MBSB - Waslah

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	* Salary: RM700 and above only		* Salary: RM700 and above only
	* Age: 19 years and above		* Age: 19 years and above
-	* Expired Facility: 58 years old	+	* Expired Facility: 60 years old
	* Tat: 2 - 3 Weeks		* Tat: 2 - 3 Weeks
	* Yuran: Waived		* Yuran: Waived

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Revision as of 08:23, 1 February 2012

Contents 1 Product Features 2 Special Criteria 3 Payslip Expiry Date 4 Early Settlement 5 Document List 6 Allowances 6.1 Accepted List 6.2 Rejected List 7 Koperasi to request new settlement statement if settlement statement expired 8 Target Market 9 Non Target Market

Product Features

• Location: Whole Malaysia
• Interest Rate: 5.55%
• Payout: 97% - 1 month installment - Stamp Duty (RM50) - Insurance
• Tenure: Min 6 years - Max 20 years
• Finance: Min RM3,000 to RM200,000
• Salary: RM700 and above only
• Age: 19 years and above
• Expired Facility: 60 years old
• Tat: 2 - 3 Weeks
• Yuran: Waived
• CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)
• Special Requirement: COMPULSARY TO OVERLAP 1 SETTLEMENT FOR EVERY CASE

Special Criteria

• Maximum eligible can go up to 75% ONLY

Payslip Expiry Date

Payslip will expire every 20th of the subsequent month, example:

• February payslip will expire on the 20th April
• March payslip will expire on the 20th May

Early Settlement

• Lock in period : Early Settlement
• Early settlement Fee : 5.0% from Outstanding balance; and
• To claw back all cost incurred under Zero Entry Cost(ZEC)

Document List

**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.

1. MBSB Agreement
2. BPA - 1 copy
3. Photocopy of IC (disahkan majikan) - 2 copies
4. Payslip original - 1 copy
5. Payslip photocopy (disahkan majikan)(3 copies) for 3 months
6. Pengesahan Jawatan
7. Bank Account copy (disahkan majikan)
8. Borang Amanahraya
9. Borang Wasiat (Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
10. Borang Temanku
11. Settlement statement
12. Opsyen Letter

Allowances

Accepted List

• Elaun / B.I Wilayah for Penduduk Sabah & Sarawak
• Elaun Hidup Susah for Penduduk Sabah & Sarawak

Rejected List

• E. Khs / B.I Guru BI, SC, MA

Koperasi to request new settlement statement if settlement statement expired

1. Kowaja - Kop Wawasan Pekerja-pekerja Berhad
2. Koop Aid - Kop Serbaguna Pertanian Perusahaan Kemajuan Berhad
3. K. Punb - Kop Pembangunan Usahawan Nasional Berhad
4. Ukhwah - Kop Pendidikan Islam Malaysia Berhad
5. Koop Pusamaju - Kop Pembangunan usahasama Masyarakat Maju Bhd
6. Kobeta - Kop Bersatu Tenaga Malaysia Berhad
7. KoIman - Kop Serbaguna Iman Malaysia Berhad
8. Kopesadik / Komaju - Kop Maju Ekonomi Pekerja Berhad
9. Kowamas - Kop Wawasan Malaysia Berhad
10. Kosetia - Kop Perkhidmatan Setia Berhad
11. Koputri - Kop Putri Terbilang Malaysia Berhad
12. Kuasa - Kop Usahawan Muda Malaysia Berhad
13. Sejati - Kop Sejati Berhad (Ambank / Direct)
14. Koop Gemilang - Kop Gemilang Siswazah Malaysia Berhad
15. CTOS : (Bank Rakyat) (Personal Loan)
16. CTOS : MBF(Cards)
17. Koop Giat Maju - Kop Giat Maju Berhad
18. Koperkasa - Koperasi Koperkasa Berhad

Target Market

1. All Ag Payslip
2. Polis
3. LHDN
4. State AG
5. Perkeso

Non Target Market

1. Mostly all submission from majlis
2. Kontrak
3. DBKL
4. Guru sandaran terlatih atau guru sandaran tidak terlatih - Reject
5. GLC Company
6. Berhad
7. Sdn Bhd