Kobeta -CIMB

From Internal

Contents 1 Product Features 2 Document List 3 Calculation & Repayment Table 4 Non-Target Market 5 Target Market 6 NON Target Jawatan

Product Features

We have a new Kobeta package, KOBETA-CIMB.

• MEMO KOBETA CIMB : Media:MEMO-DETAILS2.pdf

The criteria as per below:

• Location: Whole Malaysia
• Employment Status: 6 Months and Above.
• Loan amount: 2,000 - 250,000
• Min & Max tenure: 10 years (Fix)
• Interest: 5.99%
• Payout: 89.7% -(2 months installment) - amount di bawah:

1. Caj Pentadbiran – RM100.
2. Fi Masuk – RM10.
3. Advance and MEMBER FEE 6 MONTHS - RM540 (termasuk 6 bulan pendahuluan wajib RM180).
4. Cooperative Share – RM500
5. Khairat Donation – RM50
6. Stamp Duty – 0.5% dari jumlah pembiayaan yang diluluskan + RM10.
7. KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 8%
8. Sinking Fund - 2%

• TAT: 2-3 weeks

Document List

Dokumen Diperlukan:

• 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
• 3 copies of NRIC [original certified by the employer].
• BPA (2copy)
• Respective head of division/department’s confirmation and verification letter on employment status
• A copy of bank passbook or statement
• Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
• Staf DBKL perlu menyerahkan ‘Borang Emolumen’ asal dari Unit Gaji.
• Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
• Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.

Calculation & Repayment Table

Kobeta Calculation :

• CEF : Media:KOBETA-SUSB-CEF-New.zip

Non-Target Market

Media:NonTMkobeta-listing-NEW4.pdf -update 18/7/2017

• JABATAN HAL EHWAL KHAS / KEMENTERIAN JASA AKAN DIBUBARKAN - NON TARGET MARKET 10/10/2018
• LEMBAGA PERTUBUHAN PELADANG -NON TARGET MARKET 12/3/2018
• MALIS AGAMA ISLAM DAN ADAT MELAYU - NON TARGET MARKET 12/3/2018
• TELEKOM MALAYSIA (TM) - NON TARGET MARKET
• LEMBAGA KOKO - NON TARGET MARKET -23/10/17
• AMANAH IKHTIAR MALAYSIA (2014) - NON TARGET MARKET
• LEMBAGA PEMBANGUNAN PELABURAN MALAYSIA (MIDA) - NON TARGET MARKET
• SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
• MALAYSIA AIRPORT HOLDINGS BERHAD - NON TARGET MARKET
• UEM LAND BERHAD - NON TARGET MARKET
• TEKUN NASIONAL - NON TARGET MARKET
• LEMBAGA MUZIUM NEGERI TERENGGANU - NON TARGET MARKET
• KOLEJ POLY TECH-MARA (MAY 2016) - NON TARGET MARKET
• SAJ HOLDING SDN BHD (SAJ)NON TARGET MARKET
• PERBADANAN BUKIT BENDERA PULAU PINANG NON TARGET MARKET
• FINAS (26/7/16)NON TARGET MARKET
• MIROS -Malaysian Institute of Road Safety Research (16/11/16) NON TARGET MARKET
• GIAT MARA NON TARGET MARKET -22/11/2016
• UNIVERSITI TENAGA NASIONAL (UNITEN) NON TARGET MARKET -09/12/2016

Target Market

1. Majikan Penjara
2. Suruhanjaya Penggangkutan Awam Malaysia (SPAD)
3. Kumpulan Wang Persaraan (KWAP)
4. Suruhanjaya Perumahan Negara Berhad (SPNB)
5. Pembagunan Sumber Manusia Berhad
6. Yayasan Pelajaran Mara
7. Lembaga Pemasaran Pertanian Persekutuan ( FAMA)
8. MAJLIS AGAMA ISLAM WILAYAH PERSEKUTUAN (MAIWP)(21/9/2016)
9. PLUS ***(Jwtn Manager ke atas, Gaji RM3K ke atas, kerja 3 Tahun ke atas, kelayakan 50%)***

NON Target Jawatan

1. PENGAWAL KESELAMATAN/ JAGA
2. GURU KAFA
3. TUKANG MASAK
4. TUKANG KAYU
5. AHLI SUKAN
6. TENTERA
7. JURU TOL
8. ARTIS BUDAYA
9. JURU METER
10. GURU PENDIDIKAN BUKAN SISWAZAH
11. JURULATIH KESATRIA (PLKN)
12. TEA LADY
13. PEKERJA SAMBILAN
14. PEKERJA KONTRAK
15. POSMEN
16. POLIS BANTUAN

• LIST TM & NTM KOBETA CIMB /BRT-update 23/11/2016:

1. Media:TM-and-NonTMkobeta-listing-NEW3.pdf
2. Media:TM-and-NonTMkobeta-listing-NEW3.zip