RHB - IDSB AG
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(→Application Forms Download) |
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* Location:Whole Malaysia | * Location:Whole Malaysia | ||
* Interest Rate Scheme (AG) | * Interest Rate Scheme (AG) | ||
| - | ** | + | ** 4.50% |
* Payout: 98% (approximately) | * Payout: 98% (approximately) | ||
* Tenure:Min 2 - 10 years | * Tenure:Min 2 - 10 years | ||
| Line 11: | Line 11: | ||
* Tat:2 weeks | * Tat:2 weeks | ||
* CTOS: Must be cleared / or can do overlapping. | * CTOS: Must be cleared / or can do overlapping. | ||
| - | * CCRIS: Arrears must not be more than 3 months. | + | * CCRIS: Arrears must not be more than 2 months, if 3 months and above please provide settlement statement for bank to settle. |
| + | * DSR @ COMMITMENT :gaji + elaun + lain lain income jumlah bawal 3k x60%,jika jumlah lebih 3K x90% | ||
| + | ** salary RM2,000-RM2,999 akan dikira 60% | ||
| + | ** salary RM3,000 and above akan dikira 90% | ||
* For more details, pls click below: | * For more details, pls click below: | ||
**Criteria : [[Media:RHB-IDSB.pdf]] | **Criteria : [[Media:RHB-IDSB.pdf]] | ||
** New Criteria : [[Media:newRHB-IDSB.pdf]] | ** New Criteria : [[Media:newRHB-IDSB.pdf]] | ||
| + | |||
| + | == Special Remarks == | ||
| + | * 10-6-2015 -new target market for IDSB: | ||
| + | *Download Listing: [[Media:RHB-IDSB-TM.pdf]] | ||
| + | #UNIVERSITI MALAYA (UM) | ||
| + | #UNIVERSITI PENDIDIKAN SULTAN IDRIS (UPSI) | ||
| + | #UNIVERSITI SAINS ISLAM MALAYSIA (USIM) | ||
| + | #MAJLIS AMANAH RAKYAT (MARA | ||
== Payslip expiry date == | == Payslip expiry date == | ||
| Line 23: | Line 34: | ||
== Application Forms Download == | == Application Forms Download == | ||
| - | |||
* print 1 set | * print 1 set | ||
| - | [[Media: | + | **[[Media:New-Checklist-IDSB-Forms.pdf]] |
| - | * | + | **[[Media:Borang-Permohonan-IDSB-NEW.pdf]] |
| + | **[[Media:Borang-Lembaran-Pendedahan-Produk.pdf]] | ||
| + | **[[Media:Dokumen-Pengesahan-Pelanggan.pdf]] | ||
| + | **[[Media:Borang-Terma-Syarat.pdf]] | ||
| + | **[[Media:Surat-Akuan-Kebenaran-Potongan-Gaji.pdf]] | ||
| + | **[[Media:Borang-Persetujuan-Kebenaran.pdf]] | ||
| + | |||
| + | - '''CHOOSE EITHER BM / ENG VERSION''' | ||
| + | |||
| + | * additional new form -Credit Rating Agencies (CRA) -Print 1 copy | ||
| + | [[Media:ApplicationIDSB-Forms-Credit-Rating.pdf]] | ||
| + | |||
| + | == Calculation Sheet & Repayment Table == | ||
| + | [[Media:RHBIDSB-CEF-new3.xls]] | ||
| + | |||
| + | [[Media:RHBIDSB-Repayment-Table-New2.pdf]] | ||
| + | |||
| + | [[Media:RHBIDSB-Takaful-Calculator-New.xls]] | ||
| - | == | + | == Rejection Code In Rhb System == |
| - | [[Media: | + | [[Media:Reject-Code.xls]] |
Latest revision as of 07:05, 17 May 2016
Contents |
Product Features
- Location:Whole Malaysia
- Interest Rate Scheme (AG)
- 4.50%
- Payout: 98% (approximately)
- Tenure:Min 2 - 10 years
- Finance:Min RM2,000 to RM200,000
- Salary:RM2000.00 and above
- Age:18 - 57 years
- Work:1 year & above
- Tat:2 weeks
- CTOS: Must be cleared / or can do overlapping.
- CCRIS: Arrears must not be more than 2 months, if 3 months and above please provide settlement statement for bank to settle.
- DSR @ COMMITMENT :gaji + elaun + lain lain income jumlah bawal 3k x60%,jika jumlah lebih 3K x90%
- salary RM2,000-RM2,999 akan dikira 60%
- salary RM3,000 and above akan dikira 90%
- For more details, pls click below:
- Criteria : Media:RHB-IDSB.pdf
- New Criteria : Media:newRHB-IDSB.pdf
Special Remarks
- 10-6-2015 -new target market for IDSB:
- Download Listing: Media:RHB-IDSB-TM.pdf
- UNIVERSITI MALAYA (UM)
- UNIVERSITI PENDIDIKAN SULTAN IDRIS (UPSI)
- UNIVERSITI SAINS ISLAM MALAYSIA (USIM)
- MAJLIS AMANAH RAKYAT (MARA
Payslip expiry date
Payslip will expire every 5th. Example:
- February payslip will expire on the 5th April.
- March payslip will expire on the 5th May
Application Forms Download
- print 1 set
- CHOOSE EITHER BM / ENG VERSION
- additional new form -Credit Rating Agencies (CRA) -Print 1 copy
Media:ApplicationIDSB-Forms-Credit-Rating.pdf
Calculation Sheet & Repayment Table
Media:RHBIDSB-Repayment-Table-New2.pdf
Media:RHBIDSB-Takaful-Calculator-New.xls
