MBSB - Waslah
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Product Features
- Location: Whole Malaysia
- Interest Rate: 5.55%
- Payout: 97% - 1 month installment - Stamp Duty (RM50) - Insurance
- Tenure: Min 6 years - Max 20 years
- Finance: Min RM3,000 to RM200,000
- Salary: RM700 and above only
- Age: 19 years and above
- Expired Facility: 60 years old
- Tat: 2 - 3 Weeks
- Yuran: Waived
- CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
- Special Requirement: COMPULSARY TO OVERLAP 1 SETTLEMENT FOR EVERY CASE
Special Criteria
- Maximum eligible can go up to 75% ONLY
- For teachers who do not take in Allowance for BI Khas (Maths & Science), maximum eligibility can go up to 78%
Payslip Expiry Date
Payslip will expire every 20th of the subsequent month, example:
- February payslip will expire on the 20th April
- March payslip will expire on the 20th May
Early Settlement
- Lock in period : Early Settlement
- Early settlement Fee : 5.0% from Outstanding balance; and
- To claw back all cost incurred under Zero Entry Cost(ZEC)
Document List
**Please note that from 1st January 2012, MBSB will only accept new forms. Please get new copies of the applications from our office. Thank You.
- MBSB Agreement
- BPA - 1 copy
- Photocopy of IC (disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy (disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy (disahkan majikan)
- Borang Amanahraya
- Borang Wasiat (Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
- Borang Temanku
- Settlement statement
- Opsyen Letter
- Lampiran Tambahan (Addadem)
Allowances
Accepted List
Fixed Allowance
- Imbuhan Tetap Perkhidmatan Awam
- Imbuhan Perumahan
- Bantuan Sara Hidup
- Elaun Keraian
Case by Case Basis
- Elaun BI Wilayah
- Elaun Motosikal
- Elaun Menyelam
- Elaun Post Basik
- Elaun Penguat Kuasa
Rejected List
- Elaun Lebih Masa (OT)
- Imbuhan Tahunan (Bonus)
- Tunggakan (Arrears)
- Elaun Memangku
- Elaun Tanggungan
- Elaun Jahitan
- Elaun Warden
(This list will be updated from time to time)
Expiry of Settlement Statement
MO must request new settlement statement from the below listed Coops if the statement is expired:
- Kowaja - Kop Wawasan Pekerja-pekerja Berhad
- Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad
- K. Punb - Kop Pembangunan Usahawan Nasional Berhad
- Ukhwah - Kop Pendidikan Islam Malaysia Berhad
- Koop Pusamaju - Kop Pembangunan usahasama Masyarakat Maju Bhd
- Kobeta - Kop Bersatu Tenaga Malaysia Berhad
- KoIman - Kop Serbaguna Iman Malaysia Berhad
- Kopesadik / Komaju - Kop Maju Ekonomi Pekerja Berhad
- Kowamas - Kop Wawasan Malaysia Berhad
- Kosetia - Kop Perkhidmatan Setia Berhad
- Koputri - Kop Putri Terbilang Malaysia Berhad
- Kuasa - Kop Usahawan Muda Malaysia Berhad
- Sejati - Kop Sejati Berhad (Ambank / Direct)
- Koop Gemilang - Kop Gemilang Siswazah Malaysia Berhad
- CTOS : (Bank Rakyat) (Personal Loan)
- CTOS : MBF(Cards)
- Koop Giat Maju - Kop Giat Maju Berhad
- Koperkasa - Koperasi Koperkasa Berhad
Important: For all MBSB packages, submission with overlapping with MBSB settlement (in house) have to obtain latest statement balance. ONLY the customer is personally allowed to request the latest balance from MBSB, no representative is allowed.
Target Market
- All AG Payslip
- PDRM
- LHDN
- State AG
- Perkeso
Non Target Market
- Mostly all submission from majlis
- Kontrak
- DBKL
- Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject
- GLC Company
- Berhad
- Sdn Bhd
- Pos Malaysia
- Perbadanan Labuan
