Kobeta -CIMB
From Internal
Product Features
We have a new Kobeta package, KOBETA-CIMB.
- MEMO KOBETA CIMB : Media:MEMO-DETAILS2.pdf
The criteria as per below:
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Loan amount: 2,000 - 250,000
- Min & Max tenure: 10 years (Fix)
- Interest: 5.99%
- Payout: 80% -(2 months installment) - amount di bawah:
- Caj Pentadbiran – RM100.
- Fi Masuk – RM10.
- Advance and MEMBER FEE 6 MONTHS - RM540 (termasuk 6 bulan pendahuluan wajib RM180).
- Cooperative Share – RM500
- Khairat Donation – RM50
- Stamp Duty – 0.5% dari jumlah pembiayaan yang diluluskan + RM10.
- KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 8%
- Sinking Fund - 2%
- TAT: 2-3 weeks
Document List
Dokumen Diperlukan:
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
- 3 copies of NRIC [original certified by the employer].
- BPA (2copy)
- Respective head of division/department’s confirmation and verification letter on employment status
- A copy of bank passbook or statement
- Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
- Staf DBKL perlu menyerahkan ‘Borang Emolumen’ asal dari Unit Gaji.
- Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
- Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.
CALCULATION / REPAYMENT TABLE
Kobeta Calculation :
- LIST TM & NTM KOBETA CIMB /BRT-update 23/11/2016: