MBSB - Exec-i
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** 2-3 years = 3.5% | ** 2-3 years = 3.5% | ||
** 4-10 years = 4.1%v | ** 4-10 years = 4.1%v | ||
| - | ** 11- | + | ** 11-15 years = 5.2% |
| + | ** 16-25 years = 5.5% | ||
* Payout: 97% - 1 Month installment -Stamp Duty (RM50) - Insurance | * Payout: 97% - 1 Month installment -Stamp Duty (RM50) - Insurance | ||
* Tenure: Min 2 years - Max 25 years | * Tenure: Min 2 years - Max 25 years | ||
| Line 45: | Line 46: | ||
# Lampiran Tambahan (Addadem) | # Lampiran Tambahan (Addadem) | ||
| - | == | + | == Expiry of Settlement Statement == |
| - | # Kowaja - Kop Wawasan Pekerja - | + | MO must request new settlement statement from the below listed Coops if the statement is expired: |
| + | # Kowaja - Kop Wawasan Pekerja-pekerja Berhad | ||
# Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad | # Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad | ||
# K. Punb - Kop Pembangunan Usahawan Nasional Berhad | # K. Punb - Kop Pembangunan Usahawan Nasional Berhad | ||
| Line 64: | Line 66: | ||
# Koop Giat Maju - Kop Giat Maju Berhad | # Koop Giat Maju - Kop Giat Maju Berhad | ||
# Koperkasa - Koperasi Koperkasa Berhad | # Koperkasa - Koperasi Koperkasa Berhad | ||
| - | + | '''Important''': For all MBSB packages, submission with overlapping with MBSB settlement (in house) have to obtain '''latest statement balance'''. ONLY the customer is personally allowed to request the latest balance from MBSB, no representative is allowed. | |
| + | |||
== Target Market == | == Target Market == | ||
| - | # | + | # AG Payslip |
| - | # | + | # PDRM |
# LHDN | # LHDN | ||
# State AG | # State AG | ||
# Perkeso | # Perkeso | ||
| - | # Non | + | # Non AG(Case by case) |
== Non Target Market == | == Non Target Market == | ||
| Line 78: | Line 81: | ||
# DBKL | # DBKL | ||
# Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject | # Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject | ||
| + | # Pos Malaysia | ||
| + | # Perbadanan Labuan | ||
| + | |||
| + | == Calculation Sheet & Repayment Table == | ||
| + | [[Media:MBSBExecI-CEF.xls]] | ||
| + | |||
| + | [[Media:MBSBExecI-RT5.50.xls]] | ||
Latest revision as of 02:59, 11 August 2012
Contents |
Product Features
- Location: Whole Malaysia
- Interest Rate:
- 2-3 years = 3.5%
- 4-10 years = 4.1%v
- 11-15 years = 5.2%
- 16-25 years = 5.5%
- Payout: 97% - 1 Month installment -Stamp Duty (RM50) - Insurance
- Tenure: Min 2 years - Max 25 years
- Finance: Min RM3,000 to RM300,000 (RM200,000 and above MUST sign TAKAFUL HEALTH DECLARATION FORM)
- Salary: RM3,500 and above only
- Age: 19 years and above
- Expired Facility: 60 years old
- Yuran: Waived
- CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
Special Criteria
- Customer may option to increase his/her tenure up to 25 years
- Max loan application is RM300,000
Payslip expiry date
Payslip will expire every 20th. Example:
- February payslip will expire on the 20th April.
- March payslip will expire on the 20th May
Early Settlement
- Lock in period : Early Settlement
- Early settlement Fee : 5.0% from Outstanding balance; and
- To claw back all cost incurred under Zero Entry Cost(ZEC)
Document List
**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.
- MBSB Agreement
- BPA - 1 copy
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy(disahkan majikan)
- Borang Amanahraya
- Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
- Borang Temanku
- Settlement statement
- Opsyen Letter
- Lampiran Tambahan (Addadem)
Expiry of Settlement Statement
MO must request new settlement statement from the below listed Coops if the statement is expired:
- Kowaja - Kop Wawasan Pekerja-pekerja Berhad
- Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad
- K. Punb - Kop Pembangunan Usahawan Nasional Berhad
- Ukhwah - Kop Pendidikan Islam Malaysia Berhad
- Koop Pusamaju - Kop Pembangunan usahasama Masyarakat Maju Bhd
- Kobeta - Kop Bersatu Tenaga Malaysia Berhad
- KoIman - Kop Serbaguna Iman Malaysia Berhad
- Kopesadik / Komaju - Kop Maju Ekonomi Pekerja Berhad
- Kowamas - Kop Wawasan Malaysia Berhad
- Kosetia - Kop Perkhidmatan Setia Berhad
- Koputri - Kop Putri Terbilang Malaysia Berhad
- Kuasa - Kop Usahawan Muda Malaysia Berhad
- Sejati - Kop Sejati Berhad (Ambank / Direct)
- Koop Gemilang - Kop Gemilang Siswazah Malaysia Berhad
- CTOS : (Bank Rakyat) (Personal Loan)
- CTOS : MBF(Cards)
- Koop Giat Maju - Kop Giat Maju Berhad
- Koperkasa - Koperasi Koperkasa Berhad
Important: For all MBSB packages, submission with overlapping with MBSB settlement (in house) have to obtain latest statement balance. ONLY the customer is personally allowed to request the latest balance from MBSB, no representative is allowed.
Target Market
- AG Payslip
- PDRM
- LHDN
- State AG
- Perkeso
- Non AG(Case by case)
Non Target Market
- Mostly all submission from majlis.
- Kontrak
- DBKL
- Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject
- Pos Malaysia
- Perbadanan Labuan
