Public Bank - MCCM

From Internal

Revision as of 08:08, 13 May 2016

Product Features

• Location:Whole Malaysia (AG,FEDERAL,STATES,POLICE) & GLC's company with existing Angkasa salary deduction
• GLC's : entitled up to 75% (with T&C apply)
• Interest Rate:4.38%
• Tenure:Min 2 year - Max 10 years
• Payout: 91%
• Finance:Min RM5,000 to RM150,000
• Salary:RM1500.00 and above only
• Age:20 - 57 years
• Work:1 Year & above
• Tat:2 weeks
• Yuran:Waive
• DSR @ COMMITMENT :calculation 90%
• CCRIS: Arrears must not be more than 2 months,be taken in calculating loan, above 3 months REJECT.

1. For ccris above 3 months if cust want to proceed, cust have to settle first the ccris & when bank already updated the ccris system clear only then cust can send doc here to process.

• Ctos : Need to settle.

Special Remark

• After the loan is approved, the applicant must go to a branch of the Public bank chose to sign a consent form.
• Wajib dapatkan Pengesahan Jawatan dari pihak majikan-Original.

Document List

• Full set application forms Public Bank & Mccm
• BPA form (1pcs)
• 3 copies of NRIC [original certified by the employer].
• 1 original latest Salary Slip -(if carbon payslip)
  • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
• Confirmation Letter Of Employment-Original.

Target Market & Non Target Market

Media:Pbb-MCCM-TM.pdf -

NON TARGET MARKET

• Bekalan Air Selangor Sdn Bhd / Puncak Niaga
• Malaysia Airport Holding Berhad
• Percetakan Nasional Berhad
• Alam Flora
• TELEKOM MALAYSIA BHD
• TENAGA NATIONAL BHD

TARGET MARKET

• JOHOR PORT BERHAD
• SYARIKAT AIR PERLIS SDN BHD
• SYARIKAT BEKALAN AIR SELANGOR SDN BHD
• MAKTAB KERJASAMA MALAYSIA
• Pos Malaysia - can do loan with PBB but compulsory to provide standard Confirmation Letter (with salary & deduction salary detail)
• PERBADANAN NASIONAL BERHAD (PNS)
• FELCRA BHD

Repayment Table & CEF

• Media:Pbb-MCCM-Repayment-Table-new.pdf
• Media:Pbb-MCCM-Calculation-new.zip