Ukhwah - MBB
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* Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj | * Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj | ||
**4.35% = 2-3 years | **4.35% = 2-3 years | ||
- | **4. | + | **4.99% = 4-10 years |
* Interest Rate Scheme B(GLCs) | * Interest Rate Scheme B(GLCs) | ||
**5.45% =2-10 years | **5.45% =2-10 years | ||
Line 13: | Line 13: | ||
* Tenure:Min 2 year - Max 10 years | * Tenure:Min 2 year - Max 10 years | ||
* Finance:Min RM2,000 to RM250,000 | * Finance:Min RM2,000 to RM250,000 | ||
- | * Salary: | + | * Salary:RM800 and above only |
* Age:19 - 57 years | * Age:19 - 57 years | ||
* Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory) | * Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory) | ||
- | * Tat:2 weeks | + | * Tat:2-3 weeks |
* Yuran:RM30 | * Yuran:RM30 | ||
* CTOS: Ctos below RM30K | * CTOS: Ctos below RM30K |
Revision as of 01:57, 30 July 2015
Contents |
Product Features
- Location:Whole Malaysia
- Interest Rate Scheme A(AG,FEDERAL,STATES,POLICE&University)
- Kerajaan Negeri Sabah dan Sarawak (kecuali AG & Polis),kelayakan dikira 50% shj
- 4.35% = 2-3 years
- 4.99% = 4-10 years
- Interest Rate Scheme B(GLCs)
- 5.45% =2-10 years
- Interest Rate Scheme C(CTOS HIT)
- 6.99%
- Payout: 90%
- UPFRONT DEDUCTION RM500
- Tenure:Min 2 year - Max 10 years
- Finance:Min RM2,000 to RM250,000
- Salary:RM800 and above only
- Age:19 - 57 years
- Work:1 Year & above (must be TETAP & TELAH DISAHKAN JAWATAN-compulsory)
- Tat:2-3 weeks
- Yuran:RM30
- CTOS: Ctos below RM30K
- above RM30K proceed with interest 6.99%, ctos amount below RM50K can go normally but if ctos above RM50K, compulsory to settle.
- compulsory to provide latest full outstanding settlement statement.
- For more details, pls click below:
- Criteria : Media:UKHWAHcriteria_15.pdf-NEW AUG 2015
- Criteria : Media:UKHWAHcriteria_02.pdf-OLD 2014
Payslip expiry date
Payslip will expire every 10th. Example:
- February payslip will expire on the 10th April.
- March payslip will expire on the 10th May
Document List
UKHWAH FORMS:
- Borang Senarai Semak-PAGE 1 OF 15
- Borang Senarai Semak-PAGE 2 OF 15
- Borang Permohonan Menjadi Anggota Koperasi-PAGE 3 OF 15
- Borang Permohonan Pembiayaan Peribadi UKHWAH-i-PAGE 4&5 OF 15
- Borang Pengesahan Jawatan-PAGE 6 OF 15
- Borang Surat Tawaran Pembiayaan Peribadi-PAGE 7,8,9&10 OF 15 (2 sets)
- Borang Perjanjian Pembelian Aset-PAGE 11 OF 15
- Borang Perjanjian Penjualan Aset-PAGE 12 OF 15
- Borang Notice / Consent By The Member -PAGE 13 OF 15
- Borang Kebenaran Potongan-PAGE 14 OF 15
- Borang Perlantikan Wakil
- Borang BPA (2 pcs)
Others:
- 1 original latest Salary Slip.
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
- 3 copies of NRIC [original certified by the employer].
- Respective head of division/department’s confirmation and verification letter on employment status
- A copy of bank passbook or statement [preferably Maybank].
- Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
- Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
- Copy of Employment Offer Letter in case of service less than 1 year [original Certified by Employer].
- Borang Spekar Angkasa, pls clink the link below:
- FATCA FORM, pls clink the link below:
Allowances
Accepted and Rejected List
Media:TM-and-NonTM-listing.pdf
TENAGA NASIONAL BHD-REJECT
PUNCAK NIAGA (M) SDN BHD- REJECT
PERBADANAN MUZIUM MELAKA -REJECT
Calculation Sheet & Repayment Table
Ukhwah Calculation System:
[[1]]
- Login : ukhwah
- Password : 12345678