Product Features PERMANENT

Location: Whole Malaysia
Employment Status: 8 Months and Above.
Interest Rate:4.99%
Payout: 90% -506.60- 2 months installment
Tenure: Min 2 year - Max 10 years
Finance: Min RM5,000 to RM250,000
Salary: RM1500 and above only
Salary: RM2000 and above ( PAR and PEMANDU)
Age: 19 years and above
TAT:
Expired Facility: 55 years old(with opsyen letter)
Yuran: RM30
- CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
Important Notes:It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
For more details, pls click below:
- Criteria : Media:KOPUTRIcriteria.pdf

== Product Features CONTRACT == NOT AVAILABLE

With BPA Deduction
- Location : Whole Malaysia
- Employment Status: Customer needs to at leaast renew contract twice and need to work 2 years and above.
- Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
- Tenure: Min 2 year - Max 5 Years
- Interest Rate: Min Tenure 2 to 5 YRS: 6.90%
- Payout: 90% -506.60- 2 months installment
- Expired Facility: 58 years old
- Salary: RM1,500 and above only
- Age: 19 years and above
- CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
- TAT: 2 - 3 Weeks
- Employment Status: Admin and above position only. (Work in Office)
- Important Notes:
  - It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
  - COMPULSORY to provide (offer letter) or surat perlantikan.

Without BPA Deduction
- Location: Whole Malaysia
- Employment Status: Customer needs to at leaast renew contract twice and need to work 2 years and above.
- Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
- Tenure: Min 1 year - Max 5 Years
- Interest Rate:6.90%
- Payout:90% -506.60- 2 months installment
- Salary: RM1,500 and above only
- Age: 19 years and above
- CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
- TAT: 2 - 3 Weeks
- Employment Status: Admin and above position only.(Work in Office)
- Important Notes:
  - Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
  - It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
  - COMPULSORY to provide (offer letter) or surat perlantikan.
  - 2013-12-13: KOPUTRI -New Guideline

New guideline (with immediate effect) for koputri, application forms must attached:

1. Maybank acc book
2. Utility Bill (address must same with application form)
3. Every 3rd of the month latest payslip must be provided
4. For payslip which have no Angkasa deduction and under Kwsp must provide letter head 'Pengesahan Jawatan' Original

Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.

Koputri Agreement (Page 1 - 14)
BPA - 2 copies
Photocopy of IC (disahkan majikan ori) - 3 copies
Payslip original - 1 copy
Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
Bank Account copy
Settlement statement (if any-exp must be more than 2 weeks)
Opsyen Letter (if any-with cop ori majikan)
DSR Form - Media:Borang-Dsr1.docx

1. Maybank acc book
2. Utility Bill (address must same with application form)
3. Every 3rd of the month latest payslip must be provided
4. For payslip which have no Angkasa deduction and under Kwsp must provide letter head 'Pengesahan Jawatan' Original

Koputri Calculation System: Media:KOPUTRI-CEF.xls