Petronesa - KFH

From Internal

Product Features

• Location : West Malaysia only.
• Type of Employer (AG Policy)

1. Federal Government (AG)
2. Polis
3. Government Universities & Hospitals
4. West Malaysia state Government (State Treasury Payslip)
5. LHDN, KWSP & Perkeso
6. Employer with pension scheme (under acceptance list)
7. "Berhad and "Sdn Bhd" reject

• Interest Rate:
  • 2 to 5 years: 5.99%
  • 6 to 20 years: 5.00%
• Payout: 92%
• Facility Tenure: Min 2 years - Max 20 years
  • age 55 (option 56), 57 (option 58), 59 (option 60)
• Employment Status: Work for 1 year and above
• Finance: Min RM5,000 to RM200,000
  • Max loan limited to 80x fixed income or RM200,000 whichever is lower in multiple of RM1,000
• TAT: 2 - 3 weeks
• Salary: RM1,000 and above only
• Age: 19 years and above
• Expired Facility: 59 years old
• Fees: Waived
• Blacklist: RM25,000 and below (Above RM25,000 - REJECT)
• CCRIS: Waived