Kospem - Bank Rakyat

From Internal

(Difference between revisions)
Jump to: navigation, search
(→Document List)
(→TARGET & NON TARGET MARKET)
 
(103 intermediate revisions not shown)
Line 1: Line 1:
== Product Features ==
== Product Features ==
-
* Location:Whole Malaysia (FOR ALL GORVEMENT DEPT- from SABAH AND SARAWAK CASE, ONLY AG AND POLICE WILL BE ACCEPTED
+
* Location:'''Whole Malaysia -SABAH SARAWAK (JAWATAN GURU SAHAJA BOLEH APPLY)'''
-
* Interest Rate: 6.50%
+
*'''KOSPEM-BR-TETAP-PRJ applicable for AG PAYSLIP only to apply.'''
-
* Payout: 70% & 60%
+
* Interest Rate: 7.99% (n) / 8.49 (s)
-
* Tenure:Min 2 year - Max 10 years  
+
* Payout: 70%
-
* Finance:Min RM15,000 to RM150,000  
+
* Kelayakan : 60%
 +
* Min & Max tenure: 10 years (Fix)
 +
* Finance:Min RM10,000 to RM30,000  
* Salary:RM1500.00 and above only
* Salary:RM1500.00 and above only
* Age:21 - 57 years
* Age:21 - 57 years
-
* Work:18 months & above & must be 'TETAP DAN TELAH DISAHKAN JAWATAN'
 
* Tat:2 weeks (depend on confirmation job)
* Tat:2 weeks (depend on confirmation job)
* Yuran:RM30
* Yuran:RM30
-
* Ankasa Fee:1.6%
+
* CTOS: Ctos below RM30K,above RM30K-RM50K (case by case) regardless of external commitments and CCRIS
-
* CTOS: Ctos below RM30K
+
 
== Document List ==
== Document List ==
*KOSPEM FORMS:-please click below:
*KOSPEM FORMS:-please click below:
-
** [[Media:KOSPEM-BRT-ApplicationForm.pdf]]
+
* '''BORANG YANG PERLU FOTOSTAT DEPAN BELAKANG.'''
 +
#KP05 dan KP05a
 +
#KP05b dan KP05c
 +
#KP09 dan KP09a
 +
*'''Please download Borang here:'''
 +
** [[Media:KOSPEM-BRT-New5.zip]]
 +
** [[Media:KOSPEM-BRT-Consent-Letter-New2.pdf]]
 +
**'''[[Media:KOSPEM-BRT-New-PV.pdf]]'''
 +
*'''Borang Ctos Consent: **[[Media:KOSPEM-NEW-CTOS.pdf]]'''
 +
**Contoh isi borang Ctos :[[Media:KOSPEM-BRT-CTOS-CONTOH.pdf]]
 +
 
* 1 original latest  Salary Slip.
* 1 original latest  Salary Slip.
**3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY each months].
**3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY each months].
*3 copies of NRIC [original certified by the employer].
*3 copies of NRIC [original certified by the employer].
-
*Letter Head confirmation and verification letter on employment status ''' (Letter Head peng jawatan-COMPULSORY) '''
+
*confirmation and verification letter on employment status  
* BPA Forms(2pcs)
* BPA Forms(2pcs)
*Bank Rakyat acc statement / bank book '''[for Disbursement-COMPULSORY]'''.
*Bank Rakyat acc statement / bank book '''[for Disbursement-COMPULSORY]'''.
Line 26: Line 37:
*Utility Bill -address must be same with application forms '''(Compulsory)'''.
*Utility Bill -address must be same with application forms '''(Compulsory)'''.
* All documents must be signed by mo at witness space(ruangan saksi) '''-COMPULSORY'''
* All documents must be signed by mo at witness space(ruangan saksi) '''-COMPULSORY'''
 +
*'''Form Sorting'''
 +
**please click :[[Media:KOSPEM-BRT-Sorting.pdf]]
 +
 +
*'''CONTOH ISI BORANG KOSPEM BRT'''
 +
**please click : [[File:Kospem-BRT-Form-New4.pdf]]
 +
 +
#Minta tolong isi bahagian yang ditanda dan ada tulisan isi sahaja, kalau tak faham boleh telefon shamini 0162136017
 +
 +
 +
== Calculation Sheet & Repayment Table ==
 +
# CEF Normal Case
 +
* [[Media:KOSPEM-BRT-New11.zip]]
 +
# CEF Special Case
 +
* [[Media:KOSPEM-BRT-SPC-New.zip]]
 +
 +
 +
== TARGET & NON TARGET MARKET ==
 +
*[[Media:NON-TARGET-LIST-NEW3.pdf]] - '''4/12/2020'''
 +
 +
*[[Media:NON-TARGET-LIST-NEW2.pdf]]
 +
 +
* SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
 +
* HOSPITAL SRI MANJUNG - NON TARGET MARKET (Linda 27/7/18)
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
 +
* '''PLS IGNORE OLD'''
-
== Calculation Sheet ==
+
**[[Media:KOSPEM-BRT-New-Application-Form.pdf]] -'''OLD FORM'''
-
[[Media:KOSPEM-BRT.xls]]
+

Latest revision as of 07:36, 7 December 2020

Contents

Product Features

  • Location:Whole Malaysia -SABAH SARAWAK (JAWATAN GURU SAHAJA BOLEH APPLY)
  • KOSPEM-BR-TETAP-PRJ applicable for AG PAYSLIP only to apply.
  • Interest Rate: 7.99% (n) / 8.49 (s)
  • Payout: 70%
  • Kelayakan : 60%
  • Min & Max tenure: 10 years (Fix)
  • Finance:Min RM10,000 to RM30,000
  • Salary:RM1500.00 and above only
  • Age:21 - 57 years
  • Tat:2 weeks (depend on confirmation job)
  • Yuran:RM30
  • CTOS: Ctos below RM30K,above RM30K-RM50K (case by case) regardless of external commitments and CCRIS


Document List

  • KOSPEM FORMS:-please click below:
  • BORANG YANG PERLU FOTOSTAT DEPAN BELAKANG.
  1. KP05 dan KP05a
  2. KP05b dan KP05c
  3. KP09 dan KP09a
  • 1 original latest Salary Slip.
    • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY each months].
  • 3 copies of NRIC [original certified by the employer].
  • confirmation and verification letter on employment status
  • BPA Forms(2pcs)
  • Bank Rakyat acc statement / bank book [for Disbursement-COMPULSORY].
  • Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
  • Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
  • Utility Bill -address must be same with application forms (Compulsory).
  • All documents must be signed by mo at witness space(ruangan saksi) -COMPULSORY
  • Form Sorting
  1. Minta tolong isi bahagian yang ditanda dan ada tulisan isi sahaja, kalau tak faham boleh telefon shamini 0162136017


Calculation Sheet & Repayment Table

  1. CEF Normal Case
  1. CEF Special Case


TARGET & NON TARGET MARKET

  • SABAH ELECTRICITY SDN BHD - NON TARGET MARKET
  • HOSPITAL SRI MANJUNG - NON TARGET MARKET (Linda 27/7/18)










  • PLS IGNORE OLD
Retrieved from "http://mss.enrii.net/Internal/index.php/Kospem_-_Bank_Rakyat"
Personal tools