Yayasan Ihsan Rakyat -YIR

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== Rate Segment ==
== Rate Segment ==
-
=== SEGMENT 7.99% :D5 -PERFORMING ===
+
=== SEGMENT WA 5.99% ===
'''A-AG, PDRM, UPM & UITM'''
'''A-AG, PDRM, UPM & UITM'''
-
*Service Period : 1 Year and above
+
*Service Period :6 months and above
*Status : Permanent
*Status : Permanent
*Tenure : 1 - 10 years
*Tenure : 1 - 10 years
*Age    : 20 to 58 years
*Age    : 20 to 58 years
*Age (PDRM) : 20 to 55 years
*Age (PDRM) : 20 to 55 years
-
*Payout : 81%
+
*Payout : 89%
*Adv Instalment: 1 Month
*Adv Instalment: 1 Month
-
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
+
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
-
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
+
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
-
*Service Period : 1 Years and above
+
*Salary : RM1,500 and above
*Salary : RM1,500 and above
-
*Ctos: below RM25K can submit.
+
*Ctos: below RM30K can submit.
-
=== SEGMENT 8.99% :D6-STANDARD ===
+
=== SEGMENT OV HALO 6.50% ===
'''A-AG, PDRM, UPM & UITM'''
'''A-AG, PDRM, UPM & UITM'''
-
*Service Period : 1 Year and above
+
*Service Period :6 months and above
*Status : Permanent
*Status : Permanent
*Tenure : 1 - 10 years
*Tenure : 1 - 10 years
*Age    : 20 to 58 years
*Age    : 20 to 58 years
*Age (PDRM) : 20 to 55 years
*Age (PDRM) : 20 to 55 years
 +
*Payout : 90%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
*Salary : RM1,500 and above
*Salary : RM1,500 and above
 +
*Ctos: below RM30K can submit.
 +
 +
 +
=== SEGMENT I1 6.99%  ===
 +
'''A-AG, PDRM, UPM & UITM'''
 +
*Service Period :6 months and above
 +
*Status : Permanent
 +
*Tenure : 1 - 10 years
 +
*Age    : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Payout : 85%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
 +
*Salary : RM1,500 and above
 +
*Ctos: below RM30K can submit.
 +
 +
 +
=== SEGMENT I7 7.99% ===
 +
'''A-AG, PDRM, UPM & UITM'''
 +
*Service Period :6 months and above
 +
*Status : Permanent
 +
*Tenure : 1 - 10 years
 +
*Age    : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
*Payout : 80%
*Payout : 80%
*Adv Instalment: 1 Month
*Adv Instalment: 1 Month
-
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
+
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
-
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
+
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
-
*Service Period : 1 Year and above
+
*Salary : RM1,500 and above
-
*Ctos: below RM25K can submit.
+
*Ctos: below RM30K can submit.
-
=== SEGMENT 9.99% :D7-High Profit Rate ===
+
=== SEGMENT I8 8.99% ===
'''A-AG, PDRM, UPM & UITM'''
'''A-AG, PDRM, UPM & UITM'''
-
*Service Period : 1 Year and above
+
*Service Period :6 months and above
*Status : Permanent
*Status : Permanent
*Tenure : 1 - 10 years
*Tenure : 1 - 10 years
*Age    : 20 to 58 years
*Age    : 20 to 58 years
*Age (PDRM) : 20 to 55 years
*Age (PDRM) : 20 to 55 years
 +
*Payout : 79%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
*Salary : RM1,500 and above
*Salary : RM1,500 and above
-
*Payout : 74%
+
*Ctos: below RM30K can submit.
 +
 
 +
=== SEGMENT I3 9.99% ===
 +
'''A-AG, PDRM, UPM & UITM'''
 +
*Service Period :6 months and above
 +
*Status : Permanent
 +
*Tenure : 1 - 10 years
 +
*Age    : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Payout : 78%
*Adv Instalment: 1 Month
*Adv Instalment: 1 Month
-
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
+
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
-
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
+
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
-
*Service Period : 1 Year and above
+
*Salary : RM1,500 and above
-
*Ctos: below RM25K can submit.
+
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT I4 9.99% ===
 +
'''A-AG, PDRM, UPM & UITM'''
 +
*Service Period :6 months and above
 +
*Status : Permanent
 +
*Tenure : 1 - 10 years
 +
*Age    : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Payout : 75%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
 +
*Salary : RM1,500 and above
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT GU PRESS 7.99% ===
 +
'''A-AG, PDRM, UPM & UITM'''
 +
*Service Period :6 months and above
 +
*Status : Permanent
 +
*Tenure : 1 - 10 years
 +
*Age    : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Payout : 81%
 +
*Adv Instalment: 3 Months
 +
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
 +
*Salary : RM1,500 and above
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT GV PRESS 8.99% ===
 +
'''A-AG, PDRM, UPM & UITM'''
 +
*Service Period :6 months and above
 +
*Status : Permanent
 +
*Tenure : 1 - 10 years
 +
*Age    : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Payout : 80%
 +
*Adv Instalment: 3 Months
 +
*Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
 +
*Salary : RM1,500 and above
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT GW PRESS 9.99% ===
 +
'''A-AG, PDRM, UPM & UITM'''
 +
*Service Period :6 months and above
 +
*Status : Permanent
 +
*Tenure : 1 - 10 years
 +
*Age    : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Payout : 75%
 +
*Adv Instalment: 3 Months
 +
*Financing Amount WM: RM3,000 to RM100,000(West Malaysia)
 +
*Financing Amount EM: RM2,500 to RM100,000 (East Malaysia)
 +
*Salary : RM1,500 and above
 +
*Ctos: below RM30K can submit.
== Accepted and Rejected List ==
== Accepted and Rejected List ==

Revision as of 04:22, 29 June 2020

Contents

Product Features

  • Location: Whole Malaysia
  • Tenure: 1 - 10 years
  • Age: 20 years old and above
  • For more details, pls click below:

Special Note

  • It has come to RCE's attention, complaint from customers regarding their signature is being forged! This is a REMINDER! if there is still a customer whose complaint ,RCE will IMMEDIATE TERMINATED the MO'S and LEGAL ACTION will be taken against the agent involved.
  • We are pleased to inform you that the new guideline for customer submitting additional applications has been revised as follows with immediate effect:

EXISTING -Customers may only submit their next application once the first collection from BPA has been received by RCE. NEW -Customers may submit their next application once the deduction has been reflected in AG's or BPA's system.

  • With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.
  • Jika mahu buat 2nd loan, pastikan potongan 1ST loan sudah ada dalam payslip.
  • Gaji Bersih :RM900.00
  • Opsyen Bersara untuk POLIS :55 tahun sahaja walaupun majikan beri 60 tahun
  • Opsyen Bersara untuk AG  :58 tahun sahaja walaupun majikan beri 60 tahun
  • Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).

Rate Segment

SEGMENT WA 5.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 89%
  • Adv Instalment: 1 Month
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.


SEGMENT OV HALO 6.50%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 90%
  • Adv Instalment: 1 Month
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.


SEGMENT I1 6.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 85%
  • Adv Instalment: 1 Month
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.


SEGMENT I7 7.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 80%
  • Adv Instalment: 1 Month
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.


SEGMENT I8 8.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 79%
  • Adv Instalment: 1 Month
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.

SEGMENT I3 9.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 78%
  • Adv Instalment: 1 Month
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.


SEGMENT I4 9.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 75%
  • Adv Instalment: 1 Month
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.


SEGMENT GU PRESS 7.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 81%
  • Adv Instalment: 3 Months
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.


SEGMENT GV PRESS 8.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 80%
  • Adv Instalment: 3 Months
  • Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.


SEGMENT GW PRESS 9.99%

A-AG, PDRM, UPM & UITM

  • Service Period :6 months and above
  • Status : Permanent
  • Tenure : 1 - 10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Payout : 75%
  • Adv Instalment: 3 Months
  • Financing Amount WM: RM3,000 to RM100,000(West Malaysia)
  • Financing Amount EM: RM2,500 to RM100,000 (East Malaysia)
  • Salary : RM1,500 and above
  • Ctos: below RM30K can submit.

Accepted and Rejected List

Media:TM-and-NonTM-listing.zip

Calculation Sheet & Repayment Table

Media:YIR-CEF-NEW3.zip

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