Yayasan Ihsan Perlis -YYP

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Line 5: Line 5:
* Fees :RM25.00
* Fees :RM25.00
* For more details, pls click below:
* For more details, pls click below:
-
**Criteria : [[Media:YYP-criteria-new.pdf]]
+
**Criteria : [[Media:YYP-criteria-new1.pdf]]
 +
 
 +
== Rate Segment ==
 +
=== SEGMENT WM 5.99%  ===
 +
'''SECTOR A,B,C,C* & D'''
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
 +
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Age  : 20 to 55/58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 88.5%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM250,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM250,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT V1 8.33%  ===
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
 +
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Age  : 20 to 55/58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 79.5%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM250,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM250,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT V2 9.99%  ===
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
 +
*KEMAS (must be PERMANENT CONTRACT 2yrs Renew)
 +
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Age  : 20 to 55/58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 75.5%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM250,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM250,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT V3 9.99%  ===
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
 +
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Age  : 20 to 55/58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 70.5%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT ND 7.77%  ===
 +
*'''KEMAS (must be PERMANENT CONTRACT 2yrs Renew)'''
 +
*Service Period : 3 months and above
 +
*Status : Permanent
 +
*Tenure : 1-7years
 +
*Age  : 20 to 35 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 85%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM20,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM20,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
== Document List ==
 +
 
 +
#YYP SOFT COPY FORMS:
 +
* [[Media:yyp-New-Forms.pdf]]-'''NEW VERSION MAY 2023'''
 +
 
 +
 
 +
* [[Media:yyp-froms.pdf]]-'''OLD VERSION'''
 +
 
 +
Certified True Copy Required:
 +
*Identification Card
 +
*Police or Army Identification Card
 +
*Recent 3 Months Payslips
 +
*Certified True Copy Not Required
 +
*Recent Bank Statement (Salary Account / Account To Receive Financing)
 +
*Salary Deduction Authorisation Letter YIR10-i / BPA 1/79 Form
 +
*Employment Verification Letter
 +
*Option Letter (If applicable)
 +
*Borang T228 with cop ori employer (2pcs) for KERAJAAN NEGERI SARAWAK payslip
 +
*Transfer Letter (If applicable)
 +
*Settlement Statement (If applicable)
 +
 
 +
*'''CONTOH ISI BORANG YIR'''
 +
**please click : [[File:Contoh-YYP.pdf]]
== Special Note ==
== Special Note ==
* '''With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.'''
* '''With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.'''
**Example: [[Media:YIR.pdf]]
**Example: [[Media:YIR.pdf]]
-
* '''Gaji Bersih :RM900.00'''
 
* '''Opsyen Bersara untuk POLIS :56 tahun sahaja walaupun majikan beri 60 tahun'''
* '''Opsyen Bersara untuk POLIS :56 tahun sahaja walaupun majikan beri 60 tahun'''
* '''Opsyen Bersara untuk AG    :58 tahun sahaja walaupun majikan beri 60 tahun'''
* '''Opsyen Bersara untuk AG    :58 tahun sahaja walaupun majikan beri 60 tahun'''
Line 17: Line 133:
* '''Sector c* - UKM/HUKM/PPUM and ALL Federal Universities'''
* '''Sector c* - UKM/HUKM/PPUM and ALL Federal Universities'''
* '''Sector C  - Institute/Suruhanjaya/GLC'''
* '''Sector C  - Institute/Suruhanjaya/GLC'''
-
* '''Sector D  - Majlis/Lembaga/Yayasan/Perbadanan/State Universities'''
+
* '''Sector D  - Majlis/Lembaga/Perbadanan/State Universities'''
-
* '''Sector E  - Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak'''
+
* '''Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).
* '''Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).
-
== Rate Segment ==
+
 
-
=== SEGMENT 8.99% :C6 ===
+
== Accepted and Rejected List ==
 +
[[Media:TM-and-NonTM-listing.zip]]
 +
 
 +
 
 +
== Calculation Sheet & Repayment Table ==
 +
[[Media:YYP-NEW-CEF.zip]]
 +
 
 +
 
 +
== OLD PACKAGE SEGMENT ==
 +
=== SEGMENT WB 5.99% ===
'''SECTOR A,B,C,C* & D'''
'''SECTOR A,B,C,C* & D'''
*A- AG/PDRM
*A- AG/PDRM
Line 28: Line 152:
*C- INSTITUTE/ SURUHANJAYA/ GLC
*C- INSTITUTE/ SURUHANJAYA/ GLC
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
-
*D-MAJLIS/LEMBAGA/YAYASAN/PERBADANAN/STATE UNIVERSITIES
+
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
-
(Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak)
+
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Ag
 +
e  : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 89%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
=== SEGMENT OW HALO 6.50%  ===
 +
'''SECTOR A,B,C,C* & D'''
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
*Service Period : 1 Year and above
*Service Period : 1 Year and above
*Status : Permanent
*Status : Permanent
Line 36: Line 179:
*Age (PDRM) : 20 to 55 years
*Age (PDRM) : 20 to 55 years
*Salary : RM1,5000 and above
*Salary : RM1,5000 and above
-
*Payout : 81%
+
*Payout : 90%
-
*Adv Instalment: 2 Month
+
*Adv Instalment: 1 Month
-
*Financing Amount: RM3,000 to RM100,000(West Malaysia)
+
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
-
*Financing Amount: RM2,500 to RM50,000 (East Malaysia)
+
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
-
*Min Net Income: RM900.00 (WM) RM 700.00(EM)
+
*Ctos: below RM30K can submit.
-
*Ctos: below RM25K can submit.
+
-
=== SEGMENT 11.00% :C7 ===
+
=== SEGMENT J1 6.99% ===
'''SECTOR A,B,C,C* & D'''
'''SECTOR A,B,C,C* & D'''
*A- AG/PDRM
*A- AG/PDRM
Line 50: Line 192:
*C- INSTITUTE/ SURUHANJAYA/ GLC
*C- INSTITUTE/ SURUHANJAYA/ GLC
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
-
*D-MAJLIS/LEMBAGA/YAYASAN/PERBADANAN/STATE UNIVERSITIES
+
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
-
(Pembantu Am Rendah, Pengawal, Pemandu, Operator, Attendant, Tukang Masak)
+
*Service Period : 1 Year and above
*Service Period : 1 Year and above
*Status : Permanent
*Status : Permanent
Line 58: Line 199:
*Age (PDRM) : 20 to 55 years
*Age (PDRM) : 20 to 55 years
*Salary : RM1,5000 and above
*Salary : RM1,5000 and above
-
*Payout : 81%
+
*Payout : 85%
-
*Adv Instalment: 2 Month
+
*Adv Instalment: 1 Month
-
*Financing Amount: RM3,000 to RM100,000(West Malaysia)
+
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
-
*Financing Amount: RM2,500 to RM50,000 (East Malaysia)
+
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
-
*Min Net Income: RM900.00 (WM) RM 700.00(EM)
+
*Ctos: below RM30K can submit.
-
*Ctos: below RM25K can submit.
+
-
== Calculation Sheet & Repayment Table ==
+
 
-
[[Media:YIR-CEF-NEW1.zip]]
+
=== SEGMENT J7 7.99% ===
 +
'''SECTOR A,B,C,C* & D'''
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
 +
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Age  : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 80%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT J8 8.99% ===
 +
'''SECTOR A,B,C,C* & D'''
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
 +
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Age  : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 79%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM150,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM150,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT J3 9.99% ===
 +
'''SECTOR A,B,C,C* & D'''
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
 +
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Age  : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 78%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM130,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM130,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.
 +
 
 +
 
 +
=== SEGMENT J4 9.99% ===
 +
'''SECTOR A,B,C,C* & D'''
 +
*A- AG/PDRM
 +
*B- STATE
 +
*C- INSTITUTE/ SURUHANJAYA/ GLC
 +
*C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
 +
*D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
 +
*Service Period : 1 Year and above
 +
*Status : Permanent
 +
*Tenure : 1-10 years
 +
*Age  : 20 to 58 years
 +
*Age (PDRM) : 20 to 55 years
 +
*Salary : RM1,5000 and above
 +
*Payout : 75%
 +
*Adv Instalment: 1 Month
 +
*Financing Amount: RM3,000 to RM100,000(West Malaysia)
 +
*Financing Amount: RM2,500 to RM100,000 (East Malaysia)
 +
*Ctos: below RM30K can submit.

Latest revision as of 09:21, 15 May 2023

Contents

Product Features

  • Location: Whole Malaysia
  • Tenure: 10 years
  • Age: 20 years old and above
  • Fees :RM25.00
  • For more details, pls click below:

Rate Segment

SEGMENT WM 5.99%

SECTOR A,B,C,C* & D

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 55/58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 88.5%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM250,000(West Malaysia)
  • Financing Amount: RM2,500 to RM250,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT V1 8.33%

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 55/58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 79.5%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM250,000(West Malaysia)
  • Financing Amount: RM2,500 to RM250,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT V2 9.99%

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
  • KEMAS (must be PERMANENT CONTRACT 2yrs Renew)
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 55/58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 75.5%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM250,000(West Malaysia)
  • Financing Amount: RM2,500 to RM250,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT V3 9.99%

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 55/58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 70.5%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount: RM2,500 to RM150,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT ND 7.77%

  • KEMAS (must be PERMANENT CONTRACT 2yrs Renew)
  • Service Period : 3 months and above
  • Status : Permanent
  • Tenure : 1-7years
  • Age  : 20 to 35 years
  • Salary : RM1,5000 and above
  • Payout : 85%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM20,000(West Malaysia)
  • Financing Amount: RM2,500 to RM20,000 (East Malaysia)
  • Ctos: below RM30K can submit.


Document List

  1. YYP SOFT COPY FORMS:


Certified True Copy Required:

  • Identification Card
  • Police or Army Identification Card
  • Recent 3 Months Payslips
  • Certified True Copy Not Required
  • Recent Bank Statement (Salary Account / Account To Receive Financing)
  • Salary Deduction Authorisation Letter YIR10-i / BPA 1/79 Form
  • Employment Verification Letter
  • Option Letter (If applicable)
  • Borang T228 with cop ori employer (2pcs) for KERAJAAN NEGERI SARAWAK payslip
  • Transfer Letter (If applicable)
  • Settlement Statement (If applicable)

Special Note

  • With effect from 02.11.2015, please be informed that filling of all the particulars in the YIR & YYP application forms, PEN BASAH (Black ink ) is to be used. Please use 0.7 or 1.0 size of pen.
  • Opsyen Bersara untuk POLIS :56 tahun sahaja walaupun majikan beri 60 tahun
  • Opsyen Bersara untuk AG  :58 tahun sahaja walaupun majikan beri 60 tahun
  • Sector A - AG /PDRM
  • Sector B - State
  • Sector c* - UKM/HUKM/PPUM and ALL Federal Universities
  • Sector C - Institute/Suruhanjaya/GLC
  • Sector D - Majlis/Lembaga/Perbadanan/State Universities
  • Amount exceeding RM100K, will be considered on a case-to-case basis (up to RM150K).


Accepted and Rejected List

Media:TM-and-NonTM-listing.zip


Calculation Sheet & Repayment Table

Media:YYP-NEW-CEF.zip


OLD PACKAGE SEGMENT

SEGMENT WB 5.99%

SECTOR A,B,C,C* & D

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Ag

e  : 20 to 58 years

  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 89%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount: RM2,500 to RM150,000 (East Malaysia)
  • Ctos: below RM30K can submit.

SEGMENT OW HALO 6.50%

SECTOR A,B,C,C* & D

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES)
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 90%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount: RM2,500 to RM150,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT J1 6.99%

SECTOR A,B,C,C* & D

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 85%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount: RM2,500 to RM150,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT J7 7.99%

SECTOR A,B,C,C* & D

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 80%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount: RM2,500 to RM150,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT J8 8.99%

SECTOR A,B,C,C* & D

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 79%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM150,000(West Malaysia)
  • Financing Amount: RM2,500 to RM150,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT J3 9.99%

SECTOR A,B,C,C* & D

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 78%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM130,000(West Malaysia)
  • Financing Amount: RM2,500 to RM130,000 (East Malaysia)
  • Ctos: below RM30K can submit.


SEGMENT J4 9.99%

SECTOR A,B,C,C* & D

  • A- AG/PDRM
  • B- STATE
  • C- INSTITUTE/ SURUHANJAYA/ GLC
  • C*-UKM/HUKM/PPUM/FEDERAL UNIVERSITIES
  • D-MAJLIS/LEMBAGA/PERBADANAN/STATE UNIVERSITIES
  • Service Period : 1 Year and above
  • Status : Permanent
  • Tenure : 1-10 years
  • Age  : 20 to 58 years
  • Age (PDRM) : 20 to 55 years
  • Salary : RM1,5000 and above
  • Payout : 75%
  • Adv Instalment: 1 Month
  • Financing Amount: RM3,000 to RM100,000(West Malaysia)
  • Financing Amount: RM2,500 to RM100,000 (East Malaysia)
  • Ctos: below RM30K can submit.
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