Koputri

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* Payout: 90% -506.60- 2 months installment
* Payout: 90% -506.60- 2 months installment
* Tenure: Min 2 year - Max 10 years
* Tenure: Min 2 year - Max 10 years
-
* Finance: Min RM1,000 to RM250,000
+
* Finance: Min RM5,000 to RM250,000
* Salary: RM1500 and above only
* Salary: RM1500 and above only
* Salary: RM2000 and above ( PAR and PEMANDU)
* Salary: RM2000 and above ( PAR and PEMANDU)
Line 17: Line 17:
**Criteria : [[Media:KOPUTRIcriteria.pdf]]
**Criteria : [[Media:KOPUTRIcriteria.pdf]]
-
== Product Features CONTRACT ==  
+
'''== Product Features CONTRACT == NOT AVAILABLE'''
-
* With BPA Deduction
+
* '''With BPA Deduction'''
** Location : Whole Malaysia
** Location : Whole Malaysia
-
** Employment Status: Customer need to work 2 years and above.
+
** Employment Status: Customer needs to at leaast renew contract twice and need to work 2 years and above.  
** Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
** Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
** Tenure: Min 2 year - Max 5 Years
** Tenure: Min 2 year - Max 5 Years
Line 26: Line 26:
** Payout: 90% -506.60- 2 months installment
** Payout: 90% -506.60- 2 months installment
** Expired Facility: 58 years old
** Expired Facility: 58 years old
-
** Salary: RM1,000 and above only
+
** Salary: RM1,500 and above only
** Age: 19 years and above
** Age: 19 years and above
-
** Yuran: RM30
 
** CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
** CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
** TAT: 2 - 3 Weeks
** TAT: 2 - 3 Weeks
Line 36: Line 35:
*** COMPULSORY to provide (offer letter) or surat perlantikan.
*** COMPULSORY to provide (offer letter) or surat perlantikan.
-
* Without BPA Deduction
+
* '''Without BPA Deduction'''
** Location: Whole Malaysia
** Location: Whole Malaysia
-
** Employment Status: Customer needs to at leaast renew contract once.
+
** Employment Status: Customer needs to at leaast renew contract twice and need to work 2 years and above.  
** Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
** Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
** Tenure: Min 1 year - Max 5 Years
** Tenure: Min 1 year - Max 5 Years
Line 45: Line 44:
** Salary: RM1,500 and above only
** Salary: RM1,500 and above only
** Age: 19 years and above
** Age: 19 years and above
-
** Yuran: RM30
 
** CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
** CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
** TAT: 2 - 3 Weeks
** TAT: 2 - 3 Weeks
Line 56: Line 54:
== New guideline (with immediate effect) for koputri, application forms must attached:==
== New guideline (with immediate effect) for koputri, application forms must attached:==
-
*1. Bank Rakyat acc book
+
*1. Maybank acc book
*2. Utility Bill (address must same with application form)
*2. Utility Bill (address must same with application form)
*3. Every 3rd of the month latest payslip must be provided
*3. Every 3rd of the month latest payslip must be provided
Line 78: Line 76:
# Opsyen Letter (if any-with cop ori majikan)
# Opsyen Letter (if any-with cop ori majikan)
# DSR Form - [[Media:Borang-Dsr1.docx]]
# DSR Form - [[Media:Borang-Dsr1.docx]]
 +
= New guideline (with immediate effect) for koputri, application forms must attached:=
 +
*1. Maybank acc book
 +
*2. Utility Bill (address must same with application form)
 +
*3. Every 3rd of the month latest payslip must be provided
 +
*4. For payslip which have no Angkasa deduction and under Kwsp must provide letter head 'Pengesahan Jawatan' Original
== Target Market ==  
== Target Market ==  
-
* All Government employee
+
# All Government employee
-
* Refer to MSSSB System > Department Report for more information
+
 
 +
== Non Target Market ==
 +
# Yayasan Selangor
 +
# Tenaga Malaysia Berhad
-
== GLC Target Market List ==
 
-
# Felda Holdings Berhad
 
-
# Malaysia Debt Ventures Berhad
 
-
# Mardec Berhad
 
-
# Padi Beras Nasional Berhad
 
-
# Pengurusan Danaharta Nasional Berhad
 
-
# Malaysia Airport Holdings Berhad
 
-
# Mimos Berhad
 
-
# Sirim Berhad
 
-
# Felcra Berhad
 
-
# Institut Terjemahan Negara Malaysia Berhad
 
-
# Pengurusan Aset Air Berhad
 
-
# POS Malaysia Berhad
 
-
# Radio Televisyen Malaysia Berhad
 
-
# TELEKOM Malaysia Berhad
 
-
# Tenaga Nasional Berhad
 
== Calculation Sheet & Repayment Table ==
== Calculation Sheet & Repayment Table ==

Latest revision as of 09:00, 30 March 2016

Contents

Product Features PERMANENT

  • Location: Whole Malaysia
  • Employment Status: 8 Months and Above.
  • Interest Rate:4.99%
  • Payout: 90% -506.60- 2 months installment
  • Tenure: Min 2 year - Max 10 years
  • Finance: Min RM5,000 to RM250,000
  • Salary: RM1500 and above only
  • Salary: RM2000 and above ( PAR and PEMANDU)
  • Age: 19 years and above
  • TAT:
  • Expired Facility: 55 years old(with opsyen letter)
  • Yuran: RM30
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
  • Important Notes:It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD)
  • For more details, pls click below:

== Product Features CONTRACT == NOT AVAILABLE

  • With BPA Deduction
    • Location : Whole Malaysia
    • Employment Status: Customer needs to at leaast renew contract twice and need to work 2 years and above.
    • Finance: Min RM2,000 to RM30,000 (WITH EXISTING BPA DEDUCTION ON CUST PAYSLIP)
    • Tenure: Min 2 year - Max 5 Years
    • Interest Rate: Min Tenure 2 to 5 YRS: 6.90%
    • Payout: 90% -506.60- 2 months installment
    • Expired Facility: 58 years old
    • Salary: RM1,500 and above only
    • Age: 19 years and above
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
    • TAT: 2 - 3 Weeks
    • Employment Status: Admin and above position only. (Work in Office)
    • Important Notes:
      • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
      • COMPULSORY to provide (offer letter) or surat perlantikan.
  • Without BPA Deduction
    • Location: Whole Malaysia
    • Employment Status: Customer needs to at leaast renew contract twice and need to work 2 years and above.
    • Finance: Min RM2,000 to RM20,000 (WITHOUT EXISTING BPA DEDUCTION ON CUST PAYSLIP)
    • Tenure: Min 1 year - Max 5 Years
    • Interest Rate:6.90%
    • Payout:90% -506.60- 2 months installment
    • Salary: RM1,500 and above only
    • Age: 19 years and above
    • CTOS: Borrower: $30k and below, Guarantor: must not exceed RM100K (supporting documents must be provided)
    • TAT: 2 - 3 Weeks
    • Employment Status: Admin and above position only.(Work in Office)
    • Important Notes:
      • Contract Staffs MUST provide letter from Employer to allow angkasa deduction.
      • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD).
      • COMPULSORY to provide (offer letter) or surat perlantikan.
      • 2013-12-13: KOPUTRI -New Guideline

New guideline (with immediate effect) for koputri, application forms must attached:

  • 1. Maybank acc book
  • 2. Utility Bill (address must same with application form)
  • 3. Every 3rd of the month latest payslip must be provided
  • 4. For payslip which have no Angkasa deduction and under Kwsp must provide letter head 'Pengesahan Jawatan' Original

Opsyen Calculation

  • Expired Facility in opsyen 58 years old.
    • Example : 2011 - 1965 = 46
    • Take 58 - 1 year - 46 = 11 years.
    • This customer is eligible for 11 years only.

Document List

  1. Koputri Agreement (Page 1 - 14)
  2. BPA - 2 copies
  3. Photocopy of IC (disahkan majikan ori) - 3 copies
  4. Payslip original - 1 copy
  5. Payslip photocopy(disahkan majikan)(3 copies ori) for 3 months
  6. Pengesahan Jawatan (It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer (LETTERHEAD))
  7. Bank Account copy
  8. Settlement statement (if any-exp must be more than 2 weeks)
  9. Opsyen Letter (if any-with cop ori majikan)
  10. DSR Form - Media:Borang-Dsr1.docx

New guideline (with immediate effect) for koputri, application forms must attached:

  • 1. Maybank acc book
  • 2. Utility Bill (address must same with application form)
  • 3. Every 3rd of the month latest payslip must be provided
  • 4. For payslip which have no Angkasa deduction and under Kwsp must provide letter head 'Pengesahan Jawatan' Original

Target Market

  1. All Government employee

Non Target Market

  1. Yayasan Selangor
  2. Tenaga Malaysia Berhad


Calculation Sheet & Repayment Table

Koputri Calculation System: Media:KOPUTRI-CEF.xls

Retrieved from "http://mss.enrii.net/Internal/index.php/Koputri"
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