From Internal
Product Features PERMANENT
SPEED (OLD)
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Interest Rate:
- Tenure 1 to 2 years: 4.99%
- Tenure 3 to 10 years: 5.99%
- Payout: 94.5% - 2 months installment - RM440.00
- Tenure: Min 1 year - Max 10 years
- Finance: Min RM2,000 to RM250,000
- Salary: RM600 and above only
- Age: 18 years and above
- Expired Facility: 58 years old(with opsyen letter)
- Yuran: RM30
- CTOS: RM30K and below
- TAT: 2 - 3 weeks
- Tenure: 20 years
- Koop Charges: RM440.00
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
SPEED 1
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Interest Rate: 5.50%
- Payout: 92.5% - 2 months installment - RM440.00
- Tenure: Min 1 year - Max 10 years
- Finance: Min RM2,000 to RM250,000
- Salary: RM600 and above only
- Age: 18 years and above
- Expired Facility: 58 years old(with opsyen letter)
- Yuran: RM30
- CTOS: RM30K and below
- Tenure: 10 years
- Koop Charges: RM440.00
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
CEF: Media:Koputri-Speed-1-CEF.zip
SPEED 2
- Location: Whole Malaysia
- Employment Status: 6 Months and Above.
- Interest Rate: 5.50%
- Payout: 82% - 2 months installment - RM440.00
- Tenure: Min 1 year - Max 10 years
- Finance: Min RM2,000 to RM250,000
- Salary: RM600 and above only
- Age: 18 years and above
- Expired Facility: 58 years old(with opsyen letter)
- Yuran: RM30
- CTOS: RM30K and below
- TAT: 2 weeks
- Tenure: 10 years
- Koop Charges: RM440.00
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
Product Features CONTRACT
- With BPA Deduction
- Location : Whole Malaysia
- Employment Status: Customer need to work at least 6 months.
- Finance: Min RM2,000 to RM20,000
- Tenure: Min 1 year - Max 5 Years
- Interest Rate: Min Tenure 1 to 5 YRS: 6.99%
- Payout: 94.5% - RM440.00 - 2 months installment
- Expired Facility: 58 years old
- Salary: RM1,000 and above only
- Age: 18 years and above
- Yuran: RM30
- CTOS: Borrower: $30k and below, Guarantor: No Limit
- TAT: 2 - 3 Weeks
- Employment Status: Admin and above position only. (Work in Office)
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
- COMPULSORY to provide (offer letter) or surat perlantikan.
- Without BPA Deduction
- Location: Whole Malaysia
- Employment Status: Customer needs to at leaast renew contract once.
- Finance: Min RM2,000 to RM20,000
- Tenure: Min 1 year - Max 5 Years
- Interest Rate: Min Tenure 1 to 5 years: 6.99%
- Payout: 94.5% - RM440.00 - 2 months installment
- Expired Facility: 58 years old
- Salary: RM1,000 and above only
- Age: 18 years and above
- Yuran: RM30
- CTOS: Borrower: RM30K and below, Guarantor: No Limit
- TAT: 2 - 3 Weeks
- Employment Status: Admin and above position only.(Work in Office)
- Important Notes:
- Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
- COMPULSORY to provide (offer letter) or surat perlantikan.
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Document List
- Koputri Agreement (Page 1 - 14)
- BPA - 2 copies
- Photocopy of IC (disahkan majikan ori) - 3 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
- Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
- Bank Account copy
- Settlement statement (if any-exp must be more than 2 weeks)
- Opsyen Letter (if any-with cop ori majikan)
- DSR Form - Media:Borang-Dsr1.docx
Target Market
- All Government employee
- Refer to MSSSB System > Department Report for more information
GLC Target Market List
- Felda Holdings Berhad
- Malaysia Debt Ventures Berhad
- Mardec Berhad
- Padi Beras Nasional Berhad
- Pengurusan Danaharta Nasional Berhad
- Perbadanan Nasional Berhad
- Permodalan Nasional Berhad
- Petroliam Nasional Berhad (Petronas)
- UDA Holdings Berhad
- Malaysia Airport Holdings Berhad
- Khazanah Nasional Berhad
- National Aerospace & Defence Industries Berhad
- Mimos Berhad
- Sirim Berhad
- Felcra Berhad
- Institut Terjemahan Negara Malaysia Berhad
- Pengurusan Aset Air Berhad
- Percetakan Nasional Malaysia Berhad
- POS Malaysia Berhad
- Radio Televisyen Malaysia Berhad
- TELEKOM Malaysia Berhad
- Tenaga Nasional Berhad
Factor Koputri 6.99% - 94.5%
YEARS | MONTH | FACTOR
|
1
| 12 | 11
|
2
| 24 | 22
|
3
| 36 | 30
|
4
| 48 | 38
|
5
| 60 | 46
|
6
| 72 | 52
|
7
| 84 | 59
|
8
| 96 | 64
|
9
| 108 | 69
|
10
| 120 | 74
|
11
| 132 | 79
|
12
| 144 | 83
|
13
| 156 | 87
|
14
| 168 | 91
|
15
| 180 | 94
|
16
| 192 | 97
|
17
| 204 | 100
|
18
| 216 | 103
|
19
| 228 | 106
|
20
| 240 | 108
|
- LOAN ELIGIBLE = Gross Salary x (60%/50%/40%) - all deduction - RM30 x factor
- IN HAND = LOAN ELIGIBLE x 94.5% - RM440 - 2 month installment