Yayasan Ihsan Rakyat -YIR
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== Rate Segment == | == Rate Segment == | ||
- | === SEGMENT | + | === SEGMENT WA 5.99% === |
'''A-AG, PDRM, UPM & UITM''' | '''A-AG, PDRM, UPM & UITM''' | ||
- | *Service Period : | + | *Service Period :6 months and above |
*Status : Permanent | *Status : Permanent | ||
*Tenure : 1 - 10 years | *Tenure : 1 - 10 years | ||
*Age : 20 to 58 years | *Age : 20 to 58 years | ||
*Age (PDRM) : 20 to 55 years | *Age (PDRM) : 20 to 55 years | ||
- | *Payout : | + | *Payout : 89% |
*Adv Instalment: 1 Month | *Adv Instalment: 1 Month | ||
- | *Financing Amount: RM3,000 to RM150,000(West Malaysia) | + | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) |
- | *Financing Amount: RM2,500 to RM150,000 (East Malaysia) | + | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) |
- | + | ||
*Salary : RM1,500 and above | *Salary : RM1,500 and above | ||
- | *Ctos: below | + | *Ctos: below RM30K can submit. |
- | === SEGMENT | + | === SEGMENT OV HALO 6.50% === |
'''A-AG, PDRM, UPM & UITM''' | '''A-AG, PDRM, UPM & UITM''' | ||
- | *Service Period : | + | *Service Period :6 months and above |
*Status : Permanent | *Status : Permanent | ||
*Tenure : 1 - 10 years | *Tenure : 1 - 10 years | ||
*Age : 20 to 58 years | *Age : 20 to 58 years | ||
*Age (PDRM) : 20 to 55 years | *Age (PDRM) : 20 to 55 years | ||
+ | *Payout : 90% | ||
+ | *Adv Instalment: 1 Month | ||
+ | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) | ||
+ | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) | ||
*Salary : RM1,500 and above | *Salary : RM1,500 and above | ||
+ | *Ctos: below RM30K can submit. | ||
+ | |||
+ | |||
+ | === SEGMENT I1 6.99% === | ||
+ | '''A-AG, PDRM, UPM & UITM''' | ||
+ | *Service Period :6 months and above | ||
+ | *Status : Permanent | ||
+ | *Tenure : 1 - 10 years | ||
+ | *Age : 20 to 58 years | ||
+ | *Age (PDRM) : 20 to 55 years | ||
+ | *Payout : 85% | ||
+ | *Adv Instalment: 1 Month | ||
+ | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) | ||
+ | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) | ||
+ | *Salary : RM1,500 and above | ||
+ | *Ctos: below RM30K can submit. | ||
+ | |||
+ | |||
+ | === SEGMENT I7 7.99% === | ||
+ | '''A-AG, PDRM, UPM & UITM''' | ||
+ | *Service Period :6 months and above | ||
+ | *Status : Permanent | ||
+ | *Tenure : 1 - 10 years | ||
+ | *Age : 20 to 58 years | ||
+ | *Age (PDRM) : 20 to 55 years | ||
*Payout : 80% | *Payout : 80% | ||
*Adv Instalment: 1 Month | *Adv Instalment: 1 Month | ||
- | *Financing Amount: RM3,000 to RM150,000(West Malaysia) | + | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) |
- | *Financing Amount: RM2,500 to RM150,000 (East Malaysia) | + | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) |
- | * | + | *Salary : RM1,500 and above |
- | *Ctos: below | + | *Ctos: below RM30K can submit. |
- | === SEGMENT | + | === SEGMENT I8 8.99% === |
'''A-AG, PDRM, UPM & UITM''' | '''A-AG, PDRM, UPM & UITM''' | ||
- | *Service Period : | + | *Service Period :6 months and above |
*Status : Permanent | *Status : Permanent | ||
*Tenure : 1 - 10 years | *Tenure : 1 - 10 years | ||
*Age : 20 to 58 years | *Age : 20 to 58 years | ||
*Age (PDRM) : 20 to 55 years | *Age (PDRM) : 20 to 55 years | ||
+ | *Payout : 79% | ||
+ | *Adv Instalment: 1 Month | ||
+ | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) | ||
+ | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) | ||
*Salary : RM1,500 and above | *Salary : RM1,500 and above | ||
- | *Payout : | + | *Ctos: below RM30K can submit. |
+ | |||
+ | === SEGMENT I3 9.99% === | ||
+ | '''A-AG, PDRM, UPM & UITM''' | ||
+ | *Service Period :6 months and above | ||
+ | *Status : Permanent | ||
+ | *Tenure : 1 - 10 years | ||
+ | *Age : 20 to 58 years | ||
+ | *Age (PDRM) : 20 to 55 years | ||
+ | *Payout : 78% | ||
*Adv Instalment: 1 Month | *Adv Instalment: 1 Month | ||
- | *Financing Amount: RM3,000 to RM150,000(West Malaysia) | + | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) |
- | *Financing Amount: RM2,500 to RM150,000 (East Malaysia) | + | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) |
- | *Service Period : 1 | + | *Salary : RM1,500 and above |
- | *Ctos: below | + | *Ctos: below RM30K can submit. |
+ | |||
+ | |||
+ | === SEGMENT I4 9.99% === | ||
+ | '''A-AG, PDRM, UPM & UITM''' | ||
+ | *Service Period :6 months and above | ||
+ | *Status : Permanent | ||
+ | *Tenure : 1 - 10 years | ||
+ | *Age : 20 to 58 years | ||
+ | *Age (PDRM) : 20 to 55 years | ||
+ | *Payout : 75% | ||
+ | *Adv Instalment: 1 Month | ||
+ | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) | ||
+ | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) | ||
+ | *Salary : RM1,500 and above | ||
+ | *Ctos: below RM30K can submit. | ||
+ | |||
+ | |||
+ | === SEGMENT GU PRESS 7.99% === | ||
+ | '''A-AG, PDRM, UPM & UITM''' | ||
+ | *Service Period :6 months and above | ||
+ | *Status : Permanent | ||
+ | *Tenure : 1 - 10 years | ||
+ | *Age : 20 to 58 years | ||
+ | *Age (PDRM) : 20 to 55 years | ||
+ | *Payout : 81% | ||
+ | *Adv Instalment: 3 Months | ||
+ | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) | ||
+ | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) | ||
+ | *Salary : RM1,500 and above | ||
+ | *Ctos: below RM30K can submit. | ||
+ | |||
+ | |||
+ | === SEGMENT GV PRESS 8.99% === | ||
+ | '''A-AG, PDRM, UPM & UITM''' | ||
+ | *Service Period :6 months and above | ||
+ | *Status : Permanent | ||
+ | *Tenure : 1 - 10 years | ||
+ | *Age : 20 to 58 years | ||
+ | *Age (PDRM) : 20 to 55 years | ||
+ | *Payout : 80% | ||
+ | *Adv Instalment: 3 Months | ||
+ | *Financing Amount WM: RM3,000 to RM150,000(West Malaysia) | ||
+ | *Financing Amount EM: RM2,500 to RM150,000 (East Malaysia) | ||
+ | *Salary : RM1,500 and above | ||
+ | *Ctos: below RM30K can submit. | ||
+ | |||
+ | |||
+ | === SEGMENT GW PRESS 9.99% === | ||
+ | '''A-AG, PDRM, UPM & UITM''' | ||
+ | *Service Period :6 months and above | ||
+ | *Status : Permanent | ||
+ | *Tenure : 1 - 10 years | ||
+ | *Age : 20 to 58 years | ||
+ | *Age (PDRM) : 20 to 55 years | ||
+ | *Payout : 75% | ||
+ | *Adv Instalment: 3 Months | ||
+ | *Financing Amount WM: RM3,000 to RM100,000(West Malaysia) | ||
+ | *Financing Amount EM: RM2,500 to RM100,000 (East Malaysia) | ||
+ | *Salary : RM1,500 and above | ||
+ | *Ctos: below RM30K can submit. | ||
== Accepted and Rejected List == | == Accepted and Rejected List == |
Revision as of 04:22, 29 June 2020
Contents |
Product Features
- Location: Whole Malaysia
- Tenure: 1 - 10 years
- Age: 20 years old and above
- For more details, pls click below:
- Criteria : Media:YIR-criteria-new1.pdf
Special Note
- It has come to RCE's attention, complaint from customers regarding their signature is being forged! This is a REMINDER! if there is still a customer whose complaint ,RCE will IMMEDIATE TERMINATED the MO'S and LEGAL ACTION will be taken against the agent involved.
- We are pleased to inform you that the new guideline for customer submitting additional applications has been revised as follows with immediate effect:
EXISTING -Customers may only submit their next application once the first collection from BPA has been received by RCE. NEW -Customers may submit their next application once the deduction has been reflected in AG's or BPA's system.
- With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.
- Example: Media:YIR.pdf
- Jika mahu buat 2nd loan, pastikan potongan 1ST loan sudah ada dalam payslip.
- Gaji Bersih :RM900.00
- Opsyen Bersara untuk POLIS :55 tahun sahaja walaupun majikan beri 60 tahun
- Opsyen Bersara untuk AG :58 tahun sahaja walaupun majikan beri 60 tahun
- Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).
Rate Segment
SEGMENT WA 5.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 89%
- Adv Instalment: 1 Month
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT OV HALO 6.50%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 90%
- Adv Instalment: 1 Month
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT I1 6.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 85%
- Adv Instalment: 1 Month
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT I7 7.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 80%
- Adv Instalment: 1 Month
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT I8 8.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 79%
- Adv Instalment: 1 Month
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT I3 9.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 78%
- Adv Instalment: 1 Month
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT I4 9.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 75%
- Adv Instalment: 1 Month
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT GU PRESS 7.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 81%
- Adv Instalment: 3 Months
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT GV PRESS 8.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 80%
- Adv Instalment: 3 Months
- Financing Amount WM: RM3,000 to RM150,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM150,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
SEGMENT GW PRESS 9.99%
A-AG, PDRM, UPM & UITM
- Service Period :6 months and above
- Status : Permanent
- Tenure : 1 - 10 years
- Age : 20 to 58 years
- Age (PDRM) : 20 to 55 years
- Payout : 75%
- Adv Instalment: 3 Months
- Financing Amount WM: RM3,000 to RM100,000(West Malaysia)
- Financing Amount EM: RM2,500 to RM100,000 (East Malaysia)
- Salary : RM1,500 and above
- Ctos: below RM30K can submit.
Accepted and Rejected List
Media:TM-and-NonTM-listing.zip