Petronesa - KFH
From Internal
Contents |
Product Features
- Location : West Malaysia only.
- Type of Employer (AG Policy)
- Federal Government (AG)
- Polis
- Government Universities & Hospitals
- West Malaysia state Government (State Treasury Payslip)
- LHDN, KWSP & Perkeso
- Employer with pension scheme (under acceptance list)
- "Berhad and "Sdn Bhd" reject
- Interest Rate:
- 6 to 20 years:3.99%
- Payout: 90%-RM50(loan below RM30K)/RM100(loan above RM30K)- RM50 (for any redemption case) - 1 months installment
- Facility Tenure: Min 6 years - Max 20 years
- age 55 (option 56), 57 (option 58), 59 (option 60)
- Employment Status: Work for 1 year and above
- Finance: Min RM5,000 to RM200,000
- Max loan limited to 80x fixed income or RM200,000 whichever is lower in multiple of RM1,000
- TAT: 2 - 3 weeks
- Salary: RM1,000 and above only
- Age: 19 years and above
- Expired Facility: 59 years old
- Fees: Waived
- Blacklist: Max RM25,000 and below per bank / creditor (Above RM25,000 - can settle full-case by case)
- CCRIS: Waived
Allowances
Accepted List
Fixed Allowance
- Imbuhan Tetap Perkhidmatan Awam
- Imbuhan Perumahan
- Bantuan Sara Hidup
- Elaun Keraian
Case by Case Basis
- Elaun BI Wilayah
- Elaun Motosikal
- Elaun Menyelam
- Elaun Post Basik
- Elaun Penguat Kuasa
Rejected List
- Elaun Lebih Masa (OT)
- Imbuhan Tahunan (Bonus)
- Tunggakan (Arrears)
- Elaun Memangku
- Elaun Tanggungan
- Elaun Jahitan
- Elaun Warden
(This list will be updated from time to time)
Payslip Expiry Date
- Payslip will expire every 30th of the subsequent month.
