Kospem - Bank Rakyat
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== Product Features == | == Product Features == | ||
- | * Location:Whole Malaysia | + | * Location:'''Whole Malaysia -SABAH SARAWAK (JAWATAN GURU SAHAJA BOLEH APPLY)''' |
- | * Interest Rate: | + | *'''KOSPEM-BR-TETAP-PRJ applicable for AG PAYSLIP only to apply.''' |
- | * Payout: 70% | + | * Interest Rate: 7.99% (n) / 8.49 (s) |
- | * | + | * Payout: 70% |
- | * Finance:Min | + | * Kelayakan : 60% |
+ | * Min & Max tenure: 10 years (Fix) | ||
+ | * Finance:Min RM10,000 to RM30,000 | ||
* Salary:RM1500.00 and above only | * Salary:RM1500.00 and above only | ||
* Age:21 - 57 years | * Age:21 - 57 years | ||
- | |||
* Tat:2 weeks (depend on confirmation job) | * Tat:2 weeks (depend on confirmation job) | ||
* Yuran:RM30 | * Yuran:RM30 | ||
- | + | * CTOS: Ctos below RM30K,above RM30K-RM50K (case by case) regardless of external commitments and CCRIS | |
- | * CTOS: Ctos below RM30K | + | |
== Document List == | == Document List == | ||
*KOSPEM FORMS:-please click below: | *KOSPEM FORMS:-please click below: | ||
- | ** [[Media:KOSPEM-BRT- | + | * '''BORANG YANG PERLU FOTOSTAT DEPAN BELAKANG.''' |
+ | #KP05 dan KP05a | ||
+ | #KP05b dan KP05c | ||
+ | #KP09 dan KP09a | ||
+ | *'''Please download Borang here:''' | ||
+ | ** [[Media:KOSPEM-BRT-New5.zip]] | ||
+ | ** [[Media:KOSPEM-BRT-Consent-Letter-New2.pdf]] | ||
+ | **'''[[Media:KOSPEM-BRT-New-PV.pdf]]''' | ||
+ | *'''Borang Ctos Consent: **[[Media:KOSPEM-NEW-CTOS.pdf]]''' | ||
+ | **Contoh isi borang Ctos :[[Media:KOSPEM-BRT-CTOS-CONTOH.pdf]] | ||
+ | |||
* 1 original latest Salary Slip. | * 1 original latest Salary Slip. | ||
**3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY each months]. | **3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY each months]. | ||
*3 copies of NRIC [original certified by the employer]. | *3 copies of NRIC [original certified by the employer]. | ||
- | * | + | *confirmation and verification letter on employment status |
* BPA Forms(2pcs) | * BPA Forms(2pcs) | ||
*Bank Rakyat acc statement / bank book '''[for Disbursement-COMPULSORY]'''. | *Bank Rakyat acc statement / bank book '''[for Disbursement-COMPULSORY]'''. | ||
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*Utility Bill -address must be same with application forms '''(Compulsory)'''. | *Utility Bill -address must be same with application forms '''(Compulsory)'''. | ||
* All documents must be signed by mo at witness space(ruangan saksi) '''-COMPULSORY''' | * All documents must be signed by mo at witness space(ruangan saksi) '''-COMPULSORY''' | ||
+ | *'''Form Sorting''' | ||
+ | **please click :[[Media:KOSPEM-BRT-Sorting.pdf]] | ||
+ | |||
+ | *'''CONTOH ISI BORANG KOSPEM BRT''' | ||
+ | **please click : [[File:Kospem-BRT-Form-New4.pdf]] | ||
+ | |||
+ | #Minta tolong isi bahagian yang ditanda dan ada tulisan isi sahaja, kalau tak faham boleh telefon shamini 0162136017 | ||
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+ | == Calculation Sheet & Repayment Table == | ||
+ | # CEF Normal Case | ||
+ | * [[Media:KOSPEM-BRT-New11.zip]] | ||
+ | # CEF Special Case | ||
+ | * [[Media:KOSPEM-BRT-SPC-New.zip]] | ||
+ | |||
+ | |||
+ | == TARGET & NON TARGET MARKET == | ||
+ | *[[Media:NON-TARGET-LIST-NEW3.pdf]] - '''4/12/2020''' | ||
+ | |||
+ | *[[Media:NON-TARGET-LIST-NEW2.pdf]] | ||
+ | |||
+ | * SABAH ELECTRICITY SDN BHD - NON TARGET MARKET | ||
+ | * HOSPITAL SRI MANJUNG - NON TARGET MARKET (Linda 27/7/18) | ||
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+ | * '''PLS IGNORE OLD''' | ||
- | + | **[[Media:KOSPEM-BRT-New-Application-Form.pdf]] -'''OLD FORM''' | |
- | [[Media:KOSPEM-BRT. | + |
Latest revision as of 07:36, 7 December 2020
Contents |
Product Features
- Location:Whole Malaysia -SABAH SARAWAK (JAWATAN GURU SAHAJA BOLEH APPLY)
- KOSPEM-BR-TETAP-PRJ applicable for AG PAYSLIP only to apply.
- Interest Rate: 7.99% (n) / 8.49 (s)
- Payout: 70%
- Kelayakan : 60%
- Min & Max tenure: 10 years (Fix)
- Finance:Min RM10,000 to RM30,000
- Salary:RM1500.00 and above only
- Age:21 - 57 years
- Tat:2 weeks (depend on confirmation job)
- Yuran:RM30
- CTOS: Ctos below RM30K,above RM30K-RM50K (case by case) regardless of external commitments and CCRIS
Document List
- KOSPEM FORMS:-please click below:
- BORANG YANG PERLU FOTOSTAT DEPAN BELAKANG.
- KP05 dan KP05a
- KP05b dan KP05c
- KP09 dan KP09a
- Please download Borang here:
- Borang Ctos Consent: **Media:KOSPEM-NEW-CTOS.pdf
- Contoh isi borang Ctos :Media:KOSPEM-BRT-CTOS-CONTOH.pdf
- 1 original latest Salary Slip.
- 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY each months].
- 3 copies of NRIC [original certified by the employer].
- confirmation and verification letter on employment status
- BPA Forms(2pcs)
- Bank Rakyat acc statement / bank book [for Disbursement-COMPULSORY].
- Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
- Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
- Utility Bill -address must be same with application forms (Compulsory).
- All documents must be signed by mo at witness space(ruangan saksi) -COMPULSORY
- Form Sorting
- please click :Media:KOSPEM-BRT-Sorting.pdf
- CONTOH ISI BORANG KOSPEM BRT
- please click : File:Kospem-BRT-Form-New4.pdf
- Minta tolong isi bahagian yang ditanda dan ada tulisan isi sahaja, kalau tak faham boleh telefon shamini 0162136017
Calculation Sheet & Repayment Table
- CEF Normal Case
- CEF Special Case
TARGET & NON TARGET MARKET
- Media:NON-TARGET-LIST-NEW3.pdf - 4/12/2020
- SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
- HOSPITAL SRI MANJUNG - NON TARGET MARKET (Linda 27/7/18)
- PLS IGNORE OLD