Kobeta - Bank Rakyat
From Internal
Revision as of 13:34, 13 September 2011 by 192.168.1.9 (Talk)
Contents |
Product Features PERMANENT
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Interest Rate:
- Tenure 1 to 2 YRS : 5.50%
- Tenure 3 to 10 YRS : 5.99%
- Tenure 11 to 20 YRS : 6.50%
- Payout: 94.5% - 3 months installment - RM340.00
- Tenure: Min 1 year - Max 20 years
- Finance: Min RM1,000 to RM250,000
- Salary: RM600 and above only
- Age: 18 years and above
- Expired Facility: 58 years old(with opsyen letter)
- Yuran: RM30
- CTOS: No Limit(Case by case basis)
- TAT: 2 - 3 Weeks
Product Features CONTRACT
- Location: Whole Malaysia
- Employment Status: 2 years and Above.
- Interest Rate: Tenure 2 to 5 YRS : 6.99%
- Payout: 94.5% - 3 months installment - RM340.00
- Tenure: Min 1 year - Max 5 Years
- Finance: Min RM2,000 to RM20,000
- Salary: RM600 and above only
- Age: 18 years and above
- Expired Facility: 58 years old
- Yuran: RM30
- CTOS: $30k and below, if $30k and above must get special approval.
- TAT: 2 - 3 Weeks
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Target Market
- All Government employee
- Refer to Msssb System > Department Report for more information
Document List
- Kobeta Agreement(Page 1 - 14)
- BPA - 1 copy
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan
- Bank Account copy(disahkan majikan)
- Settlement statement(if any)
- Opsyen Letter(if any)
Important Note
- CTOS hit more than $30k, TAT more than 3 weeks.