Kobeta - Bank Rakyat

(Difference between revisions)

Revision as of 06:50, 14 July 2017

Location: Whole Malaysia
Employment Status: 6 Months and Above.
Eligibility for AG: 50% without potongan Pinjaman Perumahan & 60% with Pinjaman Perumahan in payslip
Salary: RM1500.00 and above only
Age: 20-58 years Only
Loan amount: 2,000 - 250,000
Max tenure: 2-10 years
Interest Rate : 6.90%
Yuran : waive ( yuran rm30 will start deduct after 6 months)
TAT: 2-3 weeks
Payout: 80%
Upfront charges:will be announce later
CTOS: Ctos below RM30K
- above RM30K proceed with interest 7.99%,compulsory to settle.
Bankcruptcy :Compulsory to settle ;pls provide statement(ANGKASA MUST BE ACTIVE) 7.99%
Calculation Sheet:
- Media:kobeta-Cash-i-NEWCEF-GST.xls

Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.

**STATE SARAWAK PAYSLIP

**Acc Book

KOBETA CASH I : please make sure that customers provide Bank Rakyat account number only other than that will not be acceptable by Bank Rakyat.

**Ctos Cases

**Bankcruptcy

Application Forms :
**pls click here to download:
- Media:KOBETA-BRT-FULL-Application-Form.pdf
- Media:Senarai-Semak-Forms.pdf
BPA - 2 copy
Photocopy of IC (disahkan majikan) - ori 3 copies
Payslip original - 1 copy (Carbon)
Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
Pengesahan Jawatan-Letter Head / Form Koperasi also can be use (ORI)
Bank Account copy BANK RAKYAT (compulsory)
Settlement statement (if any-exp in 1 month & above)
Opsyen Letter (if any-with cop ori majikan)
Kobeta Cash-i Checklist, pls click here to download - Media:Kobeta-Checklist-New.pdf

AMANAH IKHTIAR MALAYSIA (2014) - NON TARGET MARKET
LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) - NON TARGET MARKET
SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
MALAYSIA AIRPORT HOLDINGS BERHAD - NON TARGET MARKET
UEM LAND BERHAD - NON TARGET MARKET
TEKUN NASIONAL - NON TARGET MARKET
LEMBAGA MUZIUM NEGERI TERENGGANU - NON TARGET MARKET
KOLEJ POLY TECH-MARA (MAY 2016) - NON TARGET MARKET
SAJ HOLDING SDN BHD (SAJ)NON TARGET MARKET
PERBADANAN BUKIT BENDERA PULAU PINANG NON TARGET MARKET
FINAS (26/7/16)NON TARGET MARKET
MIROS -Malaysian Institute of Road Safety Research (16/11/16) NON TARGET MARKET
GIAT MARA NON TARGET MARKET -22/11/2016
UNIVERSITI TENAGA NASIONAL (UNITEN) NON TARGET MARKET -09/12/2016

MAJLIS AGAMA ISLAM WILAYAH PERSEKUTUAN (MAIWP)(21/9/2016)
PLUS ***(Jwtn admin ke atas, Gaji RM3K ke atas, kerja 3 Tahun ke atas, kelayakan 50%)***

@@ Line 98: / Line 98: @@
 #POSMEN
 #POLIS BANTUAN
-== Calculation Sheet & Repayment Table ==
-[[Media:KOBETABKR-CEF81-newGST.xls]]
-[[Media:KOBETABKR-RT4.99.docx]]
-[[Media:KOBETABKR-RT5.99.docx]]
-[[Media:KOBETABKR-RT6.99.docx]]
-== Special Remarks / Update -KOBETA CIMB ==
-We have a new Kobeta package, KOBETA-CIMB. You have an opsyen to choose this package if you find that KOBETA-BRT is slow in reimbursement. KOBETA-CIMB can be better in reimbursing the Loan.
-The criteria as per below:
-*Location: Whole Malaysia
-*Employment Status: 6 Months and Above.
-*Loan amount: 2,000 - 250,000
-*Min & Max tenure: '''10 years (Fix)'''
-*Interest:
-**Rate: 4.99% Federal AG, Polis & Existing Customer
-**Rate: 5.99% State AG & preferred GLC such as(Majlis,University,LHDN, PERKESO)
-*Payout: 81%-1020.00-180 - 2 months Installment
-**Details:
-         :Processing Fee = RM100
-         : Tabung Khairat = RM50
-         : Saham = RM500
-         : Fee Masuk = RM10
-         : Koperasi Protection Fee = RM360
-         : JUMLAH : RM1020#
-*Account Book: '''BANK RAKYAT'''
-*Fees : Rm30 will start deduct after 6 months
-*TAT: 2-3 weeks
-*'''CTOS : TAK Boleh Ada Ctos'''
-*For more details pls call Mr Chew /Mimi.
-*Borang boleh minta daripada Pn. Asma
-* '''LIST TM & NTM KOBETA CIMB /BRT-update 23/11/2016:'''
-# [[Media:TM-and-NonTMkobeta-listing-NEW3.pdf]]
-# [[Media:TM-and-NonTMkobeta-listing-NEW3.zip]]