Koputri
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(Difference between revisions)
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== Product Features CONTRACT== | == Product Features CONTRACT== | ||
| + | # With BPA Deduction | ||
* Location : Whole Malaysia | * Location : Whole Malaysia | ||
| - | * Employment Status: | + | * Employment Status: Customer need to work at least 6 months. |
| - | + | * Finance: Min RM2,000 to RM20,000 | |
| - | * | + | |
* Tenure: Min 1 year - Max 5 Years | * Tenure: Min 1 year - Max 5 Years | ||
| - | * | + | * Interest Rate: Min Tenure 1 to 5 YRS : 6.99% |
| - | * Salary: | + | * Payout: 94.5% - RM440.00 - 2 months installment |
| + | * Expired Facility: 58 years old | ||
| + | * Salary: RM1,000 and above only | ||
* Age: 18 years and above | * Age: 18 years and above | ||
| + | * Yuran: RM30 | ||
| + | * CTOS: Borrower: $30k and below, Guarantor : No Limit | ||
| + | * TAT: 2 - 3 Weeks | ||
| + | * Employement Status : Admin and above position only.(Work in Office) | ||
| + | |||
| + | |||
| + | |||
| + | |||
| + | # Without BPA Deduction | ||
| + | * Location : Whole Malaysia | ||
| + | * Employment Status: Customer needs to at leaast renew contract once. | ||
| + | * Finance: Min RM2,000 to RM20,000 | ||
| + | * Tenure: Min 1 year - Max 5 Years | ||
| + | * Interest Rate: Min Tenure 1 to 5 YRS : 6.99% | ||
| + | * Payout: 94.5% - RM440.00 - 2 months installment | ||
* Expired Facility: 58 years old | * Expired Facility: 58 years old | ||
| + | * Salary: RM1,000 and above only | ||
| + | * Age: 18 years and above | ||
* Yuran: RM30 | * Yuran: RM30 | ||
| - | * CTOS: $30k and below | + | * CTOS: Borrower: $30k and below, Guarantor : No Limit |
* TAT: 2 - 3 Weeks | * TAT: 2 - 3 Weeks | ||
| - | * | + | * Employement Status : Admin and above position only.(Work in Office) |
| - | + | ||
| - | + | ||
== Opsyen Calculation == | == Opsyen Calculation == | ||
Revision as of 07:18, 29 September 2011
Contents[hide] |
Product Features PERMANENT
- Location : Whole Malaysia
- Employment Status: 6 Months and Above.
- Interest Rate:
- Tenure 1 to 2 YRS : 4.99%
- Tenure 3 to 20 YRS : 5.99%
- Payout: 94.5% - 3 months installment - RM340.00
- Tenure: Min 1 year - Max 20 years
- Finance: Min RM1,000 to RM250,000
- Salary: RM600 and above only
- Age: 18 years and above
- Expired Facility: 58 years old(with opsyen letter)
- Yuran: RM30
- CTOS: $30k and below
- TAT: 2 - 3 Weeks
- Tenure: 20 years
- Koop Charges : RM340
- Important Notes:
- It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).
Product Features CONTRACT
- With BPA Deduction
- Location : Whole Malaysia
- Employment Status: Customer need to work at least 6 months.
- Finance: Min RM2,000 to RM20,000
- Tenure: Min 1 year - Max 5 Years
- Interest Rate: Min Tenure 1 to 5 YRS : 6.99%
- Payout: 94.5% - RM440.00 - 2 months installment
- Expired Facility: 58 years old
- Salary: RM1,000 and above only
- Age: 18 years and above
- Yuran: RM30
- CTOS: Borrower: $30k and below, Guarantor : No Limit
- TAT: 2 - 3 Weeks
- Employement Status : Admin and above position only.(Work in Office)
- Without BPA Deduction
- Location : Whole Malaysia
- Employment Status: Customer needs to at leaast renew contract once.
- Finance: Min RM2,000 to RM20,000
- Tenure: Min 1 year - Max 5 Years
- Interest Rate: Min Tenure 1 to 5 YRS : 6.99%
- Payout: 94.5% - RM440.00 - 2 months installment
- Expired Facility: 58 years old
- Salary: RM1,000 and above only
- Age: 18 years and above
- Yuran: RM30
- CTOS: Borrower: $30k and below, Guarantor : No Limit
- TAT: 2 - 3 Weeks
- Employement Status : Admin and above position only.(Work in Office)
Opsyen Calculation
- Expired Facility in opsyen 58 years old.
- Example : 2011 - 1965 = 46
- Take 58 - 1 year - 46 = 11 years.
- This customer is eligible for 11 years only.
Document List
- Koputri Agreement(Page 1 - 14)
- BPA - 2 copies
- Photocopy of IC(disahkan majikan) - 2 copies
- Payslip original - 1 copy
- Payslip photocopy(disahkan majikan)(3 copies) for 3 months
- Pengesahan Jawatan(It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).)
- Bank Account copy
- Settlement statement(if any)
- Opsyen Letter(if any)
Target Market
- All Government employee
- Refer to Msssb System > Department Report for more information
GLC Target Market List
- Felda Holdings Berhad
- Malaysia Debt Ventures Berhad
- Mardec Berhad
- Padi Beras Nasional Berhad
- Pengurusan Danaharta Nasional Berhad
- Perbadanan Nasional Berhad
- Permodalan Nasional Berhad
- Petroliam Nasional Berhad (Petronas)
- UDA Holdings Berhad
- Malaysia Airport Holdings Berhad
- Khazanah Nasional Berhad
- National Aerospace & Defence Industries Berhad
- Mimos Berhad
- Sirim Berhad
- Felcra Berhad
- Institut Terjemahan Negara Malaysia Berhad
- Pengurusan Aset Air Berhad
- Percetakan Nasional Malaysia Berhad
- POS Malaysia Berhad
- Radio Televisyen Malaysia Berhad
- TELEKOM Malaysia Berhad
- Tenaga Nasional Berhad
Factor Koputri 6.99%-94.5%
YEARS ..MONTH.. FACTOR
- 1...........12...........11
- 2...........24...........22
- 3...........36...........30
- 4...........48...........38
- 5...........60...........46
- 6...........72...........52
- 7...........84...........59
- 8...........96...........64
- 9...........108..........69
- 10..........120..........74
- 11..........132..........79
- 12..........144..........83
- 13..........156..........87
- 14..........168..........91
- 15..........180..........94
- 16..........192..........97
- 17..........204..........100
- 18..........216..........103
- 19..........228..........106
- 20..........240..........108
- LOAN ELIGIBLE = Gross Salary * (60%/50%/40%) - all deduction - RM30 x factor
- IN HAND = LOAN ELIGIBLE X 94.5% - RM440 - 2 month installment
