Public Bank - MCCM
From Internal
Contents |
Product Features
- Location:Whole Malaysia (AG,FEDERAL,STATES,POLICE) & GLC's company with existing Angkasa salary deduction
- GLC's : entitled up to 75% (with T&C apply)
- Interest Rate:4.38%
- Tenure:Min 2 year - Max 10 years
- Payout: 91%
- Finance:Min RM5,000 to RM150,000
- Salary:RM1500.00 and above only
- Age:20 - 57 years
- Work:1 Year & above
- Tat:2 weeks
- Yuran:Waive
- DSR @ COMMITMENT :calculation 90%
- CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT.
- For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process.
- Ctos : Need to settle.
Special Remark
- After the loan is approved, the applicant must go to a branch of the Public bank chose to sign a consent form.
- Wajib dapatkan Pengesahan Jawatan dari pihak majikan-Original.
Document List
- Full set application forms Public Bank & Mccm
- BPA form (1pcs)
- 3 copies of NRIC [original certified by the employer].
- 1 original latest Salary Slip -(if carbon payslip)
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
- Confirmation Letter Of Employment-Original.
Target Market & Non Target Market
NON TARGET MARKET
- Bekalan Air Selangor Sdn Bhd / Puncak Niaga
- Malaysia Airport Holding Berhad
- Percetakan Nasional Berhad
- Alam Flora
- TELEKOM MALAYSIA BHD
- TENAGA NATIONAL BHD
TARGET MARKET
- Pos Malaysia - can do loan with PBB but compulsory to provide standard Confirmation Letter (with salary & deduction salary detail)
- PERBADANAN NASIONAL BERHAD (PNS)
- FELCRA BHD
