Koputri

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Contents

Product Features PERMANENT

SPEED (OLD)

  • Location: Whole Malaysia
  • Employment Status: 6 Months and Above.
  • Interest Rate:
    • Tenure 1 to 2 years: 4.99%
    • Tenure 3 to 10 years: 5.99%
  • Payout: 94.5% - 2 months installment - RM440.00
  • Tenure: Min 1 year - Max 10 years
  • Finance: Min RM2,000 to RM250,000
  • Salary: RM600 and above only
  • Age: 18 years and above
  • Expired Facility: 58 years old(with opsyen letter)
  • Yuran: RM30
  • CTOS: RM30K and below
  • TAT: 2 - 3 weeks
  • Tenure: 20 years
  • Koop Charges: RM440.00
  • Important Notes:
    • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)

SPEED 1

  • Location: Whole Malaysia
  • Employment Status: 6 Months and Above.
  • Interest Rate: 5.50%
  • Payout: 92.5% - 2 months installment - RM440.00
  • Tenure: Min 1 year - Max 10 years
  • Finance: Min RM2,000 to RM250,000
  • Salary: RM600 and above only
  • Age: 18 years and above
  • Expired Facility: 58 years old(with opsyen letter)
  • Yuran: RM30
  • CTOS: RM30K and below
  • Tenure: 10 years
  • Koop Charges: RM440.00
  • Important Notes:
    • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)

CEF: Media:Koputri-Speed-1-CEF.zip

SPEED 2

  • Location: Whole Malaysia
  • Employment Status: 6 Months and Above.
  • Interest Rate: 5.50%
  • Payout: 82% - 2 months installment - RM440.00
  • Tenure: Min 1 year - Max 10 years
  • Finance: Min RM2,000 to RM250,000
  • Salary: RM600 and above only
  • Age: 18 years and above
  • Expired Facility: 58 years old(with opsyen letter)
  • Yuran: RM30
  • CTOS: RM30K and below
  • TAT: 2 weeks
  • Tenure: 10 years
  • Koop Charges: RM440.00
  • Important Notes:
    • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)

Product Features CONTRACT

  • With BPA Deduction
    • Location : Whole Malaysia
    • Employment Status: Customer need to work at least 6 months.
    • Finance: Min RM2,000 to RM20,000
    • Tenure: Min 1 year - Max 5 Years
    • Interest Rate: Min Tenure 1 to 5 YRS: 6.99%
    • Payout: 94.5% - RM440.00 - 2 months installment
    • Expired Facility: 58 years old
    • Salary: RM1,000 and above only
    • Age: 18 years and above
    • Yuran: RM30
    • CTOS: Borrower: $30k and below, Guarantor: No Limit
    • TAT: 2 - 3 Weeks
    • Employment Status: Admin and above position only. (Work in Office)
    • Important Notes:
      • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
      • COMPULSORY to provide (offer letter) or surat perlantikan.
  • Without BPA Deduction
    • Location: Whole Malaysia
    • Employment Status: Customer needs to at leaast renew contract once.
    • Finance: Min RM2,000 to RM20,000
    • Tenure: Min 1 year - Max 5 Years
    • Interest Rate: Min Tenure 1 to 5 years: 6.99%
    • Payout: 94.5% - RM440.00 - 2 months installment
    • Expired Facility: 58 years old
    • Salary: RM1,000 and above only
    • Age: 18 years and above
    • Yuran: RM30
    • CTOS: Borrower: RM30K and below, Guarantor: No Limit
    • TAT: 2 - 3 Weeks
    • Employment Status: Admin and above position only.(Work in Office)
    • Important Notes:
      • Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
      • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
      • COMPULSORY to provide (offer letter) or surat perlantikan.

Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 58 - 1 year - 46 = 11 years.
    • This customer is eligible for 11 years only.

Document List

  1. Koputri Agreement (Page 1 - 14)
  2. BPA - 2 copies
  3. Photocopy of IC (disahkan majikan ori) - 3 copies
  4. Payslip original - 1 copy
  5. Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
  6. Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
  7. Bank Account copy
  8. Settlement statement (if any-exp must be more than 2 weeks)
  9. Opsyen Letter (if any-with cop ori majikan)
  10. DSR Form - Media:Borang-Dsr1.docx

Target Market

  • All Government employee
  • Refer to MSSSB System > Department Report for more information

GLC Target Market List

  1. Felda Holdings Berhad
  2. Malaysia Debt Ventures Berhad
  3. Mardec Berhad
  4. Padi Beras Nasional Berhad
  5. Pengurusan Danaharta Nasional Berhad
  6. Perbadanan Nasional Berhad
  7. Permodalan Nasional Berhad
  8. Petroliam Nasional Berhad (Petronas)
  9. UDA Holdings Berhad
  10. Malaysia Airport Holdings Berhad
  11. Khazanah Nasional Berhad
  12. National Aerospace & Defence Industries Berhad
  13. Mimos Berhad
  14. Sirim Berhad
  15. Felcra Berhad
  16. Institut Terjemahan Negara Malaysia Berhad
  17. Pengurusan Aset Air Berhad
  18. Percetakan Nasional Malaysia Berhad
  19. POS Malaysia Berhad
  20. Radio Televisyen Malaysia Berhad
  21. TELEKOM Malaysia Berhad
  22. Tenaga Nasional Berhad

Factor Koputri 6.99% - 94.5%

YEARS MONTH FACTOR
1 12 11
2 24 22
3 36 30
4 48 38
5 60 46
6 72 52
7 84 59
8 96 64
9 108 69
10 120 74
11 132 79
12 144 83
13 156 87
14 168 91
15 180 94
16 192 97
17 204 100
18 216 103
19 228 106
20 240 108
  • LOAN ELIGIBLE = Gross Salary x (60%/50%/40%) - all deduction - RM30 x factor
  • IN HAND = LOAN ELIGIBLE x 94.5% - RM440 - 2 month installment
Retrieved from "http://mss.enrii.net/Internal/index.php/Koputri"
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