Kobeta - Bank Rakyat-NEW
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(→Target and Non-Target Market) |
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* Interest : | * Interest : | ||
**Rate: 4.99% Federal AG, Polis & Existing Customer | **Rate: 4.99% Federal AG, Polis & Existing Customer | ||
| - | **Rate: 5.99% | + | **Rate: 5.99% State AG & preferred GLC such as(Majlis,University,LHDN, PERKESO) |
| - | **Rate: 6.99% CTOS over 30k | + | **Rate: 6.99% CTOS over 30k & BANKRUPTCY (-compulsory to settle if want to proceed) |
| - | * TAT: | + | * Yuran : waive ( yuran rm30 will start deduct after 6 months) |
| + | * TAT: 2-3 weeks | ||
* Payout: 81% | * Payout: 81% | ||
* Upfront charges: | * Upfront charges: | ||
| Line 18: | Line 19: | ||
**above RM30K proceed with interest 6.99%,compulsory to settle. | **above RM30K proceed with interest 6.99%,compulsory to settle. | ||
* Calculation Sheet: | * Calculation Sheet: | ||
| - | ** [[Media:kobeta-Cash-i-CEF.xls]] | + | ** [[Media:kobeta-Cash-i-CEF-GST.xls]] |
== Opsyen Calculation == | == Opsyen Calculation == | ||
| Line 44: | Line 45: | ||
== Document List == | == Document List == | ||
| - | + | * Application Forms : | |
| - | + | *'''**pls click here to download''' - [[Media:Senarai-Semak-Forms.pdf]] | |
| - | + | * BPA - 2 copy | |
| - | + | * Photocopy of IC (disahkan majikan) - ori 3 copies | |
| - | + | * Payslip original - 1 copy (Carbon) | |
| - | + | * Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months | |
| - | + | * Pengesahan Jawatan-Letter Head / Form Koperasi also can be use (ORI) | |
| - | + | * Bank Account copy BANK RAKYAT (compulsory) | |
| - | + | * Settlement statement (if any-exp in 1 month & above) | |
| - | + | * Opsyen Letter (if any-with cop ori majikan) | |
| - | + | * Kobeta Cash-i Checklist, pls click here to download - [[Media:Kobeta-Checklist-New.pdf]] | |
| - | + | ||
== Target and Non-Target Market == | == Target and Non-Target Market == | ||
| - | [[Media:TM-and-NonTMkobeta-listing- | + | [[Media:TM-and-NonTMkobeta-listing-NEW2.pdf]] |
| + | * LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) NON TARGET MARKET | ||
| + | * SABAH ELECTRICITY SDN BHD - NON TARGET MARKET | ||
| + | |||
| + | == NON Target Jawatan == | ||
| + | |||
| + | #PENGAWAL KESELAMATAN/ JAGA | ||
| + | #GURU KAFA | ||
| + | #TUKANG MASAK | ||
| + | #TUKANG KAYU | ||
| + | #AHLI SUKAN | ||
| + | #TENTERA | ||
| + | #JURU TOL | ||
| + | #ARTIS BUDAYA | ||
| + | #JURU METER | ||
| + | #GURU PENDIDIKAN BUKAN SISWAZAH | ||
| + | #JURULATIH KESATRIA (PLKN) | ||
| + | #TEA LADY | ||
| + | #PEKERJA SAMBILAN | ||
| + | #PEKERJA KONTRAK | ||
| + | #POSMEN | ||
| + | #POLIS BANTUAN | ||
== Calculation Sheet & Repayment Table == | == Calculation Sheet & Repayment Table == | ||
| - | [[Media:KOBETABKR-CEF81.xls]] | + | [[Media:KOBETABKR-CEF81-newGST.xls]] |
[[Media:KOBETABKR-RT4.99.docx]] | [[Media:KOBETABKR-RT4.99.docx]] | ||
Latest revision as of 04:12, 29 September 2015
Contents |
Product Features
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Salary: RM1500.00 and above only
- Age: 19 years and above
- Loan amount: 2,000 - 250,000
- Max tenure: 10 years
- Interest :
- Rate: 4.99% Federal AG, Polis & Existing Customer
- Rate: 5.99% State AG & preferred GLC such as(Majlis,University,LHDN, PERKESO)
- Rate: 6.99% CTOS over 30k & BANKRUPTCY (-compulsory to settle if want to proceed)
- Yuran : waive ( yuran rm30 will start deduct after 6 months)
- TAT: 2-3 weeks
- Payout: 81%
- Upfront charges:
- RM1020.00
- 2 months Installment
- CTOS: Ctos below RM30K
- above RM30K proceed with interest 6.99%,compulsory to settle.
- Calculation Sheet:
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Important Notes
**Acc Book
- KOBETA CASH I : please make sure that customers provide Bank Rakyat account number only other than that will not be acceptable by Bank Rakyat.
**Ctos Cases
- CTOS hit more than RM30k, TAT more than 3 weeks.
- Credit card can not be more than RM30K
- Housing loan can not be more than RM200K
- Personal loan can not be more than RM100K,
- Ctos Bank Rakyat must be settle(compulsory)
- CTOS AS Gurantor – Tiada had ditentukan
**Bankcruptcy
- Rate :6.99%
- Angkasa must be status ‘A’ active
Document List
- Application Forms :
- **pls click here to download - Media:Senarai-Semak-Forms.pdf
- BPA - 2 copy
- Photocopy of IC (disahkan majikan) - ori 3 copies
- Payslip original - 1 copy (Carbon)
- Payslip photocopy (ORI disahkan majikan) (3 copies) for 3 months
- Pengesahan Jawatan-Letter Head / Form Koperasi also can be use (ORI)
- Bank Account copy BANK RAKYAT (compulsory)
- Settlement statement (if any-exp in 1 month & above)
- Opsyen Letter (if any-with cop ori majikan)
- Kobeta Cash-i Checklist, pls click here to download - Media:Kobeta-Checklist-New.pdf
Target and Non-Target Market
Media:TM-and-NonTMkobeta-listing-NEW2.pdf
- LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) NON TARGET MARKET
- SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
NON Target Jawatan
- PENGAWAL KESELAMATAN/ JAGA
- GURU KAFA
- TUKANG MASAK
- TUKANG KAYU
- AHLI SUKAN
- TENTERA
- JURU TOL
- ARTIS BUDAYA
- JURU METER
- GURU PENDIDIKAN BUKAN SISWAZAH
- JURULATIH KESATRIA (PLKN)
- TEA LADY
- PEKERJA SAMBILAN
- PEKERJA KONTRAK
- POSMEN
- POLIS BANTUAN
