MBSB - Max-i

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Revision as of 03:48, 6 February 2012 (view source) Mimi (Talk | contribs) (→Allowances) ← Older edit		Revision as of 03:49, 6 February 2012 (view source) Mimi (Talk | contribs) m (→Allowances) Newer edit →
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	''''''Accepted List''''''		''''''Accepted List''''''
-	'''* Fixed Allowance'''	+	''' Fixed Allowance'''
	* Imbuhan Tetap Perkhidmatan Awam		* Imbuhan Tetap Perkhidmatan Awam
	* Imbuhan Perumahan		* Imbuhan Perumahan

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Revision as of 03:49, 6 February 2012

Contents 1 Product Features 2 Package Validity 3 Internal Overlap 4 Payslip expiry date 5 Allowances 6 Document List 7 Target Market 8 Non Target Market

Product Features

• Area Covered: East Malaysia and West Malaysia
• Interest Rate:
  • With Banca Takaful: 4.99%- minimum deduction for BANCA TAKAFUL is RM650(13 months) - to be renew every year by customer
  • Without Banca Takaful: 5.20%
• Payout: 100%
• Tenure: Min 5 years - Max 20 years
• Finance: Min RM3,000 to RM250,000

**Note: Maximum financing amount for Non-Biro is up to RM200,000

• Salary: RM700 and above only
• Age: 19 years and above
• Expired Facility: 60 years old(opsyen letter)
• Tat: 7 working days(for application above RM200,000 will take additional week)
• Yuran: Waived
• CTOS: RM20,000 and below (Please provide settlement statement if customer wishes to settle)

Package Validity

• 1/1/2012 to 31/12/2012

Internal Overlap

• Customer are allowed to do fresh loan & overlap Mbsb account
• If customer has existing account with MBSB, they may apply for this package as a second account. However,customer are not eligible to apply if customer has an existing WASLAH account.

Payslip expiry date

Payslip will expire every 20th of the subsequent month, example:

• February payslip will expire on the 20th April
• March payslip will expire on the 20th May

Allowances

'Accepted List'

Fixed Allowance

• Imbuhan Tetap Perkhidmatan Awam
• Imbuhan Perumahan
• Bantuan Sara Hidup
• Elaun Keraian

Case by Case Basis

• Elaun BI Wilayah
• Elaun Motosikal
• Elaun Menyelam
• Elaun Post Basik
• Elaun Penguat Kuasa

'Rejected List'

• Elaun Lebih Masa (OT)
• Imbuhan Tahunan (Bonus)
• Tunggakan (Arrears)
• Elaun Memangku
• Elaun Tanggungan
• Elaun Jahitan
• Elaun Warden

(This list will be updated from time to time)

Document List

**Please note that from 1st January 2012, MBSB will only accept new forms.Please get new copies of the applications from our office.Thank You.

1. MBSB Agreement
2. BPA - 1 copy
3. Photocopy of IC(disahkan majikan) - 2 copies
4. Payslip original - 1 copy
5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
6. Pengesahan Jawatan
7. Bank Account copy(disahkan majikan)
8. Borang Amanahraya
9. Borang Wasiat(Please provide photocopy of Kad Wasiat if customer inform he/she already has an account with amanahraya)
10. Borang Temanku
11. Settlement statement
12. Opsyen Letter
13. Lampiran Tambahan (Addadem)

Target Market

• Same target market as WASLAH

Non Target Market

• Pos Malaysia
• Perbadanan Labuan