLICANT'S INFORMATION FORM, 1 HELAI PERLU ISI PENUH A,B,C DAN SIGN DI BAWAH BERTANDA 'X' , 1 HELAI FORM SILA KOSONGKAN DAN SIGN DI BAWAH BERTANDA 'X' sahaja.
  3. SILA KOSONGKAN TARIKH.
  4. BORANG PETRONESA YANG LAIN SILA KOSONGKAN DAN PELANGGAN HANYA PERLU SIGN DI FORM YANG BERTANDA 'X' SAHAJA.
  5. SILA PRINT BPA BERWARNA YANG TELAH KAMI SEDIAKAN DALAM PDF FORM NI SAHAJA.
  6. JIKA TIDAK FAHAM CARA ISI FORM SILA HUBUNGI STAFF MSSSB SEBELUM ISI.


Calculation Sheet

NEW:




OLD SHEET:

Target Market & Non Target Market

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