Kobeta -CIMB

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*TAT: 2-3 weeks
*TAT: 2-3 weeks
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== DOCUMENT ==
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== Document List ==
Dokumen Diperlukan:
Dokumen Diperlukan:
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*3 Salinan Kad pengenalan yang disahkan.
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*3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
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*3 Salinan Slip Gaji bagi 3 Bulan terkini yang disahkan original.
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*3 copies of NRIC [original certified by the employer].
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*Slip Gaji asal (CARBON ORI) bagi pemohon bukan AG.
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*BPA (2copy)
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*Penyata Penyelesaian / Tunggakan (jika berkaitan).
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*Respective head of division/department’s confirmation and verification letter on employment status
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*A copy of bank passbook or statement
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*Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
*'''Staf DBKL perlu menyerahkan ‘Borang Emolumen’ asal dari Unit Gaji.'''
*'''Staf DBKL perlu menyerahkan ‘Borang Emolumen’ asal dari Unit Gaji.'''
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*1 Salinan Buku '''Akaun bank Rakyat.'''
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*Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
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*Surat Pengesahan Jawatan (yang Dikeluarkan oleh majikan)
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*Surat Opsyen atau Surat Persaraan
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*Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.
*Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.
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*Borang boleh minta daripada Pn. Asma
 
== CALCULATION / REPAYMENT TABLE ==
== CALCULATION / REPAYMENT TABLE ==
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+
Kobeta Calculation :
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* [[Media:Repayment-Table- CIMB.pdf]]
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*CEF : [[Media:KOBETA-SUSB-CEF-New.zip]]

Revision as of 07:08, 17 July 2020

Product Features

We have a new Kobeta package, KOBETA-CIMB.

The criteria as per below:

  • Location: Whole Malaysia
  • Employment Status: 6 Months and Above.
  • Loan amount: 2,000 - 250,000
  • Min & Max tenure: 10 years (Fix)
  • Interest: 5.99%
  • Payout: 80% -(2 months installment)
    • Details:
  1. Caj Pentadbiran – RM100.
  2. Fi Masuk – RM10.
  3. Pendahuluan Yuran Bulanan Anggota - RM540 (termasuk 6 bulan pendahuluan wajib RM180).
  4. Saham Koperasi – RM500
  5. Sumbangan Khairat – RM50
  6. Duti Setem – 0.5% dari jumlah pembiayaan yang diluluskan + RM10.
  7. KWPPA (Kumpulan Wang Perlindungan Pembiayaan Anggota) @ Takaful – 6%
  8. Sinking Fund
  • TAT: 2-3 weeks

Document List

Dokumen Diperlukan:

  • 3 copies of Salary Slip of the latest past 3 months [original certified by the employer-COMPULSORY 3COPY].
  • 3 copies of NRIC [original certified by the employer].
  • BPA (2copy)
  • Respective head of division/department’s confirmation and verification letter on employment status
  • A copy of bank passbook or statement
  • Certified Settlement Statement [required for overlapping-exp 2 weeks & above].
  • Staf DBKL perlu menyerahkan ‘Borang Emolumen’ asal dari Unit Gaji.
  • Copy of Retirement Option Letter, if applicant choose to retire at the age of 56/58/60 [original Certified by Employer].
  • Dokumen (Notice Assignment) Acknowledgement wajib ditandatangani oleh pemohon.


CALCULATION / REPAYMENT TABLE

Kobeta Calculation :


  • LIST TM & NTM KOBETA CIMB /BRT-update 23/11/2016:
  1. Media:TM-and-NonTMkobeta-listing-NEW3.pdf
  2. Media:TM-and-NonTMkobeta-listing-NEW3.zip
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