Petronesa - Murabaha 6.50%-8.50%
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== Product Features == | == Product Features == | ||
- | + | * CRITERIA 4 : [[Media:PetronesaCriteria4.pdf]] '''-LATEST 03-05-2024''' | |
+ | * CRITERIA 3 : [[Media:PetronesaCriteria3.pdf]] '''-01-01-2023''' | ||
+ | * CRITERIA 2 : [[Media:PetronesaCriteria2.pdf]] | ||
+ | * CRITERIA : [[Media:PetronesaCriteria1.pdf]] | ||
* Location:Semenanjung(West)Malaysia & Sabah sahaja | * Location:Semenanjung(West)Malaysia & Sabah sahaja | ||
* Payslip: Government Employee / '''GLC not accept''' | * Payslip: Government Employee / '''GLC not accept''' | ||
* Work:6 months & above | * Work:6 months & above | ||
- | * Interest Rate : 6.50% | + | * '''Interest Rate : 6.50%''' |
* Payout: 83.50% | * Payout: 83.50% | ||
- | * Interest Rate : 8.50% | + | * '''Interest Rate : 8.50%''' |
* Payout: 80.00% | * Payout: 80.00% | ||
- | + | * Age: no min age-58 years | |
- | * Age: | + | |
* Tenure:Min 1 year - Max 10 years | * Tenure:Min 1 year - Max 10 years | ||
* Finance:Min RM5,000 to RM200,000 | * Finance:Min RM5,000 to RM200,000 | ||
- | * Salary: | + | * Salary:no minimum salary as long eligible can do |
- | * Tat: | + | * Tat: 5 working days if complete document |
- | * CTOS:BELOW 15K INTEREST 6.50% ; ABOVE 15K INTEREST 8.50% | + | * '''CTOS:BELOW 15K INTEREST 6.50% ; ABOVE 15K-40K INTEREST 8.50%''' |
- | + | * '''Jika ada overlap Petronesa , perlu minta statement jika kod SL544 (HDM) , jika kod SL519 Petronesa boleh mintakan perlu buat nota.''' | |
+ | * '''Interest Rate : 9.99%''' | ||
+ | * Payout: 70.00% | ||
+ | * Finance : RM1,000 to RM200,000 | ||
== Document List == | == Document List == | ||
+ | DOWNLOAD COMPLETE FORMS : [[Media:PetronesaAppCompleteForms2.pdf]] -'''NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-NEW 3/1/23''' | ||
+ | *DOWNLOAD FORMS : [[Media:PetronesaBPAForms.pdf]] | ||
+ | *DOWNLOAD FORMS : [[Media:PetronesaCheckListForms.pdf]] | ||
+ | *GUIDELINE FOR PRINTING FORMS : [[Media:GuidelinesaAppForms.pdf]] | ||
+ | |||
+ | |||
+ | |||
+ | * # '''DOWNLOAD COMPLETE FORMS SABAH CASE''': [[Media:PetronesaAppCompleteFormsSABAH-1.pdf]] -NEW 3/1/2023 | ||
+ | |||
+ | |||
+ | |||
* Full Set Borang Petronesa | * Full Set Borang Petronesa | ||
* Borang BPA (1 pcs) | * Borang BPA (1 pcs) | ||
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**3 copies of Salary Slip of the latest months [original certified by the employer-COMPULSORY 3COPY]. | **3 copies of Salary Slip of the latest months [original certified by the employer-COMPULSORY 3COPY]. | ||
*3 copies of NRIC [original certified by the employer]. | *3 copies of NRIC [original certified by the employer]. | ||
- | * A copy of bank passbook. | + | * A copy of bank passbook /bank statement for disbursement '''(only local bank)'''. |
* Certified Settlement Statement [required for overlapping-exp 1 month & above]. | * Certified Settlement Statement [required for overlapping-exp 1 month & above]. | ||
* Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer]. | * Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer]. | ||
* MySejahtera Digital Certificate for Covid 19 Vaccination (completed 2 doses). | * MySejahtera Digital Certificate for Covid 19 Vaccination (completed 2 doses). | ||
* Photocopy payslip for Mac-21 and Jul-21 | * Photocopy payslip for Mac-21 and Jul-21 | ||
+ | * Untuk POLIS jika first loan, Borang BPA perlu ditandatangan dan cop oleh person in charge mengikut PEKELILING; tak perlu surat sokongan. | ||
+ | * Untuk POLIS yang pernah buat loan (2nd Loan), TAK PERLU ANGKASA dan SURAT SOKONGAN. | ||
+ | |||
+ | #'''CONTOH ISI BORANG : [[Media:PetronesaAppFormscth.pdf]]''' | ||
+ | '''NOTE:''' | ||
+ | # TOLONG IKUT CONTOH DIBERI. | ||
+ | # ADA 2 HELAI APPLICANT'S INFORMATION FORM, '''1 HELAI PERLU ISI PENUH A,B,C DAN SIGN DI BAWAH BERTANDA 'X' , 1 HELAI FORM SILA KOSONGKAN DAN SIGN DI BAWAH BERTANDA 'X' sahaja.''' | ||
+ | # SILA KOSONGKAN TARIKH. | ||
+ | # BORANG PETRONESA YANG LAIN SILA KOSONGKAN DAN PELANGGAN HANYA PERLU SIGN DI FORM YANG BERTANDA 'X' SAHAJA. | ||
+ | # SILA PRINT BPA BERWARNA YANG TELAH KAMI SEDIAKAN DALAM PDF FORM NI SAHAJA. | ||
+ | # JIKA TIDAK FAHAM CARA ISI FORM SILA HUBUNGI STAFF MSSSB SEBELUM ISI. | ||
+ | |||
+ | |||
+ | * '''-OLD-''' DOWNLOAD COMPLETE FORMS : [[Media:PetronesaAppCompleteForms1.pdf]] -'''NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-18/5/22 (OLD FORM)''' | ||
+ | * '''-OLD-''' DOWNLOAD COMPLETE FORMS : [[Media:PetronesaAppCompleteForms.pdf]] -'''NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-OLD FORM''' | ||
+ | * # '''-OLD-''' DOWNLOAD COMPLETE FORMS SABAH CASE''': [[Media:PetronesaAppCompleteFormsSABAH.pdf]] | ||
== Calculation Sheet == | == Calculation Sheet == | ||
- | * [[Media:Petronesa-CEF- | + | '''NEW''': |
+ | *[[Media:Petronesa-CEF-4-New8.99-9.99.zip]] '''NEW 21/10/2024''' | ||
+ | |||
+ | *[[Media:Petronesa-CEF-3-New6.88-8.99.zip]] '''NEW 06/5/2024''' | ||
+ | |||
+ | |||
+ | |||
+ | |||
+ | |||
+ | '''OLD SHEET''': | ||
+ | * '''[[Media:Petronesa-CEF-new1.zip]] -OLD''' | ||
+ | *[[Media:Petronesa-CEF-2-New8.99-9.99.zip]] '''NEW 28/2/2024''' | ||
+ | *[[Media:Petronesa-CEF-2-New6.88.zip]] '''OLD 28/2/2024''' | ||
+ | *[[Media:Petronesa-CEF-1-new6.88.zip]] '''OLD 26/6/2023''' | ||
+ | *[[Media:Petronesa-CEF-1-new8.99-9.99.zip]] '''OLD 3/1/2023''' | ||
+ | *[[Media:Petronesa-CEF-new6.88.zip]] '''OLD 3/1/2023''' | ||
+ | *[[Media:Petronesa-CEF-new8.99-9.99.zip]] '''OLD 3/1/2023''' | ||
== Target Market & Non Target Market == | == Target Market & Non Target Market == | ||
*TM :[[Media:PetronesaTMlist.pdf]] | *TM :[[Media:PetronesaTMlist.pdf]] | ||
*NTM :[[Media:PetronesaNTMlist.pdf]] | *NTM :[[Media:PetronesaNTMlist.pdf]] |
Latest revision as of 03:19, 21 October 2024
Contents |
Product Features
- CRITERIA 4 : Media:PetronesaCriteria4.pdf -LATEST 03-05-2024
- CRITERIA 3 : Media:PetronesaCriteria3.pdf -01-01-2023
- CRITERIA 2 : Media:PetronesaCriteria2.pdf
- CRITERIA : Media:PetronesaCriteria1.pdf
- Location:Semenanjung(West)Malaysia & Sabah sahaja
- Payslip: Government Employee / GLC not accept
- Work:6 months & above
- Interest Rate : 6.50%
- Payout: 83.50%
- Interest Rate : 8.50%
- Payout: 80.00%
- Age: no min age-58 years
- Tenure:Min 1 year - Max 10 years
- Finance:Min RM5,000 to RM200,000
- Salary:no minimum salary as long eligible can do
- Tat: 5 working days if complete document
- CTOS:BELOW 15K INTEREST 6.50% ; ABOVE 15K-40K INTEREST 8.50%
- Jika ada overlap Petronesa , perlu minta statement jika kod SL544 (HDM) , jika kod SL519 Petronesa boleh mintakan perlu buat nota.
- Interest Rate : 9.99%
- Payout: 70.00%
- Finance : RM1,000 to RM200,000
Document List
DOWNLOAD COMPLETE FORMS : Media:PetronesaAppCompleteForms2.pdf -NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-NEW 3/1/23
- DOWNLOAD FORMS : Media:PetronesaBPAForms.pdf
- DOWNLOAD FORMS : Media:PetronesaCheckListForms.pdf
- GUIDELINE FOR PRINTING FORMS : Media:GuidelinesaAppForms.pdf
- # DOWNLOAD COMPLETE FORMS SABAH CASE: Media:PetronesaAppCompleteFormsSABAH-1.pdf -NEW 3/1/2023
- Full Set Borang Petronesa
- Borang BPA (1 pcs)
- 1 original latest Salary Slip (if carbonised).
- 3 copies of Salary Slip of the latest months [original certified by the employer-COMPULSORY 3COPY].
- 3 copies of NRIC [original certified by the employer].
- A copy of bank passbook /bank statement for disbursement (only local bank).
- Certified Settlement Statement [required for overlapping-exp 1 month & above].
- Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
- MySejahtera Digital Certificate for Covid 19 Vaccination (completed 2 doses).
- Photocopy payslip for Mac-21 and Jul-21
- Untuk POLIS jika first loan, Borang BPA perlu ditandatangan dan cop oleh person in charge mengikut PEKELILING; tak perlu surat sokongan.
- Untuk POLIS yang pernah buat loan (2nd Loan), TAK PERLU ANGKASA dan SURAT SOKONGAN.
- CONTOH ISI BORANG : Media:PetronesaAppFormscth.pdf
NOTE:
- TOLONG IKUT CONTOH DIBERI.
- ADA 2 HELAI APPLICANT'S INFORMATION FORM, 1 HELAI PERLU ISI PENUH A,B,C DAN SIGN DI BAWAH BERTANDA 'X' , 1 HELAI FORM SILA KOSONGKAN DAN SIGN DI BAWAH BERTANDA 'X' sahaja.
- SILA KOSONGKAN TARIKH.
- BORANG PETRONESA YANG LAIN SILA KOSONGKAN DAN PELANGGAN HANYA PERLU SIGN DI FORM YANG BERTANDA 'X' SAHAJA.
- SILA PRINT BPA BERWARNA YANG TELAH KAMI SEDIAKAN DALAM PDF FORM NI SAHAJA.
- JIKA TIDAK FAHAM CARA ISI FORM SILA HUBUNGI STAFF MSSSB SEBELUM ISI.
- -OLD- DOWNLOAD COMPLETE FORMS : Media:PetronesaAppCompleteForms1.pdf -NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-18/5/22 (OLD FORM)
- -OLD- DOWNLOAD COMPLETE FORMS : Media:PetronesaAppCompleteForms.pdf -NO DOUBLE SIDED, PRINT ONE BY ONE PAGE, DOUBLE SIDED PRINTED ONLY FOR BPA-OLD FORM
- # -OLD- DOWNLOAD COMPLETE FORMS SABAH CASE: Media:PetronesaAppCompleteFormsSABAH.pdf
Calculation Sheet
NEW:
- Media:Petronesa-CEF-4-New8.99-9.99.zip NEW 21/10/2024
- Media:Petronesa-CEF-3-New6.88-8.99.zip NEW 06/5/2024
OLD SHEET:
- Media:Petronesa-CEF-new1.zip -OLD
- Media:Petronesa-CEF-2-New8.99-9.99.zip NEW 28/2/2024
- Media:Petronesa-CEF-2-New6.88.zip OLD 28/2/2024
- Media:Petronesa-CEF-1-new6.88.zip OLD 26/6/2023
- Media:Petronesa-CEF-1-new8.99-9.99.zip OLD 3/1/2023
- Media:Petronesa-CEF-new6.88.zip OLD 3/1/2023
- Media:Petronesa-CEF-new8.99-9.99.zip OLD 3/1/2023