Petronesa - HDM Capital

From Internal

Revision as of 09:14, 12 July 2011 (view source) 192.168.1.11 (Talk) ← Older edit		Latest revision as of 09:56, 16 May 2016 (view source) Mimi (Talk | contribs) (→Acceptance List)
(55 intermediate revisions not shown)
Line 1:		Line 1:
	== Product Features ==		== Product Features ==
	*Location : West Malaysia only.		*Location : West Malaysia only.
-	*Type OF Employer (Ag Policy)	+	*Employment Sector:
-	# Federal Government(AG)	+	#Sector A:AG/POLICE (exclude Occupation in Sector L)
-	# Police	+	#Sector B:WM State Govt (exclude Occupation in Sector L)
-	# Government Universities & Hospitals	+	#Sector C:Acceptance List: Institution /Suruhanjaya/Statutory Bodies/Govt Linked Companies (exclude Occupation in Sector L)
-	# West Malaysia state Government(State Treasury Payslip)	+	#Sector D:Acceptance List: Majlis /Lembaga /Perbadanan /Dewan /Govt Universities /Govt Linked Co.(exclude Occupation in Sector L)
-	# LHDN, KWSP & Perkeso	+	#Sector L:PRA/Security Guard(KP11)/Pegawai Keselamatan/Polis Keselamatan/Polis Bantuan /Jaga /Pemandu /Operator/Attendant /Tukang Masak /Tukang Kebun /IMG
-	# Majlis Amanah Rakyat(MARA)	+	#Sector P:Acceptance List:Private Companies
-	# Employer with pension scheme(under acceptance list)	+	#Sector P:High Risk customer from employment sector A,B,C,D
-	== Employment Status A ==	+	*Sabah and Sarawak State Gov & its related "Badan Berkanun":'''REJECT'''
-	*Criteria :	+	*Contract Staff: '''REJECT'''
-	**Permanent	+	** For more details, pls click below:
-	**Working more then 1 year	+	**Criteria : [[Media:Petronesa-HDM-Criteria.pdf]]
-	**Payslip <b>WITHOUT</b> deduction EPF	+
-	*Interest : 6.99%	+
-	*Tenure : Min 1 to 20 Years.	+
-	*Payout : 90%	+
-	* Facility Amount :	+
-	**Minimum : RM1000	+
-	**Maximum : RM150,000 or 50Xs which ever is lower	+
-	**PRA, Driver, Pembantu Prubatan Kesihatan & Attenden Kesihatan : Max Rm75,000	+
-	**Pegawai Keselamatan, Polis Keselamatan, Polis Bantuan & Jaga : Max 30,000	+
-	* Financing Age :	+
-	**Retirement Age                      Financing Age	+
-	**    55                                18 to 54.25	+
-	**    56                                18 to 55.00	+
-	**    58                                18 to 56.50	+
-	*Minimum Salary :	+
-	**RM800 - Police	+
-	**RM900 - All applicants.	+
		+	== Acceptance List ==
		+	*Download: [[Media:Petronesa-HDM-Acceptance-List.pdf]]
-	----	+	== Employment Status A - 8.99% - 10.50% (WM & SABAH) ==
-	== Employment Status B ==	+	*Employment Status :Permanent -Working min 3 months in service- '''below 1 year of service need CTC Letter Of Offer'''
-	*Criteria :	+	*Age: 19 - 57 years
-	**Permanent	+	*Tenure: Min 1 to 10 Years.
-	**Working more then 1 year	+	*Salary: All Applicants :RM1,500 , Police :RM1,000
-	**Payslip <b>WITH</b> deduction EPF	+	*Payout: 77.50%
-	* Facility Amount :	+	*Facility Amount :
-	#Working 1 to 3 years(under EPF)	+	**New Acc:
-	**Max RM100,000.00 or, IF 25Xs below RM50,000.00 can go for RM50,000.00	+	*Min:RM1,000
-	#Working more than 3 years(Under EPF)	+	*Max:RM50,000 or 30X which ever is lower
-	**Max RM100,000.00 or, IF 25Xs below RM50,000.00 can go for RM50,000.00	+	**Existing Acc:
-	**PRA, Driver, Pembantu Prubatan Kesihatan & Attenden Kesihatan : Max RM30,000	+	*Min:RM1,000
-	**Pegawai Keselamatan, Polis Keselamatan, Polis Bantuan & Jaga : Max N/A	+	*Max:RM100,000 or 30X which ever is lower
-	*Other Requirements : Same with <b>Employment Status A</b>	+	== Employment Status B, C, D - 8.99% -10.50% ==
		+	* Criteria:
-		+	== CTOS For All Types of Employer ==
-	----	+	* Max RM25,000 or 2 cases (allow to do partial settlement)
-	== Employment Status C ==	+
-	*Criteria :	+
-	**Permanent	+
-	**Working below 1 year	+
-	* Profit Rate : 7.50%	+
-	* Facility Amount :	+
-	#Working 3 to 6 months - Max RM30,000.00	+
-	#Working 7 to 12 months - Max RM50,000.00	+
-	#Working 3 to 12 months for doctor, nurse, police and teacher- Max RM50,000.00	+
-	*Must attach letter of appointment	+
-	#PRA, Driver, Pembantu Prubatan Kesihatan & Attenden Kesihatan : Max RM30,000	+
-	#Pegawai Keselamatan, Polis Keselamatan, Polis Bantuan & Jaga : Max N/A	+
-		+
-	*Other Requirements : Same with <b>Employment Status A</b>	+
-		+
-		+
-	----	+
-		+
-	== Type of Employer from Acceptance List ==	+
-		+
-	*Acceptance List: -	+
-	#Acceptance list 27/05/2011(Not applicable for Kelantan)	+
-	#Acceptance list 27/05/2011 for Kelantan Employer Only.	+
-	*If the borrower is under pension scheme, can follow AG Policy.	+
-	*Employment Status:	+
-	#Local Council and statutory Body - Min working 1 year.	+
-	#Private Company "SDN BHD/BHD" - Min working 3 years.	+
-	*Profit Rate : 8.50%	+
-	*Tenure:	+
-	#Local Council and statutory body - 1 to 10 years, 15 years if specified.	+
-	#Private Company "SDN BHD/BHD" - 1 to 7 years.	+
-	*Payout : 90%	+
-	* Facility Amount :	+
-	**Minimum : RM1000	+
-	**Maximum : RM70,000 or 20Xs which ever is lower.	+
-	**a)PRA : Max RM10,000	+
-	**b)Driver, Pembantu Prubatan Kesihatan & Attenden Kesihatan : Max RM15,000	+
-	**c)Pegawai dan Polis Keselamatan, Polis Bantuan & Jaga : N/A	+
-	*Financing Age:	+
-	Retirement Age                      Financing Age	+
-	55                                18 to 54.25	+
-	56                                18 to 55.00	+
-	58                                18 to 56.50	+

---

Latest revision as of 09:56, 16 May 2016

Contents 1 Product Features 2 Acceptance List 3 Employment Status A - 8.99% - 10.50% (WM & SABAH) 4 Employment Status B, C, D - 8.99% -10.50% 5 CTOS For All Types of Employer

Product Features

• Location : West Malaysia only.
• Employment Sector:

1. Sector A:AG/POLICE (exclude Occupation in Sector L)
2. Sector B:WM State Govt (exclude Occupation in Sector L)
3. Sector C:Acceptance List: Institution /Suruhanjaya/Statutory Bodies/Govt Linked Companies (exclude Occupation in Sector L)
4. Sector D:Acceptance List: Majlis /Lembaga /Perbadanan /Dewan /Govt Universities /Govt Linked Co.(exclude Occupation in Sector L)
5. Sector L:PRA/Security Guard(KP11)/Pegawai Keselamatan/Polis Keselamatan/Polis Bantuan /Jaga /Pemandu /Operator/Attendant /Tukang Masak /Tukang Kebun /IMG
6. Sector P:Acceptance List:Private Companies
7. Sector P:High Risk customer from employment sector A,B,C,D

• Sabah and Sarawak State Gov & its related "Badan Berkanun":REJECT
• Contract Staff: REJECT
  • For more details, pls click below:
  • Criteria : Media:Petronesa-HDM-Criteria.pdf

Acceptance List

• Download: Media:Petronesa-HDM-Acceptance-List.pdf

Employment Status A - 8.99% - 10.50% (WM & SABAH)

• Employment Status :Permanent -Working min 3 months in service- below 1 year of service need CTC Letter Of Offer
• Age: 19 - 57 years
• Tenure: Min 1 to 10 Years.
• Salary: All Applicants :RM1,500 , Police :RM1,000
• Payout: 77.50%
• Facility Amount :
  • New Acc:
• Min:RM1,000
• Max:RM50,000 or 30X which ever is lower
  • Existing Acc:
• Min:RM1,000
• Max:RM100,000 or 30X which ever is lower

Employment Status B, C, D - 8.99% -10.50%

• Criteria:

CTOS For All Types of Employer

• Max RM25,000 or 2 cases (allow to do partial settlement)