Koputri

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Revision as of 04:53, 29 September 2011 (view source) 192.168.1.16 (Talk) ← Older edit		Revision as of 05:07, 29 September 2011 (view source) 192.168.1.16 (Talk) (→Factor Koputri 6.99%-94.5%) Newer edit →
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	*20..........240..........108		*20..........240..........108
-	* LOAN ELIGIBLE = DEDUCTION X FACTOR	+	* LOAN ELIGIBLE = Gross Salary * (60%/50%/40%) - all deduction - <B>RM30</b> x factor
-	* IN HAND = LOAN ELIGIBLE X 100%	+	* IN HAND = LOAN ELIGIBLE X 94.5% - RM440 - 2 month installment

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Revision as of 05:07, 29 September 2011

Contents 1 Product Features PERMANENT 2 Product Features CONTRACT 3 Opsyen Calculation 4 Document List 5 Target Market 6 GLC Target Market List 7 Factor Koputri 6.99%-94.5%

Product Features PERMANENT

• Location : Whole Malaysia
• Employment Status: 6 Months and Above.
• Interest Rate:
  • Tenure 1 to 2 YRS  : 5.50%
  • Tenure 3 to 10 YRS  : 5.99%
  • Tenure 11 to 20 YRS  : 6.50%
• Payout: 94.5% - 3 months installment - RM340.00
• Tenure: Min 1 year - Max 20 years
• Finance: Min RM1,000 to RM250,000
• Salary: RM600 and above only
• Age: 18 years and above
• Expired Facility: 58 years old(with opsyen letter)
• Yuran: RM30
• CTOS: $30k and below
• TAT: 2 - 3 Weeks
• Tenure: 20 years
• Koop Charges : RM340
• Important Notes:
  • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).

Product Features CONTRACT

• Location : Whole Malaysia
• Employment Status: 6 Months and Above.(Renew contract at least 1 time)
• Interest Rate: Tenure 1 to 5 YRS  : 6.50%
• Payout: 94.5% - 3 months installment - RM340.00
• Tenure: Min 1 year - Max 5 Years
• Finance: Min RM1,000 to RM20,000
• Salary: RM600 and above only
• Age: 18 years and above
• Expired Facility: 58 years old
• Yuran: RM30
• CTOS: $30k and below
• TAT: 2 - 3 Weeks
• Important Notes:
  • Contract Staffs without deduction in Angkasa in payslip must provide letter from Employer to allow angkasa deduction.
  • It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).

Opsyen Calculation

• Expired Facility in opsyen 58 years old.
  • Example : 2011 - 1965 = 46
  • Take 58 - 1 year - 46 = 11 years.
  • This customer is eligible for 11 years only.

Document List

1. Koputri Agreement(Page 1 - 14)
2. BPA - 2 copies
3. Photocopy of IC(disahkan majikan) - 2 copies
4. Payslip original - 1 copy
5. Payslip photocopy(disahkan majikan)(3 copies) for 3 months
6. Pengesahan Jawatan(It is COMPULSORY to attach PENGESAHAN JAWATAN in detail from employer(LETTERHEAD).)
7. Bank Account copy
8. Settlement statement(if any)
9. Opsyen Letter(if any)

Target Market

• All Government employee
• Refer to Msssb System > Department Report for more information

GLC Target Market List

1. Felda Holdings Berhad
2. Malaysia Debt Ventures Berhad
3. Mardec Berhad
4. Padi Beras Nasional Berhad
5. Pengurusan Danaharta Nasional Berhad
6. Perbadanan Nasional Berhad
7. Permodalan Nasional Berhad
8. Petroliam Nasional Berhad (Petronas)
9. UDA Holdings Berhad
10. Malaysia Airport Holdings Berhad
11. Khazanah Nasional Berhad
12. National Aerospace & Defence Industries Berhad
13. Mimos Berhad
14. Sirim Berhad
15. Felcra Berhad
16. Institut Terjemahan Negara Malaysia Berhad
17. Pengurusan Aset Air Berhad
18. Percetakan Nasional Malaysia Berhad
19. POS Malaysia Berhad
20. Radio Televisyen Malaysia Berhad
21. TELEKOM Malaysia Berhad
22. Tenaga Nasional Berhad

Factor Koputri 6.99%-94.5%

YEARS ..MONTH.. FACTOR

• 1...........12...........11
• 2...........24...........22
• 3...........36...........30
• 4...........48...........38
• 5...........60...........46
• 6...........72...........52
• 7...........84...........59
• 8...........96...........64
• 9...........108..........69
• 10..........120..........74
• 11..........132..........79
• 12..........144..........83
• 13..........156..........87
• 14..........168..........91
• 15..........180..........94
• 16..........192..........97
• 17..........204..........100
• 18..........216..........103
• 19..........228..........106
• 20..........240..........108

• LOAN ELIGIBLE = Gross Salary * (60%/50%/40%) - all deduction - RM30 x factor
• IN HAND = LOAN ELIGIBLE X 94.5% - RM440 - 2 month installment