RHB - IDSB AG

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(Created page with "== Product Features == * Location:Whole Malaysia * Interest Rate Scheme A(AG,FEDERAL,STATES) **4.20% * Payout: 98% (approximately) * Tenure:Min 2 - 10 years * Finance:Min RM2,00...")
(Application Forms Download)
 
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== Product Features ==
== Product Features ==
* Location:Whole Malaysia
* Location:Whole Malaysia
-
* Interest Rate Scheme A(AG,FEDERAL,STATES)
+
* Interest Rate Scheme (AG)
-
**4.20%
+
** 4.50%
* Payout: 98% (approximately)
* Payout: 98% (approximately)
* Tenure:Min 2 - 10 years  
* Tenure:Min 2 - 10 years  
-
* Finance:Min RM2,000 to RM250,000  
+
* Finance:Min RM2,000 to RM200,000  
* Salary:RM2000.00 and above
* Salary:RM2000.00 and above
* Age:18 - 57 years
* Age:18 - 57 years
* Work:1 year & above
* Work:1 year & above
* Tat:2 weeks
* Tat:2 weeks
-
* CTOS:None
+
* CTOS: Must be cleared / or can do overlapping.
 +
* CCRIS: Arrears must not be more than 2 months, if 3 months and above please provide settlement statement for bank to settle.
 +
* DSR @ COMMITMENT :gaji + elaun + lain lain income jumlah bawal 3k x60%,jika jumlah lebih 3K x90%
 +
** salary RM2,000-RM2,999 akan dikira 60%
 +
** salary RM3,000 and above akan dikira 90%
* For more details, pls click below:
* For more details, pls click below:
**Criteria : [[Media:RHB-IDSB.pdf]]
**Criteria : [[Media:RHB-IDSB.pdf]]
 +
** New Criteria : [[Media:newRHB-IDSB.pdf]]
 +
 +
== Special Remarks ==
 +
* 10-6-2015 -new target market for IDSB:
 +
*Download Listing: [[Media:RHB-IDSB-TM.pdf]]
 +
#UNIVERSITI MALAYA (UM)
 +
#UNIVERSITI PENDIDIKAN SULTAN IDRIS (UPSI)
 +
#UNIVERSITI SAINS ISLAM MALAYSIA (USIM)
 +
#MAJLIS AMANAH RAKYAT (MARA
== Payslip expiry date ==
== Payslip expiry date ==
Line 21: Line 34:
== Application Forms Download ==
== Application Forms Download ==
-
[[Media:ApplicationIDSB-Forms.pdf]]
+
* print 1 set
 +
**[[Media:New-Checklist-IDSB-Forms.pdf]]
 +
**[[Media:Borang-Permohonan-IDSB-NEW.pdf]]
 +
**[[Media:Borang-Lembaran-Pendedahan-Produk.pdf]]
 +
**[[Media:Dokumen-Pengesahan-Pelanggan.pdf]]
 +
**[[Media:Borang-Terma-Syarat.pdf]]
 +
**[[Media:Surat-Akuan-Kebenaran-Potongan-Gaji.pdf]]
 +
**[[Media:Borang-Persetujuan-Kebenaran.pdf]]
 +
 
 +
- '''CHOOSE EITHER BM / ENG VERSION'''
 +
 
 +
* additional new form -Credit Rating Agencies (CRA) -Print 1 copy
 +
[[Media:ApplicationIDSB-Forms-Credit-Rating.pdf]]
 +
 
 +
== Calculation Sheet & Repayment Table ==
 +
[[Media:RHBIDSB-CEF-new3.xls]]
 +
 
 +
[[Media:RHBIDSB-Repayment-Table-New2.pdf]]
 +
 
 +
[[Media:RHBIDSB-Takaful-Calculator-New.xls]]
-
== Calculation Sheet ==
+
== Rejection Code In Rhb System ==
-
[[Media:RHBIDSB-CEF.xls]]
+
[[Media:Reject-Code.xls]]

Latest revision as of 07:05, 17 May 2016

Contents

Product Features

  • Location:Whole Malaysia
  • Interest Rate Scheme (AG)
    • 4.50%
  • Payout: 98% (approximately)
  • Tenure:Min 2 - 10 years
  • Finance:Min RM2,000 to RM200,000
  • Salary:RM2000.00 and above
  • Age:18 - 57 years
  • Work:1 year & above
  • Tat:2 weeks
  • CTOS: Must be cleared / or can do overlapping.
  • CCRIS: Arrears must not be more than 2 months, if 3 months and above please provide settlement statement for bank to settle.
  • DSR @ COMMITMENT :gaji + elaun + lain lain income jumlah bawal 3k x60%,jika jumlah lebih 3K x90%
    • salary RM2,000-RM2,999 akan dikira 60%
    • salary RM3,000 and above akan dikira 90%
  • For more details, pls click below:

Special Remarks

  1. UNIVERSITI MALAYA (UM)
  2. UNIVERSITI PENDIDIKAN SULTAN IDRIS (UPSI)
  3. UNIVERSITI SAINS ISLAM MALAYSIA (USIM)
  4. MAJLIS AMANAH RAKYAT (MARA

Payslip expiry date

Payslip will expire every 5th. Example:

  • February payslip will expire on the 5th April.
  • March payslip will expire on the 5th May

Application Forms Download

- CHOOSE EITHER BM / ENG VERSION

  • additional new form -Credit Rating Agencies (CRA) -Print 1 copy

Media:ApplicationIDSB-Forms-Credit-Rating.pdf

Calculation Sheet & Repayment Table

Media:RHBIDSB-CEF-new3.xls

Media:RHBIDSB-Repayment-Table-New2.pdf

Media:RHBIDSB-Takaful-Calculator-New.xls

Rejection Code In Rhb System

Media:Reject-Code.xls

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