Koputri

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Contents [hide] 1 Product Features PERMANENT 1.1 SPEED (OLD) 1.2 SPEED 1 1.3 SPEED 2 2 Product Features CONTRACT 3 Opsyen Calculation 4 Document List 5 Target Market 6 GLC Target Market List 7 Factor Koputri 6.99% - 94.5%

Product Features PERMANENT

SPEED (OLD)

• Location: Whole Malaysia
• Employment Status: 6 Months and Above.
• Interest Rate:
  • Tenure 1 to 2 years: 4.99%
  • Tenure 3 to 10 years: 5.99%
• Payout: 94.5% - 2 months installment - RM440.00
• Tenure: Min 1 year - Max 10 years
• Finance: Min RM2,000 to RM250,000
• Salary: RM600 and above only
• Age: 18 years and above
• Expired Facility: 58 years old(with opsyen letter)
• Yuran: RM30
• CTOS: RM30K and below
• TAT: 2 - 3 weeks
• Tenure: 20 years
• Koop Charges: RM440.00
• Important Notes:
  • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)

SPEED 1

• Location: Whole Malaysia
• Employment Status: 6 Months and Above.
• Interest Rate: 5.50%
• Payout: 92.5% - 2 months installment - RM440.00
• Tenure: Min 1 year - Max 10 years
• Finance: Min RM2,000 to RM250,000
• Salary: RM1500 and above only
• Salary: RM2000 and above ( PAR and PEMANDU)
• Age: 18 years and above
• Expired Facility: 58 years old(with opsyen letter)
• Yuran: RM30
• CTOS: RM30K and below
• Tenure: 10 years
• Koop Charges: RM440.00
• Important Notes:
  • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)

Download CEF: Media:Koputri-Speed-1-CEF.zip

SPEED 2

• Location: Whole Malaysia
• Employment Status: 6 Months and Above.
• Interest Rate: 5.50%
• Payout: 82% - 2 months installment - RM440.00
• Tenure: Min 1 year - Max 10 years
• Finance: Min RM2,000 to RM250,000
• Salary: RM1500 and above only
• Salary: RM2000 and above (PAR ans PEMANDU)
• Age: 18 years and above
• Expired Facility: 58 years old(with opsyen letter)
• Yuran: RM30
• CTOS: RM30K and below
• TAT: 2 weeks
• Tenure: 10 years
• Koop Charges: RM440.00
• Important Notes:
  • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)

Download CEF: Media:Koputri-Speed-2-CEF.zip

Product Features CONTRACT

• With BPA Deduction
  • Location : Whole Malaysia
  • Employment Status: Customer need to work at least 6 months.
  • Finance: Min RM2,000 to RM20,000
  • Tenure: Min 1 year - Max 5 Years
  • Interest Rate: Min Tenure 1 to 5 YRS: 6.99%
  • Payout: 94.5% - RM440.00 - 2 months installment
  • Expired Facility: 58 years old
  • Salary: RM1,000 and above only
  • Age: 18 years and above
  • Yuran: RM30
  • CTOS: Borrower: $30k and below, Guarantor: No Limit
  • TAT: 2 - 3 Weeks
  • Employment Status: Admin and above position only. (Work in Office)
  • Important Notes:
    • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
    • COMPULSORY to provide (offer letter) or surat perlantikan.

• Without BPA Deduction
  • Location: Whole Malaysia
  • Employment Status: Customer needs to at leaast renew contract once.
  • Finance: Min RM2,000 to RM20,000
  • Tenure: Min 1 year - Max 5 Years
  • Interest Rate: Min Tenure 1 to 5 years: 6.99%
  • Payout: 94.5% - RM440.00 - 2 months installment
  • Expired Facility: 58 years old
  • Salary: RM1,000 and above only
  • Age: 18 years and above
  • Yuran: RM30
  • CTOS: Borrower: RM30K and below, Guarantor: No Limit
  • TAT: 2 - 3 Weeks
  • Employment Status: Admin and above position only.(Work in Office)
  • Important Notes:
    • Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
    • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
    • COMPULSORY to provide (offer letter) or surat perlantikan.

Opsyen Calculation

• Expired Facility in opsyen 58 years old.
  • Example : 2011 - 1965 = 46
  • Take 58 - 1 year - 46 = 11 years.
  • This customer is eligible for 11 years only.

Document List

1. Koputri Agreement (Page 1 - 14)
2. BPA - 2 copies
3. Photocopy of IC (disahkan majikan ori) - 3 copies
4. Payslip original - 1 copy
5. Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
6. Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
7. Bank Account copy
8. Settlement statement (if any-exp must be more than 2 weeks)
9. Opsyen Letter (if any-with cop ori majikan)
10. DSR Form - Media:Borang-Dsr1.docx

Target Market

• All Government employee
• Refer to MSSSB System > Department Report for more information

GLC Target Market List

1. Felda Holdings Berhad
2. Malaysia Debt Ventures Berhad
3. Mardec Berhad
4. Padi Beras Nasional Berhad
5. Pengurusan Danaharta Nasional Berhad
6. Malaysia Airport Holdings Berhad
7. Mimos Berhad
8. Sirim Berhad
9. Felcra Berhad
10. Institut Terjemahan Negara Malaysia Berhad
11. Pengurusan Aset Air Berhad
12. POS Malaysia Berhad
13. Radio Televisyen Malaysia Berhad
14. TELEKOM Malaysia Berhad
15. Tenaga Nasional Berhad

Factor Koputri 6.99% - 94.5%

YEARS	MONTH	FACTOR
1	12	11
2	24	22
3	36	30
4	48	38
5	60	46
6	72	52
7	84	59
8	96	64
9	108	69
10	120	74
11	132	79
12	144	83
13	156	87
14	168	91
15	180	94
16	192	97
17	204	100
18	216	103
19	228	106
20	240	108

• LOAN ELIGIBLE = Gross Salary x (60%/50%/40%) - all deduction - RM30 x factor
• IN HAND = LOAN ELIGIBLE x 94.5% - RM440 - 2 month installment